FHA VS Conventional loan programs in Francisville, Boone County, Kentucky

In 2026, the loan limits stand as follows: the conventional loan ceiling in Francisville, located in Boone county, KY, is $726,200, while the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator is a tool for comparing the most favorable rates available among Conventional, FHA, and USDA loans today. Use it to identify the required income, credit score, reserves, and documents necessary for qualification. This advanced mortgage calculator shows you Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in making an informed choice about the best program for your financial needs in KY.

Explore loan offers from 100 varying lenders

Loan Limits and Down Payment Details for 2026 in Francisville, Boone County, KY

Loan Type Loan Limit Down Payment Required
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to these zip codes: 41048

Options for Conventional and FHA Loans in Francisville, KY

The mission of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose any of the three starting points to match with lenders and loan programs that suit your needs.

Lendersa results for USDA loan request matching


Francisville Lenders

  • OnPoint Home Lending
  • 2912 E. Gallatin Street, Burlington, KY, 41005
  • Lends in Kentucky
  • We are locally owned and operated with our main office located in Burlington, KY. At OnPoint Home Lending, we pride ourselves on exceeding our customer's expectations in finding the best option for a home loan that's right for you. Whether you want the lowest rate possible, refinance your existing mortgage or new home purchase

  • Entrust Mortgage, LLC
  • 73 Cavalier Blvd, Suite 316, Florence, KY, 41042
  • Lends in Kentucky
  • Entrust Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • First Equity Mortgage, Inc.
  • 211 Grandview Drive, Ft Mitchell, KY, 41017
  • Lends in Kentucky
  • First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience