For 2026, the conventional loan limit in Louisville, which is in Jefferson county, KY, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to analyze today's best rates among Conventional, FHA, and USDA loans. Find out what income, credit, reserves, and documentation are necessary to qualify. Our advanced calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you identify which program in KY aligns best with your financial situation.
Compare loan offers across 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $0 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is applicable to the following zip codes: 40177
The aim of Lendersa® is to promptly provide you with the most suitable Conventional, USDA, or FHA loan, without hassle. Choose one from three starting points to link up with the right lenders and loan options.
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