FHA VS Conventional loan programs in Elmwood, Jefferson County, Louisiana

In the year 2026, the limit for a Conventional loan in Elmwood, situated in the county of Jefferson, LA, is $726,200. For a single-family home under the FHA, the limit is $472,030.

With the Lendersa® Conventional loan calculator, you can evaluate today's optimal rates for Conventional, FHA, and USDA loans. Understand the income, credit, reserves, and documents required for qualification. The advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you in selecting which program in LA fits your financial needs best.

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2026 Loan Limits and Down Payment Requirements in Elmwood, County of Jefferson, LA

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to zip codes: 70121, 70123

Exploring Conventional and FHA Loan Options in Elmwood, LA

Lendersa® is committed to providing you the best possible options for Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three starting points, each leading to suitable lenders and programs.

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  • Knoxville TVA Employees Credit Union
  • PO Box 36027, Knoxville, TN, 37930
  • Knoxville TVA Employees Credit Union was established in 1934 to provide services for a growing community of TVA employees. The Credit Union now has 20 locations throughout East Tennessee and serves more than 180, 000 members. Credit Union services are available to anyone who lives, works, worships.

  • Home Federal Bank of Tennessee
  • 515 Market Street, Knoxville, TN, 37902
  • A full-service banking institution based in Knoxville since 1924, Home Federal Bank offers a complete line of personal, home, business and commercial banking services. From mortgage and consumer loans, checking and savings plans and accounts, personal and business trusts and investment planning—to retail services, ATM/Debit cards, credit cards

  • Best Loans Corp
  • 3022 Willow Road, Punta Gorda, FL, 33982
  • At Best Loans Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • UT Federal Credit Union
  • PO Box 51848, Knoxville, TN, 37950
  • UT Federal Credit Union is a member-owned, and community chartered, financial cooperative. While UTFCU is a full-service financial institution, it also strives to fulfill the credit union philosophy of People Helping People in everything it does. The heart of UTFCU has always been, and will always be, the members and communities it serves

  • McClain Bank
  • 131 W. Main St., Purcell, OK, 73080
  • McClain County National Bank was chartered on March 8, 1922, right here on Main Street in Purcell. Officers at the time consisted of John H. Perry as President, E.L. Sheets as Vice President, and John H. Wells as Cashier. Six months later, at the close of business on September 15, the Bank had total assets of $298, 212.95. In 1927,

  • Volusia Mortgage
  • 5889 S. Williamson Blvd., Suite 1320, Port Orange, FL, 32128
  • We are dedicated to becoming the leading provider of residential mortgage loans in Volusia County, Florida. We will accomplish this by providing superior service and value to our clients while adhering to high standards of integrity, ethics, and accountability in all we do. We live here, we work here. Neighbors helping neighbors.

  • Sandy Inosencio
  • 5889 S. Williamson Blvd. Ste. 210, Port Orange, FL, 32128
  • "Established 1994Sandra Inosencio is your premier mortgage professional located in Port Orange, Florida. We pride
    ourselves on offering some of the lowest rates nationwide and make the loan process simple,
    straightforward and fast for borrowers seeking a mortgage in the Florida area."

  • Knoxville Law Enforcement Federal Credit Union
  • 501 E Summit Hill Drive, Knoxville, TN, 37915
  • Knoxville Law Enforcement Federal Credit Union is a member-owned, not-for-profit financial services cooperative. Our mission is to effectively and efficiently operate as a financial cooperative; to promote participation by all those within the defined membership; to encourage savings and provide competitive credit.

  • Cape Coral Mortgage
  • 3512 Del Prado Blvd S, Cape Coral, FL, 33904
  • At Cape Coral Mortgage, we are different. You need someone you can trust when you are making the biggest financial decision of your life. You need someone who has been around for a long time and has weathered the storm. A company who has people you can meet with, look in the eye and get the truth from.

  • American Mortgage Solutions Inc
  • 3046 Del Prado Blvd S, Suite 1-B, Cape Coral, FL, 33904
  • American Mortgage Solutions (AMS), your mortgage broker in Cape Coral FL and Louisville KY. We are proudly licensed in Kentucky, Florida, Indiana, Colorado, and Tennessee, where we have been financing homebuyers’ and homeowners’ dreams for more than 20 years. Moving our clients from application to closing is a process that we take pride in.

  • Edison Mortgage Group Inc
  • 1325 Southeast 47th Street, Suite F, Cape Coral, FL, 33904
  • Our mission at Edison Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Lendstar Financial Services
  • 3501 Del Prado Blvd, Suite 100, Cape Coral, FL, 33904
  • LENDSTAR MORTGAGE, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders