FHA VS Conventional loan programs in Garnett, Anderson County, Kansas

In the year 2025, the conventional loan limit for Garnett in the county of Anderson, KS, is set at $726,200. For single-family dwellings, the FHA limit is $472,030.

Leverage Lendersa®'s Conventional loan calculator to compare the best rates today across Conventional, FHA, and USDA loans. Determine the income level, credit score, reserves, and documentation you need to qualify. With this advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding your decision on which program in KS best suits your financial scenario.

Explore and compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Garnett, Anderson, KS

Loan Type Maximum Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: The comparison table is relevant to zip codes: 66032

Options for Conventional and FHA Loans in Garnett, KS

The objective at Lendersa® is to obtain the most favorable Conventional, USDA, or FHA loans for you swiftly and without difficulty. Choose from three starting points that lead to matching lenders and loan programs.

Results for USDA loan requests on Lendersa


  • Kell Capital, LLC
  • 221 N Kansas St, Suite 1211, El Paso, TX, 79901
  • Kell Capital, LLC, is an asset-based private lending company based in downtown El Paso, Texas. Since 2011, our funding has helped to improve communities throughout Texas and Hawai'i by bettering the real estate landscape, helping to improve the viability of business owners furthering the progress and success of real estate investors.
  • Bravo Mortgage & Realty Group
  • 6999 McPheron Rd, Suite 108-B, Laredo, TX, 78041
  • We are a direct lender with low interest rates and great programs. We ONLY do mortgages. It is our specialty. Get us working for you. We are mortgage professionals. with 11 yrs of experience. Zeferino Perez is the CEO at Bravo Mortgage LLC. Zeferino help loan officers focus on what they do best; assist clients and close the sale.
  • Flint Community Bank
  • 2910 Meredyth Drive, Albany, GA, 31721
  • Flint Community Bank opened its doors in early 2006 with a straightforward goal: to build a bank based on customer relationships. In order to make that goal a reality, we knew from the start that we would have to deliver on our promise of local decisions made in a timely manner with unforgettable customer care.
  • Long Reach Federal Credit Union
  • 315 Main Street, Middlebourne, WV, 26149
  • Long Reach Federal Credit Union was organized in 1975. We are a not-for-profit organization that is member-owned, where earnings are paid back to the members with lower loan rates and higher savings rates, rather than being owned by stockholders. Long Reach Federal Credit Union offers many products and services to meet your financial needs.
  • Union Bank, Inc.
  • 103 Dodd St., Middlebourne, WV, 26149
  • Union Bank is a locally owned and locally managed, independent, full-service community bank, with approximately $235 million in assets. We operate eight (8) full service locations in northwestern West Virginia, in the communities of: Middlebourne, Sistersville, St. Marys, Hundred, New Martinsville, Pennsboro, Harrisville, and Ellenboro,
  • Ohio Valley Community Federal Credit Union
  • 52775 Boston Hill Road, Hannibal, OH, 43931
  • Ohio Valley Community Federal Credit Union has been meeting the changing financial needs of its members since 1960. OVCFCU is one of the area's largest financial institutions. We are a full-service, federal-chartered financial institution guided by this mission statement: “Providing safety and security with innovative financial services.
  • Blissful Mortgage
  • Beach Office 8730 Thomas Dr, 1110 A, Panama City, FL, 32408
  • Blissful Mortgage LLC is located in Panama City Beach, FL, United States and is part of the Activities Related to Credit Intermediation Industry. Blissful Mortgage LLC has 3 employees at this location. (Employees figure is modelled). There are 2 companies in the Blissful Mortgage LLC corporate family.
  • Bay Credit Union
  • 601 N Highway 231, Panama City, FL, 32405
  • Bay Credit Union was established in August of 1952 as International Paper Employees Federal Credit Union. In 1976 the name was changed to Bay County Industrial Credit Union to more adequately reflect the expanded membership. Again in 1987 the name was changed to Bay Credit Union when our field of membership was opened to virtually.