FHA VS Conventional loan in Shively, Jefferson County, Kentucky
During the year 2026, the conventional loan limit for Shively in the county of Jefferson, KY is noted at $726,200. The FHA limit for a single-family home stands at $472,030.
Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, facilitating a decision on the best program in KY based on your financial needs.
Loan Limits and Downpayment Requirements for 2026 in Shively, Jefferson, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
These figures apply to zip codes: 40216
Options for Conventional and FHA Loans in Shively, KY
The aim at Lendersa® is to connect you with the most suitable Conventional, USDA, or FHA loan quickly and efficiently. Choose one of three starting points to discover matched lenders and loan programs that meet your needs.
Choosing a loan provider can be both confusing and time consuming. There are so many providers out there that the loan process can sometimes become overwhelming. Commonwealth Capital Mortgage is there help you every step of the way, to reduce stress and help you focus on what is most important - your normal life!
850 Dixie Highway, Forester Center 1, Louisville, KY, 40210
Lends in Kentucky
Founded in 1936, Brown-Forman Employees Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members that sets us apart from the other financial institutions. Credit unions were formed with one concept in mind, "people helping people.
Since 1996, Discount Equity Services Inc. has been serving the Kentucky area. We can provide pre-approval letters in less than an hour. We always keep up with and pass on the best interest rates possible. We also have some of the quickest closings in the industry. Let our experience help your experience.
At River City Bank, we pride ourselves on our hometown roots. Being a hometown bank means more than citing an address in Jefferson County, it means we are active members of this community. We live where you live, shop where you shop and support many of the same charitable organizations that you are a part of.
LG&E Co. Credit Union was founded in 1934. LG&E provides space to assist the Credit Union in both offices downtown. Our Credit Union belongs to its members. The Credit Union philosophy is summed up in the phrase "People Helping People". It is a teamwork concept called a cooperative - in which depositors and borrowers are mutually benefited.