FHA VS Conventional loan in Old-Jefferson, East Baton Rouge County, Louisiana

In 2026, the conventional loan limit in Old-Jefferson, within the county of East Baton Rouge in LA, is set at $647,200. Meanwhile, the FHA loan limit for a single-family dwelling is $420,680.

Try out Lendersa®'s Conventional loan calculator to compare top current rates among Conventional, FHA, and USDA loans and to figure out the income, credit, reserves, and documentation required for qualification. Our comprehensive mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program in LA for your financial situation.

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Loan Limits and Downpayment Requirements for 2026 in Old-Jefferson, East Baton Rouge County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to these zip codes: 70817

Options for Conventional and FHA Loans in Old-Jefferson, LA

Lendersa® strives to connect you quickly with the optimal Conventional, USDA, or FHA loan with minimal hassle. Choose from one of three starting points to find matching lenders and loan programs.

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Old-Jefferson Lenders

  • Campus Federal Credit Union
  • 9555 Antioch Road, Suite A, Baton Rouge, LA, 70817
  • Lends in Louisiana
  • Formed in 1934 by seven employees of Louisiana State University, Campus Federal now serves over 59, 000 individuals and business members. The common bond between Campus Federal and LSU remains strong, along with the strong relationships we've developed with our additional select employee groups and business members.

  • BR Fire Department Federal Credit Union
  • 11123 Boardwalk Drive, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • The Baton Rouge Fire Department Federal Credit Union has been serving our local area since 1936. We are a non-profit financial institution, which is owned and operated by its members. We provide our members low-interest loans and convenient savings plans. Our Vision is to become the preferred financial institution for all fire department employees.

  • BRECO Federal Credit Union.
  • 1850 South Sherwood Forest Boulevard, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • At BRECO, we take our mission seriously to assist our member-owners build and secure their financial success. Being a not-for-profit, we return earnings back to members in the form of better interest rates, reduced or no fees and quality personal service; all because our focus is on serving our members and not on making profits.

  • Louisiana USA Federal Credit Union
  • 10289 Airline Highway, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • With 75 years of service, we are truly committed to providing quality financial products & services. Our professional staff with decades of combined experience aims to make the banking process as enjoyable as possible. LAUSA members have access to a full range of valuable benefits & services designed to make the banking experience.

  • In-House Lending LLC
  • 2531 Toulon Drive, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • "At In-House Lending, llc, your local Louisiana mortgage lender, providing lending programs that fit the needs of our community.
    We are a direct local lender that has also teamed up with some of the largest and most respected national lenders, giving us one of the widest selections of loan options ANYWHERE."

  • Turn Key Mortgage of Louisiana, LLC
  • 11715 Bricksome Ave, Suite B-6, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • TKM of LA, LLC is located in Baton Rouge, Louisiana and licensed to service the entire state of Louisiana. The staff combined has over 20 years of experience in Residential and Commercial Financing. TKM of LA was created to extend mortgage financing to unique borrowers without the added restrictions that banks and institutions may enforce.

  • EFCU Financial Federal Credit Union
  • 10719 Airline Highway, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • EFCU Financial is a Louisiana-based, full-service credit union committed to improving the lives of our members through comprehensive financial solutions delivered with world-class service. Since 1934, EFCU Financial has been passionately living our promise to do what is in the best interest of our members and our community.

  • 1st Phase Mortgage
  • 5841 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • 1st Phase Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the best financing available

  • Standard Mortgage Corporation
  • 11616 Southfork Ave, Suite 100, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • At Standard Mortgage, we originate and service mortgage loans secured by single \-family properties. Our in-house staff includes mortgage bankers, accountants, attorneys, underwriters and loan servicing specialists. Our real estate experience, combined with our various capital sources