Explore the differences! FHA VS Conventional loan programs in Topeka, Shawnee County, Kansas

In the year 2025, the Conventional loan limit in Topeka, situated in the county of Shawnee, KS, is $726,200. Meanwhile, the FHA loan limit for single-family homes is set at $472,030.

Leverage the Lendersa® Conventional loan calculator to compare today’s top rates for Conventional, FHA, and USDA loans. This tool assists in determining the required income, credit, reserves, and documents for qualification. With our efficient mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA loans, helping to ascertain which program in KS is best suited for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Topeka, County of Shawnee, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 66621, 66622, 66609, 66608, 66607, 66606, 66605, 66604, 66603, 66611, 66612, 66614, 66616, 66601, 66624, 66625, 66626, 66629, 66636, 66647, 66667, 66675, 66683, 66699

Explore Conventional and FHA Loan Options in Topeka, KS

The mission of Lendersa® is to swiftly secure the optimal Conventional, USDA, or FHA loan for you, hassle-free. Start by selecting one of three avenues leading to matched lenders and loan solutions.

Lendersa USDA loan request and matching results


  • Platinum Mortgage Group
  • 220 6th Avenue SW, Albany, OR, 97321
  • Platinum Mortgage Group is a division of Finance of America Mortgage LLC |Equal Housing Opportunity | NMLS ID #1071 (www.nmlsconsumeraccess.org)| 300 Welsh Road, Building 5, Horsham, PA 19044 | (800) 355-5691 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Questions, comments, concerns.
  • Central Willamette Credit Union
  • 7101 Supra Drive SW, Albany, OR, 97321
  • Central Willamette Credit Union story begins on October 5, 1955, at a mass meeting held under the sponsorship of Local 1141 when initial steps were taken to form a credit union for government employees in Linn County. Employees from the U.S. Bureau of Mines and the Albany and Lebanon.
  • FAST TRACK MORTGAGE
  • 10000 Aurora Ave N, Suite 2, Seattle, WA, 98133
  • Fast Track Mortgage we take pride in treating our clients with honesty and integrity. Ask us about getting refinanced in Seattle.Our mortgage bankers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs.
  • Pacific Coast Financial LLC
  • 2150 North 107th Street, Suite 170, Seattle, WA, 98133
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • The Patterson Company
  • 3324 N Visscher St, Tacoma, WA, 98407
  • THE PATTERSON COMPANY REAL ESTATE LENDING, opened its doors for business in June of 1996. The company’s background in financial services includes all aspects of loan origination and mortgage broker services: residential homes (investment and owner occupied properties) custom construction and small commercial lending.
  • ICS Loans Commercial Mortgage
  • 5608 17th Avenue NW, Seattle, WA, 98107
  • ICS is a vertically integrated correspondent commercial mortgage lending company. We have the largest network of commercial and investment real estate lenders in the nation. ICS processes, underwrites, and funds loans for commercial mortgage brokers and investors through our long-term commercial lending relationships with Banks, Private Lenders.
  • The Mortgage Broker LLC
  • 334 NW 51st Street, Seattle, WA, 98107
  • At The Mortgage Broker LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. The Mortgage Broker LLC, where we specialize in residential mortgages.
  • Lighthouse Financial Enterprises, Inc
  • 110 Wallace Rd. NW, Salem, OR, 97304
  • At Lighthouse Financial Enterprises, Inc. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service- putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for your family from the many mortgage options.
  • Jenny Kuball | Capitol Mortgage Company Loan Officer
  • 2254 Wilmington Ave NW, Salem, OR, 97304
  • As a locally owned company with operations in the greater Salem and Portland metro areas, we are passionate about helping our fellow Oregon residents and investors. We proudly offer a significant range of financing programs, including conventional, FHA, VA, USDA, and even private money financing.
  • Westar Funding
  • 728 3rd Street, Suite B, Mukilteo, WA, 98275
  • Westar Funding Inc. is a leading private money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential & commercial investment properties. Westar offers financing that avoids the time-consuming process and onerous requirements of conventional lenders.