FHA VS Conventional loan in Baton-Rouge, East Baton Rouge County, Louisiana

In 2026, the conventional loan ceiling for the county of East Baton Rouge, Baton-Rouge, in LA is set at $647,200, whereas the FHA cap is $420,680 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to compare today's Conventional, FHA, and USDA top rates. Find out income, credit score, reserves, and document requirements to qualify. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you in selecting the best program for your financial needs in LA.

Explore loan offers from 100 different lenders.

2026 Loan Limits and Down Payment Needs in Baton-Rouge, County of East Baton Rouge, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The table above corresponds to zip codes: 70836, 70808, 70809, 70802, 70803, 70801, 70806, 70807, 70805, 70820, 70819, 70811, 70815, 70814, 70816, 70804, 70813, 70821, 70822, 70823, 70825, 70827, 70831, 70833, 70835, 70873, 70874, 70891, 70892, 70893, 70894, 70895, 70898

Conventional and FHA Loan Choices in Baton-Rouge, LA

The aspiration of Lendersa® is to secure swift, hassle-free Conventional, USDA or FHA loans for you. Choose one of three pathways, each leading to matching lenders and loan programs.

Results of USDA loan requests with Lendersa


  • MiMutual Mortgage Wholesale
  • 911 Military Street, Port Huron, MI, 48060
  • At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities.

    We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment.

  • Cornerstone Mortgage
  • 1830 W. Mason Street, Suite 1, Green Bay, WI, 54303
  • We offer professional advice, service and competitive mortgage rates for residential home financing and offer many loan programs to fit your needs including: Conventional, Reverse Mortgage, FHA, VA, Investment properties, second homes and USDA Rural loans to name a few. Specialties: Clients that are looking for professional advice.

  • The Mortgage Gallery Inc
  • 16039 Comprint Circle, Gaithersburg, MD, 20877
  • The Mortgage Gallery Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Nations Funding LLC
  • 20028 Apperson Place, Germantown, MD, 20876
  • Nations Funding is a fully diversified Mortgage Lender. From First, Second and Equity Loans to Commercial and Small Business Loans. Mortgages are our only business. We pride ourselves on being small enough to offer each client personal attention yet large enough to finance significant lending transactions.

  • Industrial Bank
  • 4812 Georgia Avenue NW, Washington, DC, 20011
  • "Founded on August 20, 1934, Industrial Bank is the oldest and largest African American owned commercial bank in the metropolitan Washington region.

    Since 1934, the bank has delivered essential banking and financial services that have contributed greatly to the growth and development of the Washington, D.C. community.

  • Signal Financial Federal Credit Union
  • 3015 University Blvd. W, Kensington, MD, 20895
  • Signal Financial Federal Credit Union is a full-service financial institution headquartered in Kensington, Maryland. Established in 1947, Signal now operates seven full-service branch offices in the District of Columbia, Maryland, and Virginia. Membership is open to select employer groups in the area, as well as individuals who live, work.

  • Colorado Mortgage Coach
  • 10952 S Pikes Peak Dr, Parker, CO, 80138
  • Colorado native and a veteran of 25 years in the mortgage business this professional can assist you in your search for a new mortgage. Rob has been involved in every aspect of the mortgage profession from data entry to selling loans on the secondary market. Rob has learned all stages of the mortgage process by originating, processing,

  • Mountain Financial Mortgage Group Inc
  • 19501 East Mainstreet, Suite 200, Parker, CO, 80138
  • Mountain Financial Mortgage Group, Inc. is a Colorado mortgage broker that has been offering a full menu of loan products and personalized customer service since 1994. When you work with Mountain Financial Mortgage you work directly with an experienced licensed Loan Originator that personally guides your loan every step of the way.

  • Metropolitan Funding Group LLC
  • 502 Calvin Lane, Rockville, MD, 20851
  • Metropolitan Funding Group is a vertically integrated financial company, providing commercial consulting and lending services. We specialize in tough tax situations, complicated credit histories and income reporting, and multifaceted asset complexities. We work hard to find a solution to any financial obstacle.

  • Stewart Closes LP
  • 19751 E Mainstreet, Suite 253, Parker, CO, 80138
  • We strive to provide borrowers with wholesale financing at the lowest rates and with the quickest closing turn times while assessing rate forecasts and influential economic factors. We offer wholesale rates for all conventional and jumbo mortgage loans. Our service is genuine and reliable. Most importantly, we keep our customers happy.