FHA VS Conventional loan programs in 2026 for Oak-Hills-Place, East Baton Rouge County, Louisiana

For the year 2026, the conventional loan limit in Oak-Hills-Place, located in East Baton Rouge county of LA, is $647,200, while the FHA limit for a single-family home is $420,680.

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Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in selecting the right option in LA for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Oak-Hills-Place, East Baton Rouge, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is applicable for the following zip codes: 70810

Conventional and FHA Loan Options in Oak-Hills-Place, LA

At Lendersa®, our aim is to quickly connect you with the best Conventional, USDA, or FHA loans without hassle. Choose from three different starting points that guide you to appropriate lenders and loan programs.

  1. Initiate the ultimate request for optimizing Conventional/USDA/FHA loans
  2. First discover Conventional, USDA, and FHA rates & terms
  3. Look through the extensive database of Conventional lenders
Lendersa USDA loan request and matching results



  • Apex Mortgage Solutions
  • 2333 San Ramon Valley Blvd, Suite 150, San Ramon, CA, 94583

  • "Apex Mortgage Solutions is full service Mortgage Broker loacated in San Ramon, California.

    As an affiliate partner, Apex enjoys all of the advantages of being a full service mortgage broker, like consistency and control of the transaction. Our in-house team is dedicated to providing priority service so we can deliver"

  • Cal Pro Real Estate & Loans, Inc.
  • 3130 Crow Canyon Place, Suite 270, San Ramon, CA, 94583

  • We specialize in home lending! From conventional to Jumbo, FHA to VA and all that lies in between, we are can pair you with the best mortgage for your needs. Seasoned with years of experience and access to over 40 different lending channels, we have the right loan for your purchases, refinance or cash-out needs.

  • Preferred Financial
  • 11 Crow Canyon Court, Suite 100, San Ramon, CA, 94583

  • We've helped thousands of people get the financial assistance they need — from loans, mortgages, insurance, to general financial advisement. You are Preferred Financial; with you, we are powerful. We have been serving clients since 1979 and specialize in providing true no cost loans. We are partnered with 20+ different lenders,

  • Freedomstar Financial Inc
  • 111 Deerwood Road, Suite 200, San Ramon, CA, 94583

  • Freedomstar Financial specializes in Reverse Mortgage Loans and VA Mortgage Loans. In 2015 Freedomstar Incorporated in California and expanded it's offerings to include Reverse Mortgages. Freedomstar's owner Ivan started in the mortgage industry in 2002 helping his first Veteran to refinance his military mortgage.

  • Pleasanton Funding
  • 2410 Camino Ramon, Suite 183, San Ramon, CA, 94583

  • At Pleasanton Funding. We are a full-service mortgage company based in San Ramon, CA. We specialize in Cash out refinance, HomePath, FHA and VA Mortgages in the surrounding cities of Alameda County. Whether you are buying a home or refinancing in any of these zip codes: 94566, 94568 or 94583, we can help you realize your dream of home ownership

  • WebERealty
  • 12935 Alcosta Boulevard, Suite 3681, San Ramon, CA, 94583

  • Our Exclusive Buyer Profile System saves you Time and Money. Simply tell us what you're looking for and get priority access to ALL homes that match your criteria, including Bank Foreclosures, Company Owned Properties and other Distress Sales. No more wasted time looking at out-dated information in newspapers or searching the internet.

  • CMG Mortgage Inc.
  • 3160 CROW CANYON ROAD SUITE 400, San Ramon, CA, 94583

  • The type of mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan.

    The best way to find out what mortgage is best for your home purchase is to get preapproved with a CMG Financial loan officer. Mortgage pre appro

  • MortgageSeth (Mason-Mcduffie Mortgage)
  • 2430 Camino Ramon Suite 300, San Ramon, CA, 94583

  • Since 1887, Mason-McDuffie Mortgage has operated under one idea: Your Financial Security Begins at Home. An employee owned company, Mason Mac works with one mission – to make the dream of home ownership a reality for our clients. We help to fulfill that dream every day from coast to coast.


  • CMG Financial
  • 3160 Crow Canyon Road Suite 400, San Ramon, CA, 94583

  • CMG Financial is a well-capitalized, privately held mortgage-banking firm founded in 1993.The company makes its products and services available to the market through three distinct origination channels including Correspondent Lending,Wholesale Lending and Retail Lending.CMG Financial currently operates in most states,including District of Columbia.

  • Iron Oak Home Loans, Inc.
  • 4000 Executive Pkwy #160, San Ramon, CA, 94583

  • Iron Oak Home Loans, Inc. is a full-service portfolio, private money lender, and servicing company. We originate and fund first mortgages on owner occupied and income producing non-owner occupied single family and multi-residential properties. We specialize in purchase money residential fix and flip properties.

  • Jigsaw Investment Partners
  • 4000 Executive Pkwy, Suite 160, San Ramon, CA, 94583

  • "Jigsaw Investment Partners was created to provide first in class Real Estate solutions for investors looking to invest in California Real Estate and Borrowers looking to fund their projects.​
    Whether you are looking to borrow or invest money we can provide a solution that fits your needs.​"
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