Explore the differences! FHA VS Conventional loan programs in Hays, Ellis County, Kansas

In 2025, Convetional loan limit in Hays, county of Ellis, KS is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in KS is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Hays, county of Ellis, KS

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 67601

Conventional and FHA loan options in Hays, KS

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Precision Mortgage Inc.
  • 14155 N 83rd Ave, Suite 125, Glendale, AZ, 85381
  • Precesion Mortgage has a strong reputation as an outstanding mortgage firm in Peoria Arizona, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • DK Home Loans
  • 8282 W Cactus Rd, Suite E146, Peoria, AZ, 85381
  • "Welcome to DK Home Loans, I'm David Krushinsky, your Phoenix home loan expert dedicated to making sure your home purchase or refinance experience is top-notch. We are here to help consumers finance the purchase or refinance of residential real estate. DK Home Loans, LLC is licensed in Arizona - MB-0949619, Idaho MBL-2081779290"
  • Bank Of The Bluegrass
  • 215 Southland Dr, Lexington, KY, 40503
  • Bank of the Bluegrass & Trust Co., is a locally owned community bank serving Lexington, Ky., and it's surrounding communities for over 45 years. We create relationships for life with our clients by providing a full range of services to meet their personal and business needs. These services are delivered and supported by experienced professionals th
  • Lambuth Mortgage Lending
  • 2121 Nicholasville Rd, Suite 101, Lexington, KY, 40503
  • At Lambuth Mortgage are here to answer all your questions and help you feel confident about your financial decisions. At Lambuth Mortgage, we make it a priority to learn all about your unique circumstances. We’ll help you understand and take advantage of a variety of home mortgage options and highly competitive interest rates.
  • Mountain Valley Bank
  • 17114 Rankin Ave, Dunlap, TN, 37327
  • Mountain Valley Bank has a rich history within our community of the Sequatchie Valley, a history which began over 100 years ago. We opened in a corner of the Moore Hotel as a home-owned independent bank in the heart of Dunlap, Tennessee in 1905, originally known in town as Sequatchie County Bank.
  • Eureka Homestead Loan Office
  • 720 Harrison Ave, Suite A, New Orleans, LA, 70124
  • Eureka offers traditional deposit products including passbook savings accounts and certificates of deposit, as well as loan products. Our team of mortgage associates can help to find you the best available mortgage lending programs and work with you to assure the highest rate of approval with respect to your current situation
  • P1 Home Loans
  • 7141 North 51st Avenue, Suite D1, D2, Glendale, AZ, 85301
  • P1 Home Loans mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • First Mortgage of Alabama LLC
  • 30 Wilson Ave, Thomasville, AL, 36784
  • First Mortgage of Alabama offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide the best loan possible, to meet the needs of every customer. We recognize that no two customers or situations are the same. Contact us directly and let us know how we can help you in your home buying