FHA VS Conventional loan programs in Independence, Montgomery County, Kansas

In 2026, the Conventional loan limit for Independence in the Montgomery county, KS, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to explore the best rates today for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you to select the best program available in KS for your needs.

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2026 Loan Limits and Downpayment Requirements in Independence, Montgomery County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is specific to zip codes: 67301

Options for Conventional and FHA Loans in Independence, KS

Lendersa® is dedicated to helping you secure the best Conventional, USDA, or FHA loan quickly, with no hassle. Choose one of the three available starting points to connect with compatible lenders and loan offers.

Examine USDA loan requests and results with Lendersa


  • RS Bellco Federal Credit Union
  • 710 Third Avenue, New Brighton, PA, 15066
  • R-S Bellco Federal Credit Union was founded in 1953 and was originally chartered as Befabel Rochester Federal Credit Union. The original field of membership was “those employees of Sewickley and Rochester Sub-Divisions of the New Castle District of the Bell Telephone Company who work in Beaver and Allegheny Counties, Pennsylvania.

  • Mohsin Mortgage Corp
  • 3075 Washington Pike, Bridgeville, PA, 15017
  • Mohsin Mortgage Corp. is a wholesale mortgage brokerage, designed to service your financial needs. We offer the best possible rates from the Federal Housing Administration. Specializing in Conventional, FHA, and VA loans, our experienced brokers will get you the best available mortgage rate

  • Freedom First Credit Union
  • 5240 Valleypark Drive, Roanoke, VA, 24019
  • Freedom First is a member-owned, federally insured community financial institution headquartered in Roanoke, VA since its founding in 1956. What sets us apart is that our shareholders are our members — which means that we put our community first. In fact, while most banks evaluate their worth by how much money they keep

  • Roanoke Valley Community Credit Union
  • 723 5th St NE, Roanoke, VA, 24016
  • Roanoke Valley Community CU, a member-owned, democratically controlled financial cooperative that exists "Not for Profit, not for Charity, but for Service, " is committed to serve the financial needs of our membership. It is our responsibility to maximize the benefits to our members while maintaining financial stability.

  • RED TREE MORTGAGE LLC
  • 4 Penn Center West, Pittsburgh, PA, 15276
  • Red Tree Mortgage is rooted upon the principles of expertise, faith, family and strong values. We strive for excellence and believe that every customer should be treated with superior service and respect to ensure that they have the best experience in the industry. A wonderful night at Topgolf with our Red Tree Mortgage family.

  • Nebo Credit Union
  • 730 East 300 South, Springville, UT, 84663
  • Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,

  • Mortgage Zone, LLC
  • 1190 North Main, Suite 20, Springville, UT, 84663
  • Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.

  • Tara Mortgage Services LLC
  • 554 Washington Avenue, Carnegie, PA, 15106
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • SouthWest Communities Federal Credit Union
  • 213 Pine St, Carnegie, PA, 15106
  • SouthWest Communities means members enjoy higher dividends than banks, lower loan rates, low to no fees, & more personalized service than traditional banking, while still having access to the same conveniences, including: free online banking, mobile deposit, bill pay services, free checking, CD's, Christmas & vacation.

  • Princeton Financial, LLC
  • 243 E Main St, Suite 201,, Carnegie, PA, 15106
  • "Since 1997, our team at Princeton has built a strong and trusted reputation as a regional mortgage lender. We serve the various lending needs of real estate professionals, builders, & individual homebuyers throughout Pennsylvania & West Virginia. mortgage lender. We serve the various lending needs of real
    We’re a full service mortgage lender"

  • ALCOVA Mortgage LLC
  • 308 Market Street SE., Roanoke, VA, 24011
  • "ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.

    “When I bought my first house, I realized how confusing the mortgage process could be."

  • Sunlight Federal Credit Union
  • 1702 17th Street, Cody, WY, 82414
  • Sunlight Federal Credit Union has been open since 1953. It's the 10th largest credit union in Wyoming with assets totaling $162.21 Million and providing banking services to more than 10, 000 members as of March 2022.

    The credit union is a community-based financial institution. People living, working