FHA VS Conventional loan programs in 2026 for Kansas-City, Wyandotte County, Kansas

During 2026, the limit for Conventional loans in Kansas-City, within the county of Wyandotte, KS, is $647,200, and the FHA limit for a single-family dwelling is $431,250.

Explore the Lendersa® Conventional loan calculator for a comparison of today's best rates among Conventional vs. FHA vs. USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you decide which program in KS best suits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Kansas-City, Wyandotte County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $311,800 0%
FHA $431,250 3.5%

These limits apply to the following zip codes: 66101

Available Conventional and FHA Loan Options in Kansas-City, KS

Lendersa® aims to provide you with the optimal Conventional, USDA or FHA loan promptly and conveniently. Choose from three available starting points that lead to matching lenders and tailored loan programs.

Lendersa USDA loan request and matching results


  • Stallion Funding, LLC
  • 10119 Lake Creek Pkwy Suite 202, Austin, TX, 78729
  • Stallion Funding is a private real estate finance company that specializes in providing real estate loans from $100,000 to $5 million.

    Our capital is secured from the Stallion Texas Real Estate Fund, as well as a network of private lenders, enabling us to make quick decisions to fund real estate projects. The Stallion team understands real estat

  • Sovita Credit Union
  • 4411 Calkins Road, Flint, MI, 48532
  • Sovita Credit Union serves education and healthcare workers in Genesee, Lapeer, Livingston, Oakland and Shiawassee counties. We provide low-cost, high-value financial services to people who enrich, heal, lift and lead all others in the community. Founded in 1934 as Flint Teachers Credit Union,

  • Collegiate Peaks Bank
  • 105 Centennial Plaza, Buena Vista, CO, 81211
  • Collegiate Peaks Bank, Division of Glacier Bank is a growing community bank, serving personal and commercial customers. We currently have four bank Branches, in Salida, Buena Vista, Denver-RiNo, Denver-Belcaro and in February, 2020 we will be opening a Branch in the Denver Tech Center.

  • Direction Mortgage
  • 649 Lancaster Pike, Suite 100, Circleville, OH, 43113
  • Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan

  • Arrowhead Bank
  • 108 West Sandstone Street, Llano, TX, 78643
  • Arrowhead Bank originally opened its doors for business as the Moore State Bank. In 1963, A.W. Moursund, a life-long Hill Country resident, attorney and judge purchased controlling interest in the Llano bank. At the time, the bank had deposits totaling nearly $4, 000, 000 and approximately $660, 000 in capital, surplus, and undivided profits.

  • Homecorp Mortgage
  • 217 Avenue N, Marble Falls, TX, 78654
  • Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.

  • Cattell Mortgage
  • 350 Pine St, Suite 220, Beaumont, TX, 77702
  • At Cattell Mortgage Group. We are a full service mortgage company located in Beaumont/Houston Texas Area that has served the entire state of Texas for over twenty years. We specialize in FHA, VA, USDA, Jumbo, Super Jumbo, and Conventional Loans. Whether you are buying a home or ReFinancing we can help you realize your dream of home ownership.

  • Volunteer Home Mortgage Inc.
  • 1033 W Broadway Ave, Maryville, TN, 37801
  • Volunteer Home Mortgage Inc. is a dream come true for me. We are one of the hand full of mortgage broker companies that is here to give our customers a variety of mortgage options and choices. We are a locally owned and operated mortgage company. Why call a BIG name bank or lender

  • Alden State Bank
  • PO Box 39, Alden, MI, 49612
  • The history of Alden State Bank began in 1906 when the Farmers & Merchants Bank was organized as a privately held unincorporated bank. The bank was located in the East half of Higgins Store in downtown Alden. In 1924 the bank moved down the street to a building on Torch Lake near the boat launch.