FHA VS Conventional loan programs in Radcliff, Hardin County, Kentucky

For the year 2025, the conventional loan cap in Radcliff, in the county of Hardin, KY, is $726,200. The FHA limit for single-family homes is $472,030.

Explore today's best rates for Conventional, FHA, and USDA loans using Lendersa®'s loan calculator. Determine the required income, credit score, reserves, and necessary documents for eligibility. This advanced mortgage tool displays side by side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program for your financial needs in KY.

Evaluate loan offers from 100 lenders

Understanding 2025 Loan Limits and Down Payment Requirements in Radcliff, Hardin, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The data in this table is relevant to these zip codes: 40160, 42701, 40159

Discover Conventional and FHA Loan Options in Radcliff, KY

Lendersa® is dedicated to facilitating the quickest and smoothest experience in finding the optimal Conventional, USDA, or FHA loan. Start with one of three key paths to connect with matching lenders and loan programs tailored to your needs.

Outcomes of Lendersa USDA loan request matching


  • Victorian Finance, LLC
  • 1205 Virginia St East, Charleston, WV, 25301
  • Victorian Finance, LLC in 2003 to help Pittsburghers achieve the American Dream of home ownership. And he has expanded that achievement to a nationwide organization. The "Victorian Story" started when Sonny infused the principals of chemical engineering into the mortgage business. A former chemical engineer by trade
  • Stifel Bank & Trust
  • 501 North Broadway, 10th Floor, Saint Louis, MO, 63102
  • At Stifel Bank, we make banking and lending simple, convenient, and even enjoyable for our individual and business clients. We have adopted a client-centered business model in which each associate is responsible for contributing to our clients’ overall satisfaction; fostering an entrepreneurial culture based on participation and respect.
  • CAMC Federal Credit Union
  • 3400 MacCorkle Avenue SE, Charleston, WV, 25304
  • CAMC Federal Credit Union has been open since 1977. It's the 15th largest credit union in West Virginia with assets totaling $81.04 Million and providing banking services to more than 5, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
  • Citizens National Bank.
  • 102 S. Main Street, Bluffton, OH, 45817
  • Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.
  • Bank of Halls
  • 101 W. Main St., Halls, TN, 38040
  • At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.
  • Northwest Mortgage
  • 348 Quell Court, Fort Wayne, IN, 46845
  • Northwest Mortgage has been locally owned and serving Indiana since 1999. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different & we offer a variety of products to meet your individual requirements.We are committed to helping you find the right mortgage product for your needs.
  • Together Credit Union
  • 423 Lynch Street, Saint Louis, MO, 63118
  • Together Credit Union (formerly Anheuser-Busch Employees' Credit Union and affiliates, American Eagle Credit Union and Purina Credit Union) provides financial services and guidance to help over 133, 000 members nationwide achieve their best life.We are a $1.98 billion asset, full-service financial institution with 30 branches across the nation.
  • ISPFCU
  • 730 Engineering Avenue, Springfield, IL, 62703
  • ISPFCU are insured by the National Credit Union Administration (NCUA). This is a federal agency that insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.