FHA VS Conventional loan in Wamego, Pottawatomie County, Kansas

In 2026, the loan limit for a Conventional mortgage in Wamego, Pottawatomie county, KS, stands at $726,200. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to examine today’s leading rates for Conventional, FHA, and USDA loans. Evaluate the essential income, credit, reserves, and documentation required to qualify. Our in-depth mortgage calculator allows for a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, aiding you in identifying the most suitable loan program in KS that aligns with your specific financial conditions.

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Understanding 2026 Loan Limits and Downpayment Requirements in Wamego, Pottawatomie County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 66547

Explore Your Conventional and FHA Loan Options in Wamego, KS

The aim at Lendersa® is to seamlessly connect you with the best possible Conventional, USDA, or FHA loan options, without the hassle. Select from one of the three starting points available, each tailored to align you with suitable lenders and their specific loan programs.

Examine USDA loan requests and results with Lendersa


Wamego Lenders

  • Bank of the Flint Hills
  • 806 West Fifth Street, Wamego, KS, 66547
  • Lends in Kansas
  • Bank of the Flint Hills, was chartered in 1876. Experiencing steady growth for the next 70 years, the bank moved it's location in 1972 one-half block west to a new, larger, and more modern building. In the early 90's more space was needed and the data processing and bookkeeping departments were moved to the building north of the main bank.

  • Kaw Valley State Bank
  • 1015 Kaw Valley Park Circle, Wamego, KS, 66547
  • Lends in Kansas
  • Since our inception in 1913, the Kaw Valley State Bank & Trust Company has been the “Bank of Personal Service” for the Wamego area. We were pleased to merge with the First National Bank of Clifton in 2008. Situated on the county line between Washington and Clay counties, our Clifton location was chartered in 1878 and branched to St Marys in 1990.

  • kstate CREDIT UNION (West Branch)
  • 601 McCall Rd, Manhattan, KS, 66502
  • Lends in Kansas
  • At 9:00 P.M. on January 28th, 1946, our credit union was chartered as Manhattan CO-OP Credit Union and held its first monthly meeting of the Board of Directors. In an effort of helping even more Manhattan citizens, the credit union was moved to the university.
    The credit union changed its name to College Credit Union.

  • KDWallStreet Mortgage, LLC
  • 6540 SW 10th Ave, Suite 102, Topeka, KS, 66615
  • Lends in Kansas
  • At KDWallStreet Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Envista Credit Union
  • 3626 SW Wanamaker Road, Topeka, KS, 66614
  • Lends in Kansas
  • At Envista, banking is a personalized experience. We provide the security, competitive rates, and options you expect, delivered with exceptional service from a team who makes your needs and dreams their top priority.

    Our professional team makes the following promises to each member:
    We will honor the individual.

  • VisionBank
  • 3031 SW Wanamaker Rd, Topeka, KS, 66614
  • Lends in Kansas
  • We were founded on the belief that a bank can best provide excellent, personalized service to its customers when it is rooted in the community it serves and isn't part of a giant banking conglomerate. In the modern financial world, a community bank has the capacity to deliver and meet our customer needs just as the big banks can.

  • Azura Credit Union
  • 2808 SW Arrowhead Road, Topeka, KS, 66614
  • Lends in Kansas
  • Azura Credit Union was formed when Educational Credit Union and Quest Credit Union merged on May 1, 2016. Azura has over 50, 000 members and offers everything from checking and savings, to auto, personal and home loans, business services and online and mobile banking. Credit Union was formed when Educational Credit Union.

  • The Farmers State Bank
  • 209 Montana Avenue, Holton, KS, 66436
  • Lends in Kansas
  • The Farmers State Bank of Circleville was chartered October 27, 1900 with $5,000.00 capital. By 1916 the total assets had increased to over $100,000.00. The bank survived a robbery in 1923, the Circleville fire in 1931, and The Depression and resulting bank failures. It was a matter of pride to have been the first bank

  • Landmark National Bank
  • 1741 N Washington, Auburn, KS, 66402
  • Lends in Kansas
  • Landmark National Bank’s roots trace back to April 22, 1885, when it was originally chartered under the name Manhattan Buildings & Savings Association. As our bank’s footprint has expanded over the last century, our name has changed to reflect the growing number of communities we serve throughout Kansas and beyond.