Explore the differences! FHA VS Conventional loan programs in Independence, Montgomery County, Kansas
In 2026, the Conventional loan limit for Independence in the Montgomery county, KS, is $726,200, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to explore the best rates today for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you to select the best program available in KS for your needs.
2026 Loan Limits and Downpayment Requirements in Independence, Montgomery County, KS
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is specific to zip codes: 67301
Options for Conventional and FHA Loans in Independence, KS
Lendersa® is dedicated to helping you secure the best Conventional, USDA, or FHA loan quickly, with no hassle. Choose one of the three available starting points to connect with compatible lenders and loan offers.
FirstOak Bank’s mission is to continue to develop and sustain a sound, profitable institution that will generate reasonable returns for its stockholders, be a chosen place of employment, and serve the financial needs of its customer base and the communities it serves. we will exceed your expectations as a friendly.
Welcome to Gemini Funding Corp., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific home loan needs, so we strive to meet those specific needs with a wide array of loan products, investment tools, mortgages
Labette Bank is a trustworthy community bank that serves the people and businesses of Southeast Kansas.
Labette Bank was founded in 1915 by a group of businessmen who strongly believed in the people and businesses of our area. Their founding beliefs are still the cornerstone of our banking philosophy.
The history of a bank is often the story of people; its founders, its shareholders, its employees and its customers. It is people who have made The Baxter State Bank the oldest currently operating business in Baxter Springs and Cherokee County.
In the early 1900s, though not yet a “boom” town, Baxter Springs was enjoying comfortable growth.
The American National Bank was organized with Lou Cardin as its Chairman and president in 1917. Chartered as the third bank in Baxter Springs and capitalized for $50, 000.00, the company was composed of R.I. Walker, W.T. Apple, L.L. Cardin, Dr. Boswell and others. The Bank purchased property at the corner of Military & River Streets.
