FHA VS Conventional loan programs in 2026 for Gonzales, Ascension County, Louisiana

For 2026, the Conventional loan limit in Gonzales, Ascension county, LA is $726,200, while the FHA limit for a single-family home is $472,030.

Lendersa®'s Conventional loan calculator allows you to compare the best rates available today between Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best suited program for your financial needs in LA.

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2026 Loan Limits and Down Payment Requirements in Gonzales, Ascension County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 70737

Discover Conventional and FHA Loan Options in Gonzales, LA

The goal of Lendersa® is to facilitate a fast and hassle-free process for securing the best possible Conventional, USDA, or FHA loan. Choose one of three initial steps that lead to matching lenders and loan programs tailored to your needs.

Results for Lendersa USDA loan request and matching outcomes


Gonzales Lenders

  • Ascension Credit Union
  • 2430 S Burnside Avenue, Gonzales, LA, 70737
  • Lends in Louisiana
  • Ascension Credit Union, a not-for-profit, full-service financial institution, is Ascension Parish’s only Community Financial Institution dedicated to serving Ascension Parish Residents! Structured as a financial cooperative, the credit union is owned and operated entirely by its membership - by the people of Ascension Parish.

  • Advanced Commercial Capital
  • 2416 S Philippe, Gonzales, LA, 70737
  • Lends in Louisiana
  • Advanced Commercial Capital strives to provide business owners and investors the best possible commercial financing solution to assist with the growth and success of their business. We provide a wide variety of funding options that have been created to support all aspects of all business shapes and sizes.

  • Courtyard Mortgage Company
  • 40472 La-621, Suite B, Gonzales, LA, 70737
  • Lends in Louisiana
  • Thank you for taking an interest in Courtyard Mortgage Company. For over 13 years we have assisted many families in fulfilling their dream of home ownership and/or refinancing. We would love for you to contact our team, and a Loan Officer of your choice. We are here to guide you through any of your home loan needs

  • The Lending Smith Mortgage LLC
  • 39510 Legacy Lake Drive, Gonzales, LA, 70737
  • Lends in Louisiana
  • We are a full-service mortgage company based in Gonzales, LA. We specialize in Home Purchase Loans and Refinance in Gonzales, and all Parishes throughout Louisiana. Whether you are buying a home or refinancing in Louisiana, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • Geismar Complex Federal Credit Union
  • 35294 Highway 30, Geismar, LA, 70734
  • Lends in Louisiana
  • Since its inception in 1980 the Geismar Complex Federal Credit Union has been serving its members in the GEISMAR, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed.

  • Wymar Federal Credit Union
  • 37269 Hwy 30, Geismar, LA, 70734
  • Lends in Louisiana
  • Wymar Federal Credit Union is a member-owned financial institution, offering a wide range of financial services to our member-owners at the best possible prices, lowest rates and highest level of service. Our field of membership consists of BASF employees and their immediate families. We look at our members as much more than that, they are family.

  • Gulf Mortgage Group, LLC
  • 38034 Post Office Road, Suite A, Prairieville, LA, 70769
  • Lends in Louisiana
  • Gulf Mortgage Group, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Campus Federal Credit Union
  • 9555 Antioch Road, Suite A, Baton Rouge, LA, 70817
  • Lends in Louisiana
  • Formed in 1934 by seven employees of Louisiana State University, Campus Federal now serves over 59, 000 individuals and business members. The common bond between Campus Federal and LSU remains strong, along with the strong relationships we've developed with our additional select employee groups and business members.

  • Neighbors Federal Credit Union
  • 12529 Perkins Road, Baton Rouge, LA, 70810
  • Lends in Louisiana
  • Neighbors Federal Credit Union is a not-for-profit financial cooperative operating as an association dedicated to "people helping people."​ A handful of educators started Baton Rouge Teachers in 1954 with a shoe box, a couple hundred dollars and the goal of making financial services available to school system employees in our area.