FHA VS Conventional loan programs in 2026 for Fort-Scott, Bourbon County, Kansas

In 2026, the loan limit for Conventional loans in Fort-Scott, in the county of Bourbon, KS, is $647,200, while the FHA limit for a single-family home is set at $420,680.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans. This tool determines the necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program available in KS for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Fort-Scott, Bourbon County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 66701

Options for Conventional and FHA Loans in Fort-Scott, KS

The goal of Lendersa® is to connect you with the best available Conventional, USDA, or FHA loan swiftly and without hassle. Start the process by selecting one of three available pathways that match you with suitable lenders and loan programs.

Detailed exploration of USDA loan requests and results with Lendersa


Fort-Scott Lenders

  • The City State Bank
  • 1012 Highway 69, Fort Scott, KS, 66701
  • Lends in Kansas
  • City State Bank was chartered in 1920, and remains a locally owned independent bank. Over the years City State has continued to grow, and operates two full service locations. The original branch located in downtown Fort Scott at 202 Scott Avenue and our new branch located South of Fort Scott at 1012 Highway 69 covers the needs of our customer base.

  • Kansas Teachers Community Credit Union
  • 416 North Broadway Street, Pittsburg, KS, 66762
  • Lends in Kansas
  • Kansas Teachers Community Credit Union has been open since 1949. It's the 15th largest credit union in Kansas with assets totaling $136.7 Million and providing banking services to more than 13,000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans

  • First Option Bank
  • 502 Market Street, La Cygne, KS, 66040
  • Lends in Kansas
  • In 1923, First Option Bank (fka First National Bank) opened for business in Osawatomie, Kansas. We continue to be a locally-owned bank today and over the decades have expanded to the communities of LaCygne, Louisburg, Paola and Spring Hill. business in Osawatomie, Kansas. We continue to be a locally-owned bank today.

  • Patriots Bank
  • 131 East 4th Ave., Garnett, KS, 66032
  • Lends in Kansas
  • Patriots Bank is owned and operated by the Cooper family. Our charter has over 120 years of tradition in community banking. As a local community bank, Patriots Bank is a proud part of the communities we serve. Here are some of the benefits of being part of a community bank and why Patriots Bank is the right choice for you

  • The Baxter State Bank
  • 1401 Military Avenue, Baxter Springs, KS, 66713
  • Lends in Kansas
  • The history of a bank is often the story of people; its founders, its shareholders, its employees and its customers. It is people who have made The Baxter State Bank the oldest currently operating business in Baxter Springs and Cherokee County.

    In the early 1900s, though not yet a “boom” town, Baxter Springs was enjoying comfortable growth.

  • American Bank of Baxter Springs Baxter Springs
  • 1201 Military Avenue, Baxter Springs, KS, 66713
  • Lends in Kansas
  • The American National Bank was organized with Lou Cardin as its Chairman and president in 1917. Chartered as the third bank in Baxter Springs and capitalized for $50, 000.00, the company was composed of R.I. Walker, W.T. Apple, L.L. Cardin, Dr. Boswell and others. The Bank purchased property at the corner of Military & River Streets.