Explore the differences! FHA VS Conventional loan programs in Gardere, East Baton Rouge County, Louisiana

For 2026, the loan limit for Conventional loans in Gardere, county of East Baton Rouge, LA, is $726,200, whereas the FHA loan limit for a single-family home stands at $472,030.

Lendersa® offers a Conventional loan calculator to help you compare today's best rates for Conventional, FHA, and USDA loans. Determine income, credit, reserves, and documents necessary for qualification. With this advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the program best suited to your financial needs in LA.

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2026 Loan Limits and Down Payment Requirements in Gardere, East Baton Rouge County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to the zip codes: 70820

Conventional and FHA Loan Options in Gardere, LA

Lendersa® aims to quickly match you with the best possible Conventional, USDA, or FHA loan without hassle. Select one of three starting points that lead to matching lenders and tailored loan programs.

Results from Lendersa USDA loan request and matches


Gardere Lenders

  • Eagle Federal Credit Union
  • 2271 College Drive, Baton Rouge, LA, 70808
  • Lends in Louisiana
  • In 1942, Eagle Federal Credit Union was organized to promote thrift and well being to its members. Today, Eagle Federal provides a solid financial partnership that members rely on from youth through retirement.Credit Union was organized to promote thrift and well being to its members.

  • Atlantic Lending
  • 4626 Concord Ave., Baton Rouge, LA, 70808
  • Lends in Louisiana
  • At Atlantic Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • Parish Lending, LLC
  • 520 Albert Hart Dr, Baton Rouge, LA, 70808
  • Lends in Louisiana
  • Parish Lending is a mortgage brokerage serving the needs of home buyers, realtors, and builders. We have a full range of loan products dedicated to finding the best rates, terms & costs--to meet our clients' needs specific needs. NMLS# 1902562brokerage serving the needs of home buyers, realtors

  • LA Lending, LLC
  • 2051 Silverside Drive, Suite 100, Baton Rouge, LA, 70808
  • Lends in Louisiana
  • Whether you're purchasing your first home, a seasoned buyer, looking to cashing out equity, or simply looking to identify all options available to you - LA Lending is your best choice! Chasity Graff has owned and operated LA Lending, LLC since 2007. Starting the brokerage firm at 27 has allowed her to help thousands of local families

  • Department of Corrections Credit Union
  • 704 Mayflower Street, Baton Rouge, LA, 70802
  • Lends in Louisiana
  • Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • La Capitol Federal Credit Union
  • 700 Main Street, Baton Rouge, LA, 70802
  • Lends in Louisiana
  • Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.

  • Neighbors Federal Credit Union
  • 12529 Perkins Road, Baton Rouge, LA, 70810
  • Lends in Louisiana
  • Neighbors Federal Credit Union is a not-for-profit financial cooperative operating as an association dedicated to "people helping people."​ A handful of educators started Baton Rouge Teachers in 1954 with a shoe box, a couple hundred dollars and the goal of making financial services available to school system employees in our area.

  • Bayou Federal Credit Union
  • 5880 Florida Boulevard, Baton Rouge, LA, 70806
  • Lends in Louisiana
  • Bayou Federal Credit Union has been open since 1954. The credit union has assets totaling $81.18 Million and provides banking services to more than 8, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • LH Lending
  • 7171 Florida Boulevard, Baton Rouge, LA, 70806
  • Lends in Louisiana
  • LH Lending LLC holds itself to extremely high standards of integrity, professionalism and customer service. The purchase of a new home is an important decision, and LH Lending LLC is committed to making the financing of your new home straightforward and comfortable. We also take pride in making sure refinance transactions