FHA VS Conventional loan programs in 2026 for Shively, Jefferson County, Kentucky

During the year 2026, the conventional loan limit for Shively in the county of Jefferson, KY is noted at $726,200. The FHA limit for a single-family home stands at $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, facilitating a decision on the best program in KY based on your financial needs.

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Loan Limits and Downpayment Requirements for 2026 in Shively, Jefferson, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

These figures apply to zip codes: 40216

Options for Conventional and FHA Loans in Shively, KY

The aim at Lendersa® is to connect you with the most suitable Conventional, USDA, or FHA loan quickly and efficiently. Choose one of three starting points to discover matched lenders and loan programs that meet your needs.

Result analysis for Lendersa USDA loan requests


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  • We are NJ Gateway FCU – a not-for-profit financial institution, organized in 1969, & wholly owned by our membership. Our asset size is currently at $30 million. More than 4000 member/owners actively use the services available to them through NJGFCU. Our Mission is Growing trusted relationships by helping members gain personalized financial success!

  • Xpress Financial Mortgage Corp
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  • ALL STATE LENDERS CORP.
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  • Zip Mortgage LLC
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  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Carson Bank
  • 122 West Main Street, Mulvane, KS, 67110
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  • URBAN HOUSING MORTGAGE & REALTY GROUP, LLC
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  • Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.

  • NOLA Hard Money Services LLC
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  • NOLA Hard Money is led by a group of investors with deep roots in the New Orleans real estate market and active in it for more than 30 years.We have an eye for value and build long-term relationships with our clients. We strongly believe that the best marketing comes from current customers.

  • national directlender llc
  • 500 N Green St, Little Egg Harbor, Tuckerton, NJ, 08087
  • Empowering dreams with tailored financial solutions, National Directlender LLC champions homeownership by offering diverse loan options. From FHA and VA loans to Reverse Mortgages and Bridge Loans, we provide expert guidance every step of the way, ensuring families secure homes and futures. Choose National Directlender LLC as your bridge to financi

  • Pioneer Bank
  • 202 1st Street, Sergeant Bluff, IA, 51054
  • At Pioneer it's Personal is more than just our tagline, it's a way of life at Pioneer Bank. We are a locally owned community-focused bank with enough geographical reach to compete digitally while still being able to provide exceptional one-on-one personal service. If you're already a customer, thank you!