FHA VS Conventional loan programs in 2026 for Burlington, Boone County, Kentucky

In 2026, the conventional loan limit for Burlington, within Boone county, KY, is set at $726,200. Meanwhile, the FHA loan limit for a single-family home settles at $472,030.

Using the Lendersa® Conventional loan calculator, you can compare the best rates available now for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best program in KY that suits your financial situation.

Examine loan offers from 100 lenders

Understanding 2026 Loan Limits & Down Payments in Burlington, Boone, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 41005

Options for Conventional and FHA Loans in Burlington, KY

The aim at Lendersa® is to simplify securing the best possible Conventional, USDA, or FHA loan. Choose from one of three starting points to find matching lenders and loan programs that meet your needs.

Results for Lendersa USDA loan requests and matching


  • BayCoast Bank
  • 330 Swansea Mall Drive, Swansea, MA, 02777
  • BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.

  • BayCoast Mortgage Company, LLC
  • 330 Swansea Mall Drive, Swansea, MA, 02777
  • BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .

  • Norfolk Community Federal Credit Union
  • 18 Union Street, Suite 104, Norfolk, MA, 02056
  • Norfolk Community Federal Credit Union was chartered on August 11, 1953. We are a federally chartered and insured credit union. A credit union is a not-for-profit, membership-owned financial institution. Known for its strong consumer-orientation, a credit union is organized to serve a community, a company or a municipality

  • FBC Mortgage: Debra Ellen Clark
  • 1230 Commerce Park Drive, Suite 320, Longwood, FL, 32779
  • RMC Home Mortgage, LLC is a joint venture between FBC Mortgage, LLC and Maronda Homes. Our focus is on providing our clients with industry best service, aiming to simplify the mortgage process and help you afford the new construction home of your dreams. We accomplish this by offering a wide array of mortgage products with competitive rates.

  • Adolfo Ruiz
  • 801 S Sweetwater Blvd, Longwood, FL, 32779
  • The resourceful & skilled team at SEFS, LLC is eager to help you reach your dreams. Adolfo Ruiz joined the mortgage industry in 1995 through a residential correspondent lender, a subsidiary to a residential builder.Adolfo quickly adapted to meet projected quarterly earnings through, processing, origination,secondary markets,closings & compliance.

  • SORCI HOME SOLUTIONS & ASSOCIATES LLC
  • 2101 W State Rd 434, Suite #102, Longwood, FL, 32779
  • Sorci Home Solutions has access to multiple investors through our wholesale channels. We do the shopping for you! This saves you time and money by providing you with solid information on your loan options and the lowest rates in the industry. Typically consumers think their only choice is to go to their local retail bank or retail lender.

  • The Security National Bank of Enid
  • 201 W Broadway Ave, Enid, OK, 73701
  • Security National Bank of Enid is a commercial bank and trust company (accepting deposits) chartered under the National Bank Act. and Security National Bank offers a wide range of loan types with terms and conditions structured to meet individual business’s needs. These types include Term Financing, Construction Financing.

  • Security State Bank
  • PO Box 9, Tyndall, SD, 57066
  • Security State Bank was established in 1932 in rural South Dakota and has been building strong client relationships ever since. We first opened our doors in Tyndall, SD, and have since expanded to Chancellor, Viborg, and across the border to Jackson and Heron Lake, MN. As a local Midwest business.

  • Five Points Bank
  • 2015 N. Broadwell Ave, Grand Island, NE, 68803
  • Five Points Bank is a family-owned bank born out of a need for quality, personalized banking in the Grand Island community. Our customers will always be the priority at Five Points Bank. When it was founded in September of 1971, the Five Points Bank claimed the first bank charter in the area in May of 1971.

  • Allegiance Home Lending
  • 430 Corporate Dr, Suite C, Houma, LA, 70360
  • Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.

  • Mid Central Federal Savings Bank
  • 520 South Jefferson St, Wadena, MN, 56482
  • Mid-Central National Bank has been a partner in this area’s progress since 1957. We have helped consumers and businesses alike to prosper for over 50 years by providing superior services to our customers. Our staff of experienced professionals will respond to your financial needs in a timely and effective manner.