FHA VS Conventional loan in Topeka, Shawnee County, Kansas
In the year 2026, the Conventional loan limit in Topeka, situated in the county of Shawnee, KS, is $726,200. Meanwhile, the FHA loan limit for single-family homes is set at $472,030.
Leverage the Lendersa® Conventional loan calculator to compare today’s top rates for Conventional, FHA, and USDA loans. This tool assists in determining the required income, credit, reserves, and documents for qualification. With our efficient mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA loans, helping to ascertain which program in KS is best suited for your financial situation.
Loan Limits and Down Payment Requirements for 2026 in Topeka, County of Shawnee, KS
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 66621
Explore Conventional and FHA Loan Options in Topeka, KS
The mission of Lendersa® is to swiftly secure the optimal Conventional, USDA, or FHA loan for you, hassle-free. Start by selecting one of three avenues leading to matched lenders and loan solutions.
Discover everything your credit union & financial institution can be at 1st Kansas Credit Union. As the oldest credit union in Kansas, our closed membership institution offers a wide range of accounts, loans, & financial services to Federal, State, City & County employees and their dependents in the states of Kansas, Nebraska, Iowa and Missouri.
534 S. Kansas Avenue, Suite 825, Topeka, KS, 66603
Lends in Kansas
Great Plains Funding, LLC was established for the sole purpose of providing “private money loans” to its real estate investor clientele. Great Plains Funding, LLC does not provide funding to any owner-occupied properties and limits its services to commercial loans for the acquisition and renovation of existing properties.
In the early 1950’s, an employee of Blue Cross and Blue Shield of Kansas named Francis Woods kept a small metal cash box in his desk drawer. If a coworker or friend was running short, Francis would loan them enough cash to get by until the next payday. From these simple roots, came the organization
Our Mission is Every individual in Central National Bank is entrusted with the responsibility of providing superior financial products and services that result in making our customers, the communities we serve, and our company successful. At Central National Bank we find our employees engaged in the communities they live in.
Kaw Valley Bank has been a part of Topeka for over 150 years, with its roots starting in Oakland & eventually growing in North Topeka & later city wide. The banks original name was Oakland State Bank. In 1920s Glenn Swogger Sr. & his father J.S. Swogger purchased Oakland State Bank where it was a storefront bank with a family living headquarters.
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Our professional team makes the following promises to each member: We will honor the individual.
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At KDWallStreet Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
