FHA VS Conventional loan programs in Topeka, Shawnee County, Kansas

In the year 2025, the Conventional loan limit in Topeka, situated in the county of Shawnee, KS, is $726,200. Meanwhile, the FHA loan limit for single-family homes is set at $472,030.

Leverage the Lendersa® Conventional loan calculator to compare today’s top rates for Conventional, FHA, and USDA loans. This tool assists in determining the required income, credit, reserves, and documents for qualification. With our efficient mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA loans, helping to ascertain which program in KS is best suited for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Topeka, County of Shawnee, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 66621, 66622, 66609, 66608, 66607, 66606, 66605, 66604, 66603, 66611, 66612, 66614, 66616, 66601, 66624, 66625, 66626, 66629, 66636, 66647, 66667, 66675, 66683, 66699

Explore Conventional and FHA Loan Options in Topeka, KS

The mission of Lendersa® is to swiftly secure the optimal Conventional, USDA, or FHA loan for you, hassle-free. Start by selecting one of three avenues leading to matched lenders and loan solutions.

Lendersa USDA loan request and matching results


  • HomeSight Mortgage
  • 30724 Benton Road, Suite C302-580, Winchester, CA, 92596
  • Faster, Cheaper, Easier, Local…and with lots of Love. That’s our game here at Williams Realty. We’re not just another Real Estate company; We’re laser focused on making sure we exceed your expectations by taking to heart the concept of under-promising and over-delivering. we went all in on that philosophy and still live it out to this day.
  • Gravity Mortgage
  • 31290 Windstone Drive, Winchester, CA, 92596
  • At Gravity Mortgage, our Loan Officers search for the best rates and best terms from multiple financial institutions. Let us be your advocates and provide you with an unbeatable quote. we are dedicated to making buying a house as easy as possible. We provide mortgage solutions specifically geared for you.
  • Claremont Savings Bank
  • 145 Broad Street, Claremont, NH, 03743
  • Claremont Savings Bank is a mutual savings bank founded in 1907 primarily serving the communities of Claremont, Charlestown, and Cornish, New Hampshire. It is overseen by a Board of Trustees that are selected by and from the group of Corporators who represent the interests of the depositors, borrowers, and communities that the Bank serves.
  • JSS Funding Corp
  • 1012 South Dixie Highway, Lake Worth, FL, 33460
  • We are motivated to assist you through the process of obtaining your loan.Whether you are purchasing a home or refinancing your existing home loan, our highly experienced professionals will give you the personal attention you deserve.We are committed to shop through many lenders for the lowest possible rates & best program that fits your situation.
  • Ulysse Mortgage LLC
  • 723 South Federal Highway, Lake Worth, FL, 33460
  • At Ulysse Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Precision Federal Credit Union
  • 7 Optical Avenue, Keene, NH, 03431
  • FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members. As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.
  • Old Republic Mortgage
  • 301 N. Union, Suite B, Newport, WA, 99156
  • Old Republic Mortgage help you obtain and guide you to your goal of homeownership. Old Republic Mortgage is driven by our core values of Respect, Transparency, and Scrappiness. Our game changing loan programs and specialty products create homeownership opportunities in the communities we serve.
  • The Phoenix Man Financial Services
  • 24816 Morning Mist Drive, Moreno Valley, CA, 92557
  • The Phoenix Man Financial Services team considers this community an excellent place to reside and would love to share with you an enthusiasm for the many neighborhoods that encompass the area. The Phoenix Man Financial Services prides itself on providing unparalleled service and look forward to developing a long-term relationship with you.
  • Baker Boyer National Bank
  • 7 W Main St, Walla Walla, WA, 99362
  • Baker Boyer is the oldest independently owned community bank in the Pacific Northwest. We are Eastern Washington’s trusted financial advisor, serving the Walla Walla Valley, Tri-Cities and Yakima communities, providing wealth management as well as personal and business banking services. Baker Boyer is the only local family of wealth management.
  • Banner Bank
  • 10 S 1st Ave, Walla Walla, WA, 99362
  • Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank