FHA VS Conventional loan programs in Columbia, Adair County, Kentucky
In 2025, the conventional loan limit for Columbia, situated in the county of Adair, KY, is $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030.
Use the Lendersa® Conventional loan calculator to compare current rates of Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, guiding you in finding the best program in KY that suits your financial needs.
2025 Loan Limits & Down Payment Requirements in Columbia, County of Adair, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison chart applies to the following zip codes: 42728
Conventional and FHA Loan Options in Columbia, KY
The purpose of Lendersa® is to quickly help you obtain the best Conventional, USDA, or FHA loan without hassle. Choose one of three starting points that connect you to matching lenders and loan offers.
At Cross Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
At California’s Mortgage Bank (CMB), Speed, Reliability, and Experience are the foundations of our Company!
We provide you with loan choices to make your life easier. We offer the most competitive rates and aggressive loan products. We are a US Mortgage Bank that exclusively offers loans to California residents
STG Mortgage is a full-service mortgage lender with a highly experienced leadership team, ready to make your home purchase or refinance simple. We make sure you have the details you need to get the right solution based on your needs. Our rapidly expanding team is thoroughly trained and fully equipped to answer questions.
2200 Orangewood Avenue, Suite 150, Orange, CA, 92868
We offer personalized solutions! At California Equity & Loan we know that finding the best loan program can reduce your principal or maximize cash flow. Whatever your financial goals, we can help you select the best loan program for you. Our Home Loan Professionals know that finding the best loan program is key to home ownership.
We are a full-service direct mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchasing to refinancing. We have access to a full range of mortgage programs and all of our lending specialists are dedicated to finding you the right loan – with the best rates, terms.
333 City Boulevard West, Suite 1700, Orange, CA, 92868
LENDPRISE is an independent mortgage company partnered with wholesale lenders offering speed & competitive pricing to our clients.We have set a very high standard in the mortgage & real estate industry.We are committed to quality customer service.. Our team will work continuously on your behalf to help you achieve your financial goals.
333 City Boulevard West, 17th Floor, Orange, CA, 92868
Taurus Mortgage Corporation is partnered with all the major banks and lending institutions in the nation. This allows us to offer our clients the smartest approach to home ownership. With just one call to us, our clients have access to every loan program currently available and at the lowest rates.
1100 Town & Country Road, Suite 1250, Orange, CA, 92868
At Direct Bank Rate. We are a full service mortgage company based in Orange, California. We specialize in FHA, VA, First Time Home Buyer, in Orange. We also serve the surrounding cities in Orange County, LA County, San Diego, . Whether you are buying a home or refinancing in any of these zip codes: 92868, 92870, 92886, 92683, 92870, 92703,
Home Loans On Demand we leave no stone unturned to provide our clients with the highest standard in customer service through the collective efforts of our entire team. Each team member plays a specific role in the overall success of each home transaction and provides you with the full support and strength.
2050 West Chapman Avenue, Suite 285, Orange, CA, 92868
Liberty One Funding is a mortgage company located in the city of Orange. We provide mortgage refinance and home purchase loan services. With a combined 30 years of experience in the mortgage industry, you can be rest assured you are in good hands. We take pride in our service and obtaining loans for home Purchases, Refinancing and more.
