FHA VS Conventional loan programs in 2026 for Fort-Polk-South, Vernon County, Louisiana

In 2026, the Conventional loan limit in Fort-Polk-South, located in Vernon county, LA, is $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.

Utilize the Lendersa® loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine your income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program for your financial situation in LA.

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Loan Limits and Downpayment Requirements in Fort-Polk-South, Vernon County, LA for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to these zip codes: 70656

Conventional and FHA Loan Options in Fort-Polk-South, LA

The objective of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan promptly and hassle-free. Choose from three starting points to connect with suitable lenders and loan programs.

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Fort-Polk-South Lenders

  • First National Bank in DeRidder
  • 823 Mahlon Street, Deridder, LA, 70634
  • Lends in Louisiana
  • FNBD has been serving Southwest Louisiana for over 85 years. With the largest market share of any bank in Beauregard Parish, we are continuing to build upon that foundation of financial stability in Calcasieu Parish & the surrounding areas. FNBD is committed to serving the residents & businesses of SWLA with superior service and professional.

  • Southern Heritage Bank
  • 5211 Jackson Street, Alexandria, LA, 71303
  • Lends in Louisiana
  • Let Southern Heritage Bank help celebrate one of the most exciting times of your life by choosing us for your mortgage needs!

    While buying a home is one of the biggest decisions you'll ever make, selecting the right mortgage loan can be just as important. Your lifestyle. Your budget. Your comfort level.

  • District 08 FCU
  • 3300 South MacArthur Drive, Alexandria, LA, 71301
  • Lends in Louisiana
  • District 08 State Highway Employees Federal Credit Union, Charter No. 14651 came to it's being after an Organization Certificate was prepared and signed on October 12, 1961 and approval received on the 31st day of October 1961. District 08 Federal Credit Union was chartered under federal law.

  • Southern Heritage Bank LA
  • 701 4th St, Suite B, Alexandria, LA, 71301
  • Lends in Louisiana
  • Southern Heritage Bank is an independently owned community Bank with a concern for meeting the financial needs of the residents of Rapides, Catahoula, and LaSalle parishes. Southern Heritage Bank is currently celebrating 44 years of service to residents of Lasalle, Catahoula and Rapides Parishes!

  • Red River Bank
  • 1412 Centre Court Dr, Suite 101, Alexandria, LA, 71301
  • Lends in Louisiana
  • In 1999, a group of Louisiana community/business leaders founded Red River Bank on the ideals of community banking. Today we've grown to a statewide footprint, and that community commitment is stronger than ever.

    The origins of Red River Bank can be followed all the way back to the very heart of Louisiana. There, near the banks of the Red Rive

  • Magnolia State Mortgage, LLC
  • 1412 B Peterman Dr, Alexandria, LA, 71301
  • Lends in Louisiana
  • At Magnolia State Mortgage, LLC in Alexandria LA. We understand that situations such as your finances, your goals, are unique and you’re searching for Loan Programs that fit your needs. At Magnolia State Mortgage, meeting those specific needs with the right products and services is our commitment.

  • Endurance Mortgage
  • 5101 Highway 28 East, Pineville, LA, 71360
  • Lends in Louisiana
  • We bring with us, 38 years of combined mortgage experience, successful companies & great reputations. We feel that joining our business operations together will enable us to provide even better products and services for our customers. By joining our companies together, we become Cenla’s largest locally owned, mortgage lender.

  • Heart of Louisiana Credit Union
  • 303 Edgewood Dr, Pineville, LA, 71361
  • Lends in Louisiana
  • Heart of Louisiana Credit Union was founded in 1955 by USDA employees working in Louisiana in Alexandria and Pineville. Since then, Heart has fostered a rich history of helping Central Louisiana residents with all their financial needs.

    At Heart, we specialize in helping members like family!

  • Exchange Bank
  • 700 Front Street, Natchitoches, LA, 71457
  • Lends in Louisiana
  • Exchange Bank, we have a very strong commitment to our community. We offer unsecured, secured, vehicle and other personal loans, and work with you to create terms that best meet your needs and at very competitive rates. We are locally owned and locally staffed – decisions about your loan request will be made right here, in a timely manner.