FHA VS Conventional loan programs in 2026 for Ville-Platte, Evangeline County, Louisiana

In the year 2026, the conventional loan limit in Ville-Platte, located in Evangeline county, LA, is set at $647,200. In contrast, the FHA loan limit for a single-family residence is $420,680.

Explore the Lendersa® Conventional loan calculator to evaluate today's rates for Conventional, FHA, and USDA loans and identify the necessary income, credit score, reserves, and documentation needed for your qualifications. Utilize our sophisticated mortgage calculator to view and compare Conforming Conventional, USDA, FHA, and VA loans, helping you choose the optimal program in LA tailored to your unique financial needs.

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Loan limits and down payment requirements for 2026 in Ville-Platte, Evangeline county, LA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparative table is relevant for these zip codes: 70586

Available Loan Options: Conventional and FHA in Ville-Platte, LA

Lendersa® is dedicated to swiftly securing you the best Conventional, USDA, or FHA loan with ease. Choose from three distinct starting points that lead to suitable lenders and loan programs.

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Ville-Platte Lenders

  • Washington State Bank
  • 103 N. Main St, Washington, LA, 70589
  • Lends in Louisiana
  • Washington State Bank is an independent, locally-owned community bank. We offer modern and efficient systems in order to provide excellent products and services.

    Personal and Business Banking Available Checking Accounts, Savings Accounts, Loans, Mortgages, etc. The types of personal information we collect and share depend on the product

  • The Cottonport Bank
  • 153 Cottonport Avenue, Cottonport, LA, 71327
  • Lends in Louisiana
  • Cottonport Bank was founded by Mr. G.W. Sentell, Dr. C.J. Ducote, Mr. Tom M. Mathews, and other prominent residents of Cottonport and the surrounding areas. On September 15 of the same year, the bank opened for business with a capital stock of $25,000. Dr. C.L. Ducote was the first president of The Cottonport Bank from 1902 until 1909.

  • Bank of Sunset and Trust Company
  • 863 Napoleon Avenue, Sunset, LA, 70584
  • Lends in Louisiana
  • Long gone are the days where your savings account was located under your mattress. You need a bank you can depend on to provide the best and most beneficial financial services for the security of you and your family. Bank of Sunset and Trust Co. is just the financial institution to do so. This Louisiana-based bank, opened more than 100 years ago.

  • District 08 FCU
  • 3300 South MacArthur Drive, Alexandria, LA, 71301
  • Lends in Louisiana
  • District 08 State Highway Employees Federal Credit Union, Charter No. 14651 came to it's being after an Organization Certificate was prepared and signed on October 12, 1961 and approval received on the 31st day of October 1961. District 08 Federal Credit Union was chartered under federal law.

  • Southern Heritage Bank LA
  • 701 4th St, Suite B, Alexandria, LA, 71301
  • Lends in Louisiana
  • Southern Heritage Bank is an independently owned community Bank with a concern for meeting the financial needs of the residents of Rapides, Catahoula, and LaSalle parishes. Southern Heritage Bank is currently celebrating 44 years of service to residents of Lasalle, Catahoula and Rapides Parishes!

  • Red River Bank
  • 1412 Centre Court Dr, Suite 101, Alexandria, LA, 71301
  • Lends in Louisiana
  • In 1999, a group of Louisiana community/business leaders founded Red River Bank on the ideals of community banking. Today we've grown to a statewide footprint, and that community commitment is stronger than ever.

    The origins of Red River Bank can be followed all the way back to the very heart of Louisiana. There, near the banks of the Red Rive

  • Magnolia State Mortgage, LLC
  • 1412 B Peterman Dr, Alexandria, LA, 71301
  • Lends in Louisiana
  • At Magnolia State Mortgage, LLC in Alexandria LA. We understand that situations such as your finances, your goals, are unique and you’re searching for Loan Programs that fit your needs. At Magnolia State Mortgage, meeting those specific needs with the right products and services is our commitment.

  • Endurance Mortgage
  • 5101 Highway 28 East, Pineville, LA, 71360
  • Lends in Louisiana
  • We bring with us, 38 years of combined mortgage experience, successful companies & great reputations. We feel that joining our business operations together will enable us to provide even better products and services for our customers. By joining our companies together, we become Cenla’s largest locally owned, mortgage lender.

  • Southern Heritage Bank
  • 5211 Jackson Street, Alexandria, LA, 71303
  • Lends in Louisiana
  • Let Southern Heritage Bank help celebrate one of the most exciting times of your life by choosing us for your mortgage needs!

    While buying a home is one of the biggest decisions you'll ever make, selecting the right mortgage loan can be just as important. Your lifestyle. Your budget. Your comfort level.