Explore the differences! FHA VS Conventional loan programs in St.-Matthews, Jefferson County, Kentucky
In 2025, the conventional loan limit in the city of St.-Matthews, located in Jefferson county, KY, stands at $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.
With Lendersa®'s Conventional loan calculator, you can compare the best rates of today’s Conventional, FHA, and USDA loans, identifying the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage tool shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, which helps in choosing the right program in KY for your financial circumstances.
Reviewing 2025 Loan Limits and Downpayment Needs in St.-Matthews, Jefferson, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$420,680
3.5%
Applies to zip codes: 40222, 40207
Available Conventional and FHA Loan Options in St.-Matthews, KY
The goal of Lendersa® is to help you efficiently secure the optimal Conventional, USDA, or FHA loan. Start by selecting one of three pathways leading you to suitable lenders and loan programs that match your needs.
Abri Credit Union is a community based financial institution headquartered in Romeoville, IL. There are community branches located in Frankfort, Joliet, Lockport, Plainfield, and Woodridge. There are also branches with limited access located at Argonne National Laboratory, Fermi National Laboratory, and the Joliet Township High Schools.
14722 South Naperville Road, Unit 104, Plainfield, IL, 60544
RDS Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
We’ve done this by sticking with what business owners tell us they like. They enjoy dealing directly with the decision-maker, so they get fast answers. We attract and retain outstanding bankers, so they can work with the same people for many years, instead of repeatedly starting from scratch with new bankers
We're committed to building lifelong relationships with our clients and partners. Our vast lending knowledge, personalized service and latest technology will get you to the closing OnTime. Our staff will meet your needs quickly and accurately. We work for you and will honor that relationship with great service.
1333 Burr Ridge Parkway, Suite 200, Burr Ridge, IL, 60527
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Family Security Credit Union offers many convenient online services from their website 24 hours a day. Family Security Credit Union's online banking allows members to save time and money with online bill pay, check account balances, order checks, make loan payments, view e-Statements.
FNBC Bank & Trust is a community bank with long standing connections to the communities which we serve. With over $500 million in assets, our banking offices provide a full range of personal and commercial deposit, loan, and trust services. FNBC offers a complete array of financial services with solutions for all financial needs in one place.
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Wayne County Community Federal Credit Union was officially organized on June 7, 1966 as the Wayne County School Employees Federal Credit Union. Seven very foresighted school employees (Sam Yelic, Charles Deane, Wayne Kornhaus, Neal Retherford, Fred Kloha, Russell Knight and Kenneth Barton) met on that June date
