Explore the differences! FHA VS Conventional loan programs in Baton-Rouge, East Baton Rouge County, Louisiana

In 2025, the conventional loan ceiling for the county of East Baton Rouge, Baton-Rouge, in LA is set at $647,200, whereas the FHA cap is $420,680 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to compare today's Conventional, FHA, and USDA top rates. Find out income, credit score, reserves, and document requirements to qualify. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you in selecting the best program for your financial needs in LA.

Explore loan offers from 100 different lenders.

2025 Loan Limits and Down Payment Needs in Baton-Rouge, County of East Baton Rouge, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The table above corresponds to zip codes: 70836, 70808, 70809, 70802, 70803, 70801, 70806, 70807, 70805, 70820, 70819, 70811, 70815, 70814, 70816, 70804, 70813, 70821, 70822, 70823, 70825, 70827, 70831, 70833, 70835, 70873, 70874, 70891, 70892, 70893, 70894, 70895, 70898

Conventional and FHA Loan Choices in Baton-Rouge, LA

The aspiration of Lendersa® is to secure swift, hassle-free Conventional, USDA or FHA loans for you. Choose one of three pathways, each leading to matching lenders and loan programs.

Results of USDA loan requests with Lendersa


  • PRIME TIME MORTGAGE CORPORATION
  • 275 US-22, Springfield Township, Springfield, NJ, 07081
  • Prime Time Mortgage Corp. is a full service Mortgage Banker offering Residential Conventional, FHA/VA and Alt-A loans in NJ, NY, FL and VA. We also offer commercial loans in every state. We are a direct lender and have in-house processing for all loan files. We work with each borrower.
  • MidState Federal Credit Union
  • 237 Roosevelt Avenue, Carteret, NJ, 07008
  • MidState Federal Credit Union began over half a century ago on May 3, 1950, with a total membership of seven. These original seven members decided to pool their savings in order to promote thrift among them, by affording them an opportunity to accumulate their savingsand create a source of credit they could borrow from for provident
  • Blue Sky Mortgage, Inc.
  • 2229 East Hedrick Drive, Tucson, AZ, 85719
  • Blue Sky Mortgage, Inc. is a full service mortgage broker providing real estate financing anywhere in Arizona. Richard has a BS degree in Mechanical Engineering from the University of California at Davis. Originally from New York, Richard’s first involvement in real estate was in California in the early 1970′s.
  • Hotchkiss Financial, Inc.
  • 1945 East Mabel Street, Tucson, AZ, 85719
  • We have very competitive Interest Rates. Our loans are customized to fit the borrower's needs. Because we are a small company, we can follow every detail of your transaction. We will keep you informed regarding the loan progress, from start to finish. We have access to a large network of investors. We have a wide variety of products
  • America's Mortgage Lender, Florida
  • 100 South Jefferson Road, Suite 105, Whippany, NJ, 07981
  • America’s Mortgage Lender is currently licensed in eight states as mortgage bankers and rapidly growing. Our seasoned staff will help with your mortgage including purchase, refinance, HARP, VA, FHA, Homestyle, 203K loans, commercial loans, and more. Home loan financing with America’s Mortgage Lender means a hassle-free mortgage that closes on time.
  • Westar Mortgage & Realty
  • 1775 W Wimbledon Way, Tucson, AZ, 85737
  • WESTAR® has arranged funding of thousands of residential and commercial loans, plus subdivisions throughout Arizona in Tucson, Green Valley, Nogales, Sierra Vista, Douglas, Benson, Yuma, the Phoenix area, Flagstaff, Bullhead City, Show Low, Casa Grande, Arizona City, and Apache Junction.
  • First Funding Loans
  • 1 3rd Ave, Suite 4, Long Branch, NJ, 07740
  • First Funding Loans, we are dedicated to being the best hard money lenders in New Jersey. This is why we offer a simple and quick way to access loans for various types of property investments. Hard money loans are a great option because they are approved quickly, require minimum documentation and offer funds for projects
  • VISIONBank
  • 3000 25th Street, Fargo, ND, 58103
  • VISIONBank is a locally-owned community bank that was started in 2003 by a team of experienced bankers who were committed to providing exceptional service and building an organization that would never lose that small town bank connection to its clients. Walk into the lobby of one of the VISIONBank locations
  • Fargo Public Schools Federal Credit Union
  • 1609 32nd Avenue S, Fargo, ND, 58103
  • Fargo Public Schools Federal Credit Union is a not-for-profit, member-owned financial cooperative providing services to the employees of Fargo Public Schools and their families. On November 10, 1934 with $10, 000 in deposits, 10 educators signed a charter to form FPSFCU. It was the first credit union in North Dakota and 47th in the nation.
  • F-M Mortgage Corporation
  • 801 10th Street South, Suite 100, Fargo, ND, 58103
  • F-M Mortgage was founded in May of 1992 by Marles Hass and Larry Reiser. F-M Mortgage's home office is located at 801 10th Street South, in downtown Fargo, ND. Our Bismarck office is located downtown, in the Logan's on Third building, at 120 3rd Street North. We are the EXPERIENCED EXPERTS in the Mortgage Market in North Dakota and Minnesota.