FHA VS Conventional loan programs in 2025 for Louisville, Jefferson County, Kentucky
For 2025, the conventional loan limit in Louisville, which is in Jefferson county, KY, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to analyze today's best rates among Conventional, FHA, and USDA loans. Find out what income, credit, reserves, and documentation are necessary to qualify. Our advanced calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you identify which program in KY aligns best with your financial situation.
2025 Loan Limits and Downpayment Requirements in Louisville, Jefferson, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 40177, 40245, 40241, 40218, 40219, 40214, 40216, 40211, 40213, 40059, 40291, 40299, 40220, 40223, 40222, 40229, 40228, 40023, 40272, 40207, 40209, 40258, 40118, 40027, 40225, 40261, 40268, 40269, 40281
Conventional and FHA Loan Options in Louisville, KY
The aim of Lendersa® is to promptly provide you with the most suitable Conventional, USDA, or FHA loan, without hassle. Choose one from three starting points to link up with the right lenders and loan options.
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North Bay Capital is the premiere real estate and mortgage brokerage in Sonoma County. We see real estate as a durable asset which has been used by countless people through time to generate wealth through its investment. When you invest in capital, like real estate, you’re ensuring future prosperity.
6700 Fallbrook Ave, Suite 100, West Hills, CA, 91307
The experienced professionals of Napa Finance Group take great pride in helping our clients fulfill all their real estate and financial needs. When you establish a relationship with our team, you are not only getting a peace of mind that you are working with a team of professionals that have vast and diverse experience-you’re also gaining a team.
TCMS, we are dedicated to helping residents of CA’s Central Valley get the prompt mortgage and refinancing services they need at rates they can afford. Our loan officers are licensed, experienced & provide the attentive and dedicated customer service and attention prospective homebuyers need in order to make the process of obtaining financing easy.
In 1952, a small group of dedicated and concerned state employees from Union #35 met for the purpose of forming a financial cooperative for co-workers and their families. From these very humble beginnings, Safe 1 Credit Union was founded and formed.
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Local Lenders Group is a California Mortgage Company offering the most competitive mortgage interest rates, and fees.
We specialize in the following loan products : FHA, VA, Conventional, Jumbo's, Private Money and Refinances.
Customer service is very important to us. As we continue to improve and expand our services,
We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today! We serve all of California, our office is located in the central valley of California. We thrive on the success and satisfaction of our clients.
1st Choice Lending or 1st Choice Real Estate in Bakersfield, CA. We are committed to your satisfaction. Specializing in Reverse Mortgages for age 62+ and VA Loans and Investor Fix and Flip up to 90% Purchase Price plus 100% of Renovation Cost. Standard FHA and Convention Purchase, Refinance and Cash out.
4801 Calloway Drive Suite 103, Bakersfield, CA, 93312
Team Windes mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible and also Todd and Sasha Windes all types of home mortgage loans ranging from first time home buyer’s programs to the most sophisticated .
24007 Ventura Blvd, Suite 260, Calabasas, CA, 91302
Pacific Capital Funding Corp is direct private/hard money lender and a broker offering investment property bridge, fix and flip and ground up construction loans at highly competitive terms. We can often fund your loan in 7 days or less with same-day approval! Let us fund your next investment property today.
CIVIC Financial Services is a private money lender, specializing in the financing of non-owner occupied residential investment properties. CIVIC provides Mortgage Brokers and Real Estate Investors with a fast and cost effective funding source for their real estate investment needs.
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24151 Ventura Blvd, Suite 350, Calabasas, CA, 91302
Forbix is a full service real estate advisory firm with offices in Calabasas, California and Brandon, Mississippi. What makes Forbix unique is our ability to advise clients from the standpoint of both a lender and an investor. This multi-faceted view approach has proven to be beneficial and invaluable for our clients