FHA VS Conventional loan programs in Fort-Knox, Hardin County, Kentucky

As of 2025, the conventional loan limit in Fort-Knox, located in Hardin county, KY, is set at $647,200. Conversely, the FHA loan limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today’s most competitive rates among Conventional, FHA, and USDA loans. Determine needed income, credit, reserves, and documents for qualification. This advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, supporting you in selecting the best program in KY for your financial situation.

Evaluate loan offers from a spectrum of 100 lenders

2025 Loan Limits and Down Payment Requirements in Fort-Knox, Hardin County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to these zip codes: 40121, 40122

Discover Conventional and FHA Loan Options in Fort-Knox, KY

At Lendersa®, the aim is to facilitate the acquisition of the best Conventional, USDA, or FHA loans promptly and without difficulty. Choose from three starting points for connecting with suitable lenders and loan programs.

Results of Lendersa USDA loan requests


  • JD Lending Group Inc.
  • 1412 W Colonial DR, Suite 100, Orlando, FL, 32804
  • JD Lending Group Inc. offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time home buyer, buying a second home, or interested in refinancing your mortgage, we're here to guide you through the process. We work with over 25 of the nation's top lenders
  • FidusFi
  • 1209 Edgewater Drive, Suite 200, Orlando, FL, 32804
  • FidusFi, you can get the best of both worlds. Private and Institutional financing for Real Estate Investors Across the U.S. Rates available from 5.00% on residential rentals, and from available from 8.00% for rehab projects. Fixed Rates are often available and terms are available up to 30 years. Foreign National and Non-Recourse Specialists.
  • Sure Fund Mortgage
  • 4433 Punjab Way, Suite 302, Frisco, TX, 75033
  • We are Sure Fund Mortgage and we are licensed to provide mortgage services for residential properties in Georgia and Texas. We have a team of mortgage experts to guide you through this major financial decision. We will treat you with the respect due a valued customer and give you the personal service you deserve.
  • Alliance Mortgage Group
  • 2770 Main St, Suite 221, Frisco, TX, 75033
  • Alliance Mortgage Group we are here to help you navigate the many different home loan options that are available. Those options include conventional home loans, FHA loans for those looking to purchase a home with little money down or less than stellar credit, VA loans for military personnel, and Jumbo or Super Jumbo loans
  • MORTGAGE PARTNERS OF TEXAS
  • 2770 Main Street, Suite 283, Frisco, TX, 75033
  • Texas Mortgage Partners, LLC is a Mortgage Broker specializing in Conventional, FHA/VA & Jumbo loans throughout Texas. We understand the “city” property as well as the “rural” property. We can also assist in lot loans, construction loans, farm/ranch loans & commercial real estate loans.
  • Chissell Mortgage Group
  • 1817 Cypress Brook Drive, Suite 104, Trinity, FL, 34655
  • Mike is a Certified Mortgage Planner with over 30 years of experience who has helped over 3, 000 families finance the American Dream here in the Tampa Bay area. He is a proven performer who has built an excellent reputation as an honest, knowledgeable and dedicated professional who always takes care of his clients by offering great rates.
  • CPF Mortgage
  • 10710 State Road 54, Suite C101, Trinity, FL, 34655
  • CPF Mortgage (Christopher Paul Financial, LLC) was established for the purposes of creating a dependable home financing company in which people can comfortably and confidently trust their most precious asset: their home. We've been helping customers afford the home of their dreams for many years and we love what we do.
  • Proctor Federal Credit Union
  • 410 N Second Avenue, Proctor, MN, 55810
  • The Credit Union operated out of one room at 226 3rd St. in Proctor as a State Chartered Credit Union until October 1970 when it became a Federal Chartered Credit Union known as the Proctor Area Federal Credit Union. At that time, this 1, 200 member; $700, 000.00, Credit Union changed from an Employee Credit Union to a Community Credit Union.