FHA VS Conventional loan in Elmwood, Jefferson County, Louisiana

In the year 2026, the limit for a Conventional loan in Elmwood, situated in the county of Jefferson, LA, is $726,200. For a single-family home under the FHA, the limit is $472,030.

With the Lendersa® Conventional loan calculator, you can evaluate today's optimal rates for Conventional, FHA, and USDA loans. Understand the income, credit, reserves, and documents required for qualification. The advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you in selecting which program in LA fits your financial needs best.

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2026 Loan Limits and Down Payment Requirements in Elmwood, County of Jefferson, LA

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to zip codes: 70121

Exploring Conventional and FHA Loan Options in Elmwood, LA

Lendersa® is committed to providing you the best possible options for Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three starting points, each leading to suitable lenders and programs.

Explore Lendersa USDA loan requests and results


Elmwood Lenders

  • New Orleans Firemen's Federal Credit Union
  • 4401 W Napoleon Avenue, Metairie, LA, 70001
  • Lends in Louisiana
  • New Orleans Firemen’s Federal Credit Union is a full-service financial institution serving over 26, 000 members and more than 300 business partners across Louisiana and Mississippi, and the second oldest federally insured credit union. As a certified Community Development Financial Institution (CDFI).

  • Sterling Financial Services, LLC
  • 4520 York Street, Metairie, LA, 70001
  • Lends in Louisiana
  • The Sterling Financial Services, LLC Team is your premier mortgage team located in Metairie, Louisiana. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Metairie area.

  • Loan Partners, LLC
  • 7835 Maple Street, New Orleans, LA, 70118
  • Lends in Louisiana
  • Located in New Orleans, Loan Partners is a real estate investment group and private portfolio lender providing capital for commercial and non owner occupied real estate projects.

    Our depth of experience enables us to identify immediate needs and optimal structuring. You can expect to receive a commitment letter detailing the terms

  • Audubon Mortgage LLC
  • 7628 St. Charles Avenue, New Orleans, LA, 70118
  • Lends in Louisiana
  • "Audubon Mortgage Based in New Orleans, Camie has over twenty years experience in mortgage lending. We strive for excellence and customer service. Please contact us to check our rates this mortgage company Loan Products & Programs are Conforming
    FHA/VA
    Alternative Low Doc Loans
    Nationwide High Balance and more"

  • Jefferson Parish Employees FCU
  • 1221 Elmwood Park Boulevard, Room 207, Harahan, LA, 70123
  • Lends in Louisiana
  • At Jefferson Parish Employees Federal Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members since our charter was signed October 23, 1959.Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members. We’ve come a long way – evolving into a full service financial institution.

  • Louisiana Central Credit Union
  • 824 Elmwood Park Boulevard, Suite 100, Harahan, LA, 70123
  • Lends in Louisiana
  • Members are the most important asset of the Louisiana Central Credit Union. This state-chartered, not-for-profit, not-for-charity, but for service financial institution which has been in continuous operation since 1942, exists solely to serve the financial needs of its members. Like all credit unions,

  • OnPath Federal Credit Union
  • 5508 Citrus Blvd, Harahan, LA, 70123
  • Lends in Louisiana
  • At OnPath Federal Credit Union, we help members clearly define their needs, identify solutions and help them customize the financial products and services that best satisfy their unique situations. People trust us to have their best interests at heart—and we do. OnPath Federal Credit Union has remained committed to providing individuals across LA.

  • Liberty Bank New Orleans
  • 2714 Canal St, New Orleans, LA, 70119
  • Lends in Louisiana
  • At Liberty Bank, we're passionate about helping more people achieve more freedom.There's real freedom here-the freedom you have as an individual to attain your goals, as a business to achieve your idea of success or even as a community that is gathering strength to reach its full potential.

  • Eustis Mortgage
  • 798 S. Rampart, New Orleans, LA, 70113
  • Lends in Louisiana
  • “We’ve been in the mortgage business since 1956 and many of our clients have been coming back again and again since we opened our doors over 50 years ago. They know they can always rely on us for the information and service they expect and deserve. And you can, too. We tell it like it is. Buying or selling a house is a major event for everyone.