FHA VS Conventional loan programs in 2026 for Roeland-Park, Johnson County, Kansas
For 2026, the Conventional loan limit in Roeland-Park, situated in Johnson county, KS, stands at $647,200. Meanwhile, the FHA limit for single-family homes is $431,250.
Utilize the Lendersa® Conventional loan calculator to evaluate today's leading rates between Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and required documents for qualification. Our advanced calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the ideal program in KS for your financial situation.
2026 Loan Limits and Downpayment Requirements in Roeland-Park, Johnson County, KS
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$311,800
0%
FHA
$431,250
3.5%
This table is applicable to the following zip codes: 66205
Conventional and FHA Loan Options in Roeland-Park, KS
The goal of Lendersa® is to connect you with the best available Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting options that lead to matching lenders and loan programs.
7301 Mission Road, Suite 254B, Prairie Village, KS, 66208
Lends in Kansas
Founded in 2014 and located in the Kansas City, MO area. Licensed in MO, KS, CO, FL, and GA. We have been in the Mortgage service business for over 6 successful years. This longevity and confidence comes from our Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
7501 Mission Rd, Suite 200, Prairie Village, KS, 66208
Lends in Kansas
Founded right here in the City we love, Fountain Mortgage combines more than 50 years of lending, banking and financial services expertise to provide our clients with an enjoyable and empowering experience. Our goal is to enable you, with education and guidance, to make an informed financial decision best suited to meet your needs.
SM Federal Credit Union was founded on September 15, 1960, under the name of SM Postal Federal Credit Union. We started in the basement of the Main Shawnee Mission Post Office, where we still reside today. On January 31, 1974 our charter was amended to include Federal Aviation Administration employees in Olathe.
6025 Metcalf Ln, Suite, Suite 210A, Overland Park, KS, 66202
Lends in Kansas
At First Fidelis, LLC, we know that buying a home is a big decision, and we understand how important it is to choose the loan that’s right for you. As a premier low interest refinance lender in Kansas City, First Fidelis was founded by Lance Richards, whose mission was to offer all our clients the best loans available.
Crossroads Investment Lending provide short-term funding for real estate investments in the Kansas City Metro. We provide the bridge funding so you, the investor, can buy and rehab and sell more properties
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At Heartland Mortgage Consultants, LLC, we are known for our client-centric approach and extensive industry knowledge and experience. We take pride in obtaining a good referral rate brought by our unparalleled customer service. Heartland Mortgage Consultants, LLC provides you with a broad range of mortgage products to achieve your financial goals.
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