FHA VS Conventional loan in Lyndon, Jefferson County, Kentucky

In 2025, the limit for Conventional loans in Lyndon, within the boundaries of Jefferson county, KY, is $726,200. In contrast, the FHA limit for a single-family home stands at $472,030. These limits are pivotal in helping assess viable mortgage options within the region.

Leverage the Lendersa® Conventional loan calculator to assess and compare today's top rates among Conventional, FHA, and USDA mortgage options. Use this tool to evaluate essential income, credit requirements, reserves, and documentation necessary for qualification. Our advanced mortgage calculator positions Conforming Conventional, USDA, FHA, and VA loans side by side, enabling informed decisions to select the best fitting program in KY for your financial scenario.

Review loan offers from a wide array of 100 lenders

2025 Loan Limits and Required Down Payments in Lyndon, Jefferson County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table is relevant to the following zip codes: 40242, 40223, 40222, 40252

Exploring Conventional and FHA Loan Options in Lyndon, KY

The purpose of Lendersa® is to efficiently secure the most advantageous Conventional, USDA, or FHA loan for you, minimizing delays and complexity. Start by selecting one of three paths tailored to connect you with matching lenders and loan programs that address your needs comprehensively.

Outcomes from Lendersa USDA loan requests


  • HomeTrust Mortgage, Inc.
  • 11576 Big Canoe, Jasper, GA, 30143
  • The Hometrust Mortgage team is committed to providing each client with the highest quality service accompanied with the lowest mortgage interest rates available. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, consolidating debt, or you are a real estate investor.
  • The Mortgage Source LLC
  • 21 Court St, Suite 102, Jasper, GA, 30143
  • We built our mortgage business from the ground-up, consistently surpassing customer and agents expectations with clear and reliable communication and our "No Bureaucracy" approach to the mortgage process. Our team is local, friendly, and nimble, and we have more than a decade of experience crafting custom, structured loans.
  • FRONTLINE CAPITAL MORTGAGE, LLC
  • 91 Sammy McGhee, Suite 110, Jasper, GA, 30143
  • Frontline Capital Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • Amalgamated Bank of Chicago Chicago
  • 30 N. LaSalle, Chicago, IL, 60602
  • Amalgamated Bank of Chicago is your trusted banking partner. We meet a wide variety of commercial and consumer banking needs with a full range of products and services - including loans, checking and savings accounts, credit cards, cash management and trust services. For nearly 100 years, we have fostered deep ties to our customers
  • Planites Credit Union
  • 300 E Randolph Street, 14th Floor, Chicago, IL, 60601
  • Planites Credit Union is committed to providing each member with personalized friendly service. As a member-owned and operated financial institution, the Credit Union's aim is to provide customized financial solutions for our member/owners. Membership is available to employees of HCSC, Dearborn National,
  • Axiom Capital Resource
  • 205 N. Michigan Avenue, Suite 810, Chicago, IL, 60601
  • Axiom Capital Resource is a real estate firm that purchases well located, under-performing, or value-add multifamily and residential properties. Consequently, we generate attractive, risk-adjusted returns through several real estate cycles by demonstrating a firm investment discipline. Our philosophy has always been the same.
  • Lakeside Bank
  • 55 W. Wacker Dr, Chicago, IL, 60601
  • We're a family-owned Chicago bank. In 2022, we'll be 56 years old. We've grown to over $2.4 Billion in assets and ten branches throughout the city & suburbs. Our dramatic growth is due to how we work. Simply put, we build Relationships. And we build them to last. Our people have the authority to make decisions.
  • Police Mortgage LLC
  • 100 W. Randolph, 9th Floor, Chicago, IL, 60601
  • John M. Aretos As the CEO of an organization associated with serving the police & their loved ones, John privileged to play a role in helping our clients achieve their life’s financial goals. Our goal is to make the home buying or refinancing process as comfortable as possible, providing our clients with competitive products & excellent service.
  • U.S. Mortgage Funding
  • 100 West Randolph, 9th Floor, Chicago, IL, 60601
  • U.S. Mortgage Funding has thirty plus combined years of lending experience between the Founders. The foundational experience was built through various facets of the business with a deep understanding of real estate finance. Built upon hard work and a strong reputation, the U.S. Mortgage.