FHA VS Conventional loan programs in Horse-Cave, Hart County, Kentucky

In 2025, Convetional loan limit in Horse-Cave, county of Hart, KY is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in KY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Horse-Cave, county of Hart, KY

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 42749

Conventional and FHA loan options in Horse-Cave, KY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • University Federal Credit Union
  • 1575 17th Avenue South, Grand Forks, ND, 58201
  • University Federal Credit Union’s mission is to serve the financial needs of our members by being strong and secure. Since 1937 University Federal Credit Union has grown to meet the needs of our members by providing quality, not-for-profit financial services at reasonable rates.
  • MED PARK CREDIT UNION
  • 1200 South Columbia Road, Grand Forks, ND, 58201
  • The Med Park Credit Union exists as a stable financial organization. It provides members services that will encourage them to accumulate savings, provide them a source of credit and to help educate them that they can attain their optimal level of financial security and independence.
  • Area Community Credit Union
  • 2800 South Washington Street, Grand Forks, ND, 58201
  • The Area Community Credit Union has a rich heritage in the Greater Grand Forks area. We started as a Federally Charted Credit Union in 1958. We converted to a State Charted in December, 1964 with approximately $52, 000 in assets. Initially, we were a Credit Union solely for the Grand Forks Public School employees.
  • Alerus Financial
  • 401 Demers Ave, Grand Forks, ND, 58201
  • With roots tracing back to 1879, Alerus is a diversified financial services company with approximately $31.5 billion in assets under administration/management. We provide business and consumer banking products and services, residential mortgage financing, employer-sponsored retirement plans and wealth management services.
  • ValueBank Texas
  • 3649 Leopard Street, Corpus Christi, TX, 78408
  • We are proud of who we are and our communities where we bank and work. ValueBank Texas is an independent, locally owned community bank that has been serving our customers since 1967. We like to say that we are in the “people business” and there is no business more important to us than your business. We call our customers friends. Our driving force
  • Smarter Mortgage
  • 6349 South Padre Island Dr, Corpus Christi, TX, 78412
  • Smarter Mortgage LLC, we want you to have the best experience possible when buying your future home or refinancing your current home. We understand the issues and stress that can arise during this process.We are mortgage brokers, so we have access to multiple lending sources with greater flexibility, allowing us to deliver the best product.
  • Maine Pointe Lending
  • 202 US Route 1, Suite 102, Falmouth, ME, 04105
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Carriage House Mortgage Company
  • 170 US Route 1, Suite 160, Falmouth, ME, 04105
  • Carriage House Mortgage seeks to create excellence within the real estate community. It is our goal to provide sensible, prudent and expert lending services to each one of our clients. We will ensure that we provide only the most appropriate lending products. Our goal is to provide our customers with fair mortgage rates at reasonable prices.
  • FIRST PORTLAND MORTGAGE CORPORATION
  • 155 Gray Rd, Suite 101, Falmouth, ME, 04105
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Texas Tech Credit Union
  • 1802 Texas Tech Parkway, Lubbock, TX, 79409
  • Texas Tech Credit Union is an innovative financial institution that is committed to our vision of "Meeting Needs and Creating Value"​ for our members and community. We provide financial services that benefit our members'​ lives and set ourselves apart by offering financially superior loans and deposit accounts.
  • Home Loans Made Easy, LLC
  • 5562 South Staples St, Suite 300, Corpus Christi, TX, 78411
  • Home Loans Made Easy, LLC is a Corpus Christi premier mortgage lender that is dedicated to providing the best service possible to all of its clients. This company has specialized in Home loans and mortgage refinance for over 25 years, so you can feel confident in knowing that they are the top choice for all of your loan or refinancing needs.