FHA VS Conventional loan programs in Baton-Rouge, East Baton Rouge County, Louisiana

In 2025, the conventional loan ceiling for the county of East Baton Rouge, Baton-Rouge, in LA is set at $647,200, whereas the FHA cap is $420,680 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to compare today's Conventional, FHA, and USDA top rates. Find out income, credit score, reserves, and document requirements to qualify. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you in selecting the best program for your financial needs in LA.

Explore loan offers from 100 different lenders.

2025 Loan Limits and Down Payment Needs in Baton-Rouge, County of East Baton Rouge, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The table above corresponds to zip codes: 70836, 70808, 70809, 70802, 70803, 70801, 70806, 70807, 70805, 70820, 70819, 70811, 70815, 70814, 70816, 70804, 70813, 70821, 70822, 70823, 70825, 70827, 70831, 70833, 70835, 70873, 70874, 70891, 70892, 70893, 70894, 70895, 70898

Conventional and FHA Loan Choices in Baton-Rouge, LA

The aspiration of Lendersa® is to secure swift, hassle-free Conventional, USDA or FHA loans for you. Choose one of three pathways, each leading to matching lenders and loan programs.

Results of USDA loan requests with Lendersa


  • East Lake Mortgage
  • 3033 Ridgeline Blvd, Suite B3, Tarpon Springs, FL, 34688
  • East Lake Insurance & Taxes was founded by the Korkis family, pictured above. We pride ourselves on being a local, family business and strive to serve our community's needs. The team here at East Lake Insurance &Taxes works diligently to provide the best for our clients.That is why we are rated 5 stars on Google by our esteemed patrons!
  • Chissell Mortgage Group
  • 1817 Cypress Brook Drive, Suite 104, Trinity, FL, 34655
  • Mike is a Certified Mortgage Planner with over 30 years of experience who has helped over 3, 000 families finance the American Dream here in the Tampa Bay area. He is a proven performer who has built an excellent reputation as an honest, knowledgeable and dedicated professional who always takes care of his clients by offering great rates.
  • CPF Mortgage
  • 10710 State Road 54, Suite C101, Trinity, FL, 34655
  • CPF Mortgage (Christopher Paul Financial, LLC) was established for the purposes of creating a dependable home financing company in which people can comfortably and confidently trust their most precious asset: their home. We've been helping customers afford the home of their dreams for many years and we love what we do.
  • Community State Bank
  • 601 West Eighth Street, Coffeyville, KS, 67337
  • Community State Bank is a locally owned and operated community bank located in Coffeyville, KS. The bank was founded in 1967 and is currently Coffeyville’s only locally owned and operated bank. We are proud of our long history in Coffeyville and are committed to serving the local community and surrounding area.
  • First Financial Bankshares
  • 400 Pine Street, Abilene, TX, 79601
  • Since 1890, First Financial has been serving the financial needs of customers just like you. Not just through good times, but during difficult years too. We survived the Great Depression, the collapse of the Texas economy in the 1980s, and the Great Recession. Throughout it all, we remain a place of stability and trust for our customers.
  • City County Employees Credit Union
  • 1810 N Belcher Rd, Clearwater, FL, 33765
  • City-County Employees Credit Union is a non-profit cooperative organized to provide our members with low-cost financial services. We were chartered on April 15, 1941 and are governed by a volunteer board of directors who are elected by and from the membership. As a State-chartered, Federally-insured Credit Union.
  • Fidelity Funding Mortgage Corp
  • 759 SR 580, Suite 114, Clearwater, FL, 33761
  • We’re a Florida-based direct lender specializing in both traditional and non-traditional financing options. We understand the Florida marketplace and have created a lending platform to serve the unique needs of homebuyers here in the Sunshine State. Our branch office is located in Clearwater, FL. Our home office is located in Maitland, FL
  • Professional Mortgage Alliance LLC
  • 28870 US Highway 19 North, Suite 320, Clearwater, FL, 33761
  • At Mortgage Alliance, LLC, (PMA) was founded in 2014 by its President and CEO Mr. Michael L. Banner. We operate in Florida and New Jersey Mr. Banner brings 36 years of mortgage experience to the table and has established PMA as a premier mortgage company offering Fannie Mae, Freddie Mac, FHA, VA and Reverse Mortgages.
  • O.J. MORTGAGE COMPANY INC.
  • 29190 US Hwy 19 N, Clearwater, FL, 33761
  • OJ Mortgage Inc. do business the old fashioned way – one by one, family by family. We understand that obtaining a mortgage is one of the most important decisions many of us will ever make and it is our duty to make sure that you make the right one for you and your family. We will always provide you with the mortgage program that’s right for you
  • Elevated Financial
  • 8270 Woodland Center Boulevard, Tampa, FL, 34685
  • We are a Direct Hard Money Lender! We are experts at funding creative deals that other lenders wont! We fund residential and commercial deals. We offer 100% financing for residential fix and flip loans and can close quick! No appraisals required on most loans. Call us today for a loan quote!