Explore the differences! FHA VS Conventional loan programs in Parsons, Labette County, Kansas

In 2026, the loan limit for a Conventional loan in Parsons, within the county of Labette, KS is set at $726,200, whereas the FHA loan limit for a single-family home is $472,030.

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Take advantage of the Lendersa® Conventional loan calculator to compare the best rates for today's Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the ideal program in KS for your specific financial needs.

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Loan Limits and Downpayment Requirements in Parsons, Labette County, KS for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Correction applies to zip codes: 67335

Exploring Conventional and FHA Loan Options in Parsons, KS

The aim of Lendersa® is to swiftly connect you with the best options for Conventional, USDA, or FHA loans without any hassle. Choose one of three starting points that match lenders and their loan programs to your needs.

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  2. Access USDA, FHA, and Conventional rates & terms first
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Parsons Lenders


  • FIRSTOAK BANK
  • 113 N. Penn Ave, Independence, KS, 67301
  • Lends in Kansas

  • FirstOak Bank’s mission is to continue to develop and sustain a sound, profitable institution that will generate reasonable returns for its stockholders, be a chosen place of employment, and serve the financial needs of its customer base and the communities it serves. we will exceed your expectations as a friendly.

  • Gemini Funding Corp
  • 322 N Pennsylvania Ave, Independence, KS, 67301
  • Lends in Kansas

  • Welcome to Gemini Funding Corp., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific home loan needs, so we strive to meet those specific needs with a wide array of loan products, investment tools, mortgages

  • Labette Bank
  • PO Box 497, Altamont, KS, 67330
  • Lends in Kansas

  • Labette Bank is a trustworthy community bank that serves the people and businesses of Southeast Kansas.

    Labette Bank was founded in 1915 by a group of businessmen who strongly believed in the people and businesses of our area. Their founding beliefs are still the cornerstone of our banking philosophy.

  • Kansas Teachers Community Credit Union
  • 416 North Broadway Street, Pittsburg, KS, 66762
  • Lends in Kansas

  • Kansas Teachers Community Credit Union has been open since 1949. It's the 15th largest credit union in Kansas with assets totaling $136.7 Million and providing banking services to more than 13,000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans

  • The Baxter State Bank
  • 1401 Military Avenue, Baxter Springs, KS, 66713
  • Lends in Kansas

  • The history of a bank is often the story of people; its founders, its shareholders, its employees and its customers. It is people who have made The Baxter State Bank the oldest currently operating business in Baxter Springs and Cherokee County.

    In the early 1900s, though not yet a “boom” town, Baxter Springs was enjoying comfortable growth.
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