FHA VS Conventional loan programs in 2025 for Florence, Boone County, Kentucky

In the year 2025, the conventional loan limit established for Florence, which is situated in Boone county, KY, is $726,200. Meanwhile, for a single-family home, the FHA limit is set at $472,030.

The Lendersa® Conventional loan calculator enables you to compare the current top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required to qualify effectively. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you decide which program in KY fits your financial situation the best.

Explore loan offers from a selection of 100 lenders

Explore 2025 Loan Limits and Down Payment Needs in Florence, Boone, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 41042, 41022

Options for Conventional and FHA Loans in Florence, KY

The goal of Lendersa® is to quickly connect you with the best possible Conventional, USDA, or FHA loan without hassle. Choose from one of three initial pathways, which lead to matched lenders and appropriate loan programs.

Request and match results for Lendersa USDA loans


  • Liberty Alliance Mortgage Inc
  • 14850 South West 26th Street, Suite 111, Miami, FL, 33185
  • Our company was established in May of 2002 by its founder Julio C. Gonzalez who has been in the mortgage industry for 31 years. Julio started as a servicing manager, specializing in Conventional loans. Some years later expanding to also service VA and FHA loans. Our prime source of business comes from customer referrals and repeat business.
  • Neighborhood Housing Services of South Florida Inc
  • 300 Northwest 12th Avenue, Miami, FL, 33128
  • Established in 1978, NHSSF is a 501(c)(3) chartered member of the NeighborWorks® network. We are amongst a nationwide network of 245 trained and certified community development organizations at work in more than 4, 400 communities across America. NHSSF provides a full spectrum of homeownership services in English
  • Randy Walsh Mortgage Connextions LP
  • 3000 Polar Lane, Suite 502, Cedar Park, TX, 78613
  • Randy Walsh lives in Round Rock and serves Texas with mortgage programs tailored to fit the needs of first-time home buyers, & homeowners who need to refinance a mortgage. Randy can educate you about all the loan products offered including conventional loans, FHA home loans, VA home loans, home improvement or renovation loans and USDA home loans.
  • Karen Schimpf - Commercial Capital, Ltd
  • 2800 E Whitestone Blvd, Suite 120, Cedar Park, TX, 78613
  • Approved Commercial Correspondent Loan Broker and Lender specializing in SBA loans, SBA 7a Loans, SBA 504 Loans, restaurant, foreign national, apartment, and commercial hard money loans. Whether you're launching, acquiring, refinancing, or expanding a business or property, rely on Karen and her team to design personalized commercial loan solution
  • Low VA Rates
  • 201 S. Lakeline Blvd, Suite 901, Cedar Park, TX, 78613
  • We specialize in helping military families and veterans receive the lowest VA Home Loan interest rates on the market. We have helped thousands of military home owners use their hard-earned VA benefits and save hundreds to thousands of dollars on their home mortgage and also LowVARates.com is not affiliated with any government agencies.
  • Advantage One Mortgage
  • 1907 Cypress Creek Road, Suite 103, Cedar Park, TX, 78613
  • Advantage One Mortgage is an Austin, Texas based Mortgage Banker. We specialize in the origination of residential mortgage loans including Conventional, FHA and VA products. We have helped people finance homes all over Texas and in many other states as well. The Advantage One Mortgage team is committed to providing clients with the highest quali
  • Iconic Mortgage Corp
  • 1444 Biscayne Blvd, Miami, FL, 33132
  • Iconic Mortgage Corp is an industry leader known for matching borrowers with the credit they require for fueling their lives through high-touch customer care and technology. We are one of the fastest-growing consumer lenders today, and one of the select few that have survived the wholesale changes in the industry after the 2007 Mortgage Crisis.
  • ZoomLoans
  • 9588 SW 40th St, Miami, FL, 33165
  • At ZoomLoans, we understand that contracting a loan is much more than just money, it’s a commitment. We’re here to guide you through the loan process, select the perfect conditions for your situation and cater to your needs every step of the way. We don’t allow frivlious barriers, such as bad or no credit to halt your financial needs