FHA VS Conventional loan programs in 2025 for Lyndon, Jefferson County, Kentucky

In 2025, the limit for Conventional loans in Lyndon, within the boundaries of Jefferson county, KY, is $726,200. In contrast, the FHA limit for a single-family home stands at $472,030. These limits are pivotal in helping assess viable mortgage options within the region.

Leverage the Lendersa® Conventional loan calculator to assess and compare today's top rates among Conventional, FHA, and USDA mortgage options. Use this tool to evaluate essential income, credit requirements, reserves, and documentation necessary for qualification. Our advanced mortgage calculator positions Conforming Conventional, USDA, FHA, and VA loans side by side, enabling informed decisions to select the best fitting program in KY for your financial scenario.

Review loan offers from a wide array of 100 lenders

2025 Loan Limits and Required Down Payments in Lyndon, Jefferson County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table is relevant to the following zip codes: 40242, 40223, 40222, 40252

Exploring Conventional and FHA Loan Options in Lyndon, KY

The purpose of Lendersa® is to efficiently secure the most advantageous Conventional, USDA, or FHA loan for you, minimizing delays and complexity. Start by selecting one of three paths tailored to connect you with matching lenders and loan programs that address your needs comprehensively.

Outcomes from Lendersa USDA loan requests


  • The Mortgage Specialists
  • 770 East Chubbuck Road, Pocatello, ID, 83202
  • "The Mortgage Specialists is an industry-leading mortgage brokerage firm in Idaho with one goal in mind: to get you the best mortgage possible. From beginning to end, our team of highly qualified mortgage brokers will simplify the process for you. We have established connections with several noteworthy lenders in the country,
  • Bankers Capital Resources Inc
  • 450 Jordan Road, Suite 4, Sedona, AZ, 86336
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rocky Mountain Credit Union
  • 3400 N. Montana Ave, Helena, MT, 59602
  • RMCU is here to help you through life’s events big or small. As a member, you are an owner. RMCU is a democratic financial cooperative and that means you have a say in how your credit union is run. We are also not-for-profit which allows us to offer low loan rates and higher interest deposits. RMCU puts people first.
  • Madison Valley Bank
  • 109 West Second, Boulder, MT, 59632
  • When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.
  • Ascent Bank
  • 2037 N Last Chance Gulch, Helena, MT, 59601
  • In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.
  • Valley Bank of Helena
  • 3030 North Montana Ave., Helena, MT, 59601
  • Valley Bank proudly serves the Helena Valley and surrounding areas, helping businesses and individuals achieve their financial goals every day. We are a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana.
  • Opportunity Bank of Montana
  • 1400 Prospect Ave, Helena, MT, 59601
  • At our heart we are a Montana community bank. We are part of each community we serve. We volunteer, donate, build, educate, and strive to make our communities stronger. Our mission is to provide strong financial futures for Montanans. Opportunity Bank of Montana opened our doors in Helena, Montana in 1922.
  • Intrepid Credit Union
  • 915 Kessler St., Helena, MT, 59601
  • Intrepid Credit Union offers its members the latest in technology as well as a full menu of products — from all types of loans (including mortgage) to 24-hour account information by phone or internet, bill pay, free rewards checking, various savings accounts for all ages, as well as IRAs, Share Certificates, & Mastercard credit cards & debit cards.
  • American Southwest Credit Union
  • 3090 E Fry Blvd, Sierra Vista, AZ, 85635
  • We are a Co-Op and we help you thrive! By providing personal and business financial services to our members, with local decision making and local community investments, everyone benefits. We truly care about the success and financial well-being of our members. And when our members prosper, so do our communities.