FHA VS Conventional loan programs in 2025 for Baton-Rouge, East Baton Rouge County, Louisiana

In 2025, the conventional loan ceiling for the county of East Baton Rouge, Baton-Rouge, in LA is set at $647,200, whereas the FHA cap is $420,680 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to compare today's Conventional, FHA, and USDA top rates. Find out income, credit score, reserves, and document requirements to qualify. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you in selecting the best program for your financial needs in LA.

Explore loan offers from 100 different lenders.

2025 Loan Limits and Down Payment Needs in Baton-Rouge, County of East Baton Rouge, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The table above corresponds to zip codes: 70836, 70808, 70809, 70802, 70803, 70801, 70806, 70807, 70805, 70820, 70819, 70811, 70815, 70814, 70816, 70804, 70813, 70821, 70822, 70823, 70825, 70827, 70831, 70833, 70835, 70873, 70874, 70891, 70892, 70893, 70894, 70895, 70898

Conventional and FHA Loan Choices in Baton-Rouge, LA

The aspiration of Lendersa® is to secure swift, hassle-free Conventional, USDA or FHA loans for you. Choose one of three pathways, each leading to matching lenders and loan programs.

Results of USDA loan requests with Lendersa


  • Carbarr Funding
  • 701 North Alvarado Street, 2nd Floor, Los Angeles, CA, 90026
  • Carbarr Funding is a California based brokerage approved in accordance to the Frank & Dodd act under the auspices of the California Department of Real Estate and dully registered with the Nationwide Licensing Registry System. The company specializes in mortgage lending catering diverse financing options for today's complex real estate market.
  • Molina Financial Services Inc.
  • 1382 W. Sunset Boulevard, Los Angeles, CA, 90026
  • Molina Financial Services specializes in helping our clients reach their Real Estate Financing objectives. We have helped countless families purchase their first home by matching their personal financial goals with the best loan programs. We have also helped countless investors finance their real estate investment projects
  • Bridge Capital Home Loans
  • 221 E. Glenoaks Blvd, Suite 225A, Glendale, CA, 91207
  • Bridge Capital Home Loans is a boutique mortgage brokerage based out of Glendale CA. With over 30 years of combined experience in the lending industry, our team of experienced agents offers specialized and mortgage services with competitive rates, low down payment options and personalized service.
  • Elevate Lending
  • 409 W Broadway Ave, Glendale, CA, 91204
  • Elevate Lending, we love what we do. Transparency and simplicity is our way of business. With over 15 years of experience, we understand and appreciate the need for honest, quick and responsible practices of communication and lending. Our client’s satisfaction and happiness are our priority.
  • Smart Choice Realty & Mortgage Finance Inc
  • 960 W 7th St, Los Angeles, CA, 90017
  • We have access to lend money in very unique scenarios. Since we have access to over 350 lending institutions more than likely you can bring your unique – sometimes ugly situation here and we can get to cleaning it up for you! When you choose other lending institutions they normally want to fit you to their strict underwriting criteria.
  • Shannon Christenot
  • 700 Flower St, Suite 1000, Los Angeles, CA, 90017
  • Shannon Christenot is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith
  • MOR Financial
  • 1100 Wilshire Blvd., 1701, Los Angeles, CA, 90017
  • MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.
  • The Home Loan Advisor
  • 1605 W Olympic Blvd, Los Angeles, CA, 90015
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Gold Miners Investments Inc
  • 1605 West Olympic Boulevard, Suite 403, Los Angeles, CA, 90015
  • Gold Miners Inc is here to help you achieve The American Dream. From dedicated realtors to mortgage loans, we're on your side every step of the way and also Our mission is to build long term relationships with our customers as we understand that these decisions are long term. Your loan is not only our priority, obligation and responsibility.
  • Oceanwide Lending
  • 717 West Olympic Boulevard, Unit 2104, Los Angeles, CA, 90015
  • At Oceanwide Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you