FHA VS Conventional loan in Columbia, Adair County, Kentucky
In 2025, the conventional loan limit for Columbia, situated in the county of Adair, KY, is $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030.
Use the Lendersa® Conventional loan calculator to compare current rates of Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, guiding you in finding the best program in KY that suits your financial needs.
2025 Loan Limits & Down Payment Requirements in Columbia, County of Adair, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison chart applies to the following zip codes: 42728
Conventional and FHA Loan Options in Columbia, KY
The purpose of Lendersa® is to quickly help you obtain the best Conventional, USDA, or FHA loan without hassle. Choose one of three starting points that connect you to matching lenders and loan offers.
Our focus is to help you achieve the "American Dream" through proper financing of your home purchase or refinance. We have a vested interest in satisfying your needs. We will select the best lender from are many sources to provide you with a loan that needs your individual needs.
At Peoples Choice Mortgage we value our family. In turn, we treat all of our clients like family. We know that understanding finances isn’t always a straight path. That’s why we work to develop and educate all of our clients throughout the loan process. Our focus is empowering you to make a financial choice that fits your needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.
Bank of Easton provides traditional banking services to the surrounding communities.
our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!
Peoples Trust Company was founded by an Act of the General Assembly of the State of Vermont on November 12, 1886. Since our inception, we have enjoyed a commitment to the Vermont tradition of service, quality and value. We believe that banking is about building relationships, making people’s lives easier, and helping folks realize their goals.
We have been helping our clients finance their homes in the Commonwealth of Massachusetts since 1990. Our value proposition is simple: we take the time to understand your needs and provide personal service you can rely on. Buyer’s agents love working with us because we don’t just pull a credit report like so many big banks often do.
VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services.
500 S Federal Hwy, Suite 1273, Hallandale, FL, 33008
AT PROFESSIONAL MORTGAGE & FINANCING SERVICES we can help you obtain the best Mortgage Loan for you finding the adequate Lender in compliance to your needs. We works with multiple carriers to help Clients finding them the best MORTGAGE LOAN.
Our staff of dedicated professionals will guide you through the entire process.
6245 N. Federal Hwy #422, Fort Lauderdale, FL, 33008
Mortgages R Us Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.We have relationships with many lenders.
