FHA VS Conventional loan in St.-Matthews, Jefferson County, Kentucky
In 2026, the conventional loan limit in the city of St.-Matthews, located in Jefferson county, KY, stands at $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.
With Lendersa®'s Conventional loan calculator, you can compare the best rates of today’s Conventional, FHA, and USDA loans, identifying the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage tool shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, which helps in choosing the right program in KY for your financial circumstances.
Reviewing 2026 Loan Limits and Downpayment Needs in St.-Matthews, Jefferson, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$420,680
3.5%
Applies to zip codes: 40222
Available Conventional and FHA Loan Options in St.-Matthews, KY
The goal of Lendersa® is to help you efficiently secure the optimal Conventional, USDA, or FHA loan. Start by selecting one of three pathways leading you to suitable lenders and loan programs that match your needs.
Kentucky Mortgage Group (KMG) is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
"We specialize in commercial and multifamily real estate capital markets financing, servicing loan portfolios, providing asset and portfolio management, and real estate brokerage services on a national basis. We're ranked a ""Strong"" Commercial Loan Primary Servicer by S&P Global Ratings and have broad capital provider base of over 100 sources"
7410 New La Grange Rd, Suite 108, Louisville, KY, 40222
Lends in Kentucky
Raised in Kentucky, I love being able to help others achieve their dreams to live in this great state. I have been in the mortgage business for over ten years, initially starting my career within our family owned mortgage company, A-1 Mortgage Company, Parker Services. After my family retired, I broadened my knowledge in the field with a position
8001 Lyndon Centre Way Suite 101, Louisville, KY, 40222
Lends in Kentucky
SurePoint Equity LLC is a Local, Private Lender specializing in Fix and Flip and Rehab and Refi renovation loans for Real Estate Investors. We are well capitalized, have very competitive rates and can close as fast as 5-7 business days. We typically lend up to 90% of the purchase price, plus 100% of renovation costs and don't require monthly paymen
12700 Townepark Way, Suite 111, Louisville, KY, 40242
Lends in Kentucky
Brian Curl is the founder of the Wholesale Mortgage Source, LLC company. Brian has been in the mortgage industry and originating home loans for twenty plus years. Wholesale Mortgage Source provides outstanding advice and service to first-time homebuyers and homeowners utilizing FHA, VA, USDA and conventional home loan mortgages.
United Financial Group, LLC is a Mortgage Lender founded by John Dziedzic in April, 2002. John’s vision in 2002 was to offer clients exceptional service through education, communication and to provide clients with optimal mortgage options. John and team UFG believe that providing clients with the right knowledge eliminates stress at closing time
120 Sears Avenue, Suite 208, Louisville, KY, 40207
Lends in Kentucky
Founded in 2005 by Tommy Atlas, Atlas Capital Mortgage has helped hundreds of people in Kentucky buy and refinance their homes. A 1992 graduate of the University of Louisville, Tommy began his career in the retail banking sector at the Bank of Louisville. He transitioned exclusively to mortgage banking in 1998. With more than two decades.
Select Mortgage Advisors - Kentucky and Indiana.These devoted professionals work Kentucky with individuals, couples and families every day to help them obtain the best mortgage rates with the lowest closing costs. and No Closing Costs Mortgage Loans! 100% Financing Available and Our primary focus.
161 St Matthews Ave, Suite 10, Louisville, KY, 40207
Lends in Kentucky
The Lightpoint Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Kentucky . Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
