FHA VS Conventional loan in Iola, Allen County, Kansas

For 2026, the Conventional loan limit in Iola, which is located in Allen county, KS, holds steady at $726,200. The FHA limit for single-family homes is $472,030.

The Lendersa® Conventional loan calculator enables you to compare today's top rates across Conventional, FHA, and USDA loans. It helps determine the required income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to choose the most suitable program available in KS for your particular financial situation.

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2026 Loan Limits and Downpayment Requirements in Iola, Allen County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This information is pertinent to the following zip codes: 66749

Explore Conventional and FHA Loan Options in Iola, KS

At Lendersa®, our objective is to swiftly connect you with the best possible Conventional, USDA, or FHA loan options, without hassle. You can begin with one of three starting paths that link you to matching lenders and appropriate loan programs.

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Iola Lenders

  • Patriots Bank
  • 131 East 4th Ave., Garnett, KS, 66032
  • Lends in Kansas
  • Patriots Bank is owned and operated by the Cooper family. Our charter has over 120 years of tradition in community banking. As a local community bank, Patriots Bank is a proud part of the communities we serve. Here are some of the benefits of being part of a community bank and why Patriots Bank is the right choice for you

  • First National Bank of Kansas
  • 600 N 4th Street, Burlington, KS, 66839
  • Lends in Kansas
  • First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902.

    Our mission is to meet the needs of the market we serve by providing community leadership.

  • The City State Bank
  • 1012 Highway 69, Fort Scott, KS, 66701
  • Lends in Kansas
  • City State Bank was chartered in 1920, and remains a locally owned independent bank. Over the years City State has continued to grow, and operates two full service locations. The original branch located in downtown Fort Scott at 202 Scott Avenue and our new branch located South of Fort Scott at 1012 Highway 69 covers the needs of our customer base.

  • First Option Bank
  • 502 Market Street, La Cygne, KS, 66040
  • Lends in Kansas
  • In 1923, First Option Bank (fka First National Bank) opened for business in Osawatomie, Kansas. We continue to be a locally-owned bank today and over the decades have expanded to the communities of LaCygne, Louisburg, Paola and Spring Hill. business in Osawatomie, Kansas. We continue to be a locally-owned bank today.

  • FIRSTOAK BANK
  • 113 N. Penn Ave, Independence, KS, 67301
  • Lends in Kansas
  • FirstOak Bank’s mission is to continue to develop and sustain a sound, profitable institution that will generate reasonable returns for its stockholders, be a chosen place of employment, and serve the financial needs of its customer base and the communities it serves. we will exceed your expectations as a friendly.

  • Gemini Funding Corp
  • 322 N Pennsylvania Ave, Independence, KS, 67301
  • Lends in Kansas
  • Welcome to Gemini Funding Corp., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific home loan needs, so we strive to meet those specific needs with a wide array of loan products, investment tools, mortgages

  • Emporia State Federal Credit Union
  • 310 W 12th Avenue, Emporia, KS, 66801
  • Lends in Kansas
  • Emporia State Federal Credit Union began as a small financial institution in July of 1937, serving a "field of membership" of employees of two Emporia cooperatives. Through the years, ESFCU has continued to grow and expand while still preserving it's roots in the Emporia community.

  • Lyon County State Bank
  • 902 Merchant St., Emporia, KS, 66801
  • Lends in Kansas
  • The Lyon County State Bank (LCSB) was chartered on June 27, 1913 and first opened for business at 508 Commercial Street, Emporia, Kansas, with Senator W. M. Price as President. The bank moved to 701 Commercial Street in 1956 and remained there until the current Main Bank facility was built in 1975 at 902 Merchant Street.

  • Labette Bank
  • PO Box 497, Altamont, KS, 67330
  • Lends in Kansas
  • Labette Bank is a trustworthy community bank that serves the people and businesses of Southeast Kansas.

    Labette Bank was founded in 1915 by a group of businessmen who strongly believed in the people and businesses of our area. Their founding beliefs are still the cornerstone of our banking philosophy.