Explore the differences! FHA VS Conventional loan programs in Hays, Ellis County, Kansas
In 2025, the maximum loan limit for a Conventional loan in Hays, part of Ellis county, KS is $726,200. For a single-family home, the FHA loan limit is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate today's top Conventional, FHA, and USDA rates, determining the income, credit, savings, and documents necessary for qualification. Our advanced mortgage tool lays out Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best fit in KS for your financial situation.
2025 Loan Limits and Down Payment Requirements in Hays, Ellis County, KS
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table is relevant for zip codes: 67601
Options for Conventional and FHA Loans in Hays, KS
The aim of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose from three starting points to match lenders and suitable loan programs.
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