FHA VS Conventional loan programs in 2026 for Douglass-Hills, Jefferson County, Kentucky

In 2026, the limit for conventional loans in Douglass-Hills, found in Jefferson county, KY, is $647,200, while the FHA limit for a single-family home stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to assess today's strongest rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. Our advanced tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in KY is the best match for your financial situation.

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2026 Loan Limits and Down Payment Details in Douglass-Hills, Jefferson County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparison is relevant to zip codes: 40243

Conventional and FHA Loan Options in Douglass-Hills, KY

The target of Lendersa® is to efficiently provide the best possible Conventional, USDA, or FHA loans without hassle. Begin with one of three pathways to identify matching lenders and loan programs.

USDA loan request outcomes for Lendersa


Douglass-Hills Lenders

  • L3 Home Lending
  • 12700 Townepark Way, Suite 317, Louisville, KY, 40243
  • Lends in Kentucky
  • L3 Home Lending Provide your Realtor with the specifics of what you are looking for and then enjoy the hunt! Once you find what you are looking for, you and your licensed Realtor will put together a formal contract to the Seller and provide Earnest Money and We have access to financing options for just about any situation. From first-time buyers.

  • 1st Look Mortgage, LLC
  • 11408 Shelbyville Rd, Suite 3, Louisville, KY, 40243
  • Lends in Kentucky
  • At 1st Look Mortgage, we take a consultative approach to the mortgage loan process by customizing each home financing solution to ensure our customers achieve their home financing needs and goals. Any Loan Officer can provide a loan; our mission is to get you the right loan! We have a great deal of experience working with all types of borrower.

  • Securitas Mortgage
  • 913 Lily Creek Road, Suite 201, Louisville, KY, 40243
  • Lends in Kentucky
  • Our mortgage bankers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline .

  • Old Colonial Mortgage
  • 916 lily Creek Road, Suite 201, Louisville, KY, 40243
  • Lends in Kentucky
  • Buying a home is one of the most important decisions you’ll ever make. Why go through the process with a mortgage company that makes you feel like a number? Old Colonial Mortgage is a company founded on the idea that the mortgage business is an inherently personal businessone built on relationships and trust.

  • Fair Way Lending
  • 918 Lily Creek Road, Suite 202, Louisville, KY, 40243
  • Lends in Kentucky
  • "We are a mortgage lender dedicated to treating each and every client the “Fair Way”.



    We believe in creating an individual experience for all of our clients to ensure that their home financing needs are met, and far exceed the industry standard when it comes to product knowledge, professionalism, and good old fashioned hard work"

  • First Commonwealth Mortgage Corp
  • 12004 Shelbyville Road, Louisville, KY, 40243
  • Lends in Kentucky
  • Established in 2000, First Commonwealth Mortgage specializes in tailoring individual mortgage programs to meet specific borrower needs. It’s our goal to make financing your home as easy as possible through our commitment to superior customer service, highly-trained & licensed mortgage bankers, and wide-range of products and services.

  • Broker House Lending
  • 11400 Shelbyville Road, Louisville, KY, 40243
  • Lends in Kentucky
  • From the beginning our primary focus here at Broker House Lending has been to be the “go to source” when shoppers are searching online for quality Louisville Mortgage Brokers.We seek to accomplish this through a “relationship building first” philosophy with our clients.We believe that following this practice has allowed us to grow steadily.

  • Rural Cooperatives Credit Union, Inc.
  • 1630 Lyndon Farm Court, Suite 201, Louisville, KY, 40223
  • Lends in Kentucky
  • The Rural Cooperatives Credit Union is a member-owned, federally insured financial institution. Our mission is to assist member-owners in realizing personal financial success by providing competitive, value-oriented products and services delivered with excellent member service and convenience.

  • KIT Federal Credit Union
  • 9711 Linn Station Road, Louisville, KY, 40223
  • Lends in Kentucky
  • KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.