FHA VS Conventional loan programs in Larned, Pawnee County, Kansas

For 2026, the Conventional loan limit in Larned, situated in Pawnee county, KS, is $726,200, while the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates on Conventional, FHA, and USDA loans. Identify the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you in selecting the best program for your financial needs in KS.

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Loan Limits and Downpayment Requirements in Larned, Pawnee County, KS for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 67550

Conventional and FHA Loan Options in Larned, KS

The goal of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loan, hassle-free. Choose one of three routes to find matching lenders and applicable loan programs.

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Larned Lenders

  • Peoples Bank and Trust
  • 211 E. Santa Fe, Ellinwood, KS, 67526
  • Lends in Kansas
  • In 1898, F.A. Vaniman accomplished a long time goal of opening his own bank. That bank was Peoples State Bank. Located at 101 South Main in downtown McPherson, that bank, now known as Peoples Bank & Trust Company is still located at the same location. Mr. Vaniman remained the president for 50 years until his retirement in 1948.

  • The Peoples Bank
  • 222 S Main St., Pratt, KS, 67124
  • Lends in Kansas
  • With long-term employees serving an excellent customer base, The Peoples Bank is a unique and financially strong community bank. We have offices in seven rural counties – Barber, Kingman, Kiowa, Osborne, Pratt, Russell and Smith – stretching from the Oklahoma border to the Nebraska border in Central Kansas.

  • Farmers Credit Union
  • 2825 Plaza Avenue, Hays, KS, 67601
  • Lends in Kansas
  • The Farmers Credit Union was founded in 1953. The first location was an office located in the Farmers Co-op Building. The original capital was obtained by proceeds from a bake sale. Anyone who is a resident of Ellis County or adjoining counties is eligible to be a member of the Farmers Credit Union.

  • Golden Belt Bank
  • 1101 East 27th St, Hays, KS, 67601
  • Lends in Kansas
  • At Golden Belt Bank, we take great pride in delivering our products in the manner our customer wants them. We strive to establish long-term relationships with our customers and our community. Every day, we get to help write the story. Because we believe one successful story builds one successful family,

  • First Bank Sterling, KS
  • 128 South Broadway Avenue, Sterling, KS, 67579
  • Lends in Kansas
  • While our name - First Bank - may be relatively new, our roots run deep in Sterling and Rice County. Originally known as Farmers State Bank, the bank opened for business in Sterling on March 24, 1907 with Frank W. Ross as president. The previous November the bank was incorporated by a group of farsighted community business, farmers.

  • Lyons Federal Bank
  • 200 East Avenue South, Lyons, KS, 67554
  • Lends in Kansas
  • Lyons Federal Bank's objective has always been to remain a sound institution for our customers' investment and loan needs. We are proud of the way we are able to meet those needs in a most efficient and friendly way. Lyons Federal Bank is still a locally owned, "hometown" bank with a long history of providing efficient,

  • The Wilson State Bank
  • 422 26th Street, Wilson, KS, 67490
  • Lends in Kansas
  • Since its inception, Wilson State Bank’s primary mission has been to serve the banking needs of our communities and surrounding counties. This mission continues to be the primary driving force behind the Bank today. We pledge to our customers to always provide a hometown atmosphere with people you can talk to and decisions that are made locally.

  • First National Bank in Cimarron
  • 121 N. Main, Cimarron, KS, 67835
  • Lends in Kansas
  • We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.

  • Southwind Bank
  • PO Box 40, Natoma, KS, 67651
  • Lends in Kansas
  • At Southwind Bank, where you experience banking the way it should be!

    Here we still believe in personal banking relationships. Our customers are more than just a number; they are our neighbors and friends. For generations, we have worked together with our customers to help our communities grow and prosper.