FHA VS Conventional loan programs in Gramercy, St. James County, Louisiana

For 2025, the limit for Conventional loans in Gramercy, located in St. James county, LA, is $726,200. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare current best rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. You can view Conforming Conventional, USDA, FHA, and VA loans side by side with our advanced mortgage calculator, aiding your decision on which program in LA best fits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Gramercy, St. James County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 70052

Exploring Conventional and FHA Loan Options in Gramercy, LA

The main goal of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Select one of the three starting pathways that lead to matching lenders and loan programs best suited for you.

USDA loan request and results at Lendersa


  • Black Diamond Financial LLC
  • 213 SW Columbia Street, Suite 3, Bend, OR, 97702
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line
  • All Seasons Mortgage
  • 15 SW Colorado Ave, Bend, OR, 97702
  • This family owned & operated local business has over 30 years helping families in central Oregon find the best available loan products. John is both the owner of All Seasons Mortgage and a Loan Originator. John purchased All Seasons Mortgage from a local family in 1990. His mission has always been to provide stellar service to his clients.
  • Mid Oregon Lending
  • 360 SW Bond St, Suite 410, Bend, OR, 97702
  • Mid Oregon Lending represents dozens of wholesale lenders that are typically unheard of by the general public. These lenders work almost exclusively through independent brokers. We shop multiple sources for the best possible combination of interest rates, fees, underwriting leniencies
  • Cascade Mortgage Co
  • 19717 Mount Bachelor Dr, Suite 258, Bend, OR, 97702
  • Cascade Mortgage company, where we specialize in residential mortgages. At Cascade Mortgage company, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Arbor Mortgage Group
  • 209 NE Greenwood Avenue, Suite 100, Bend, OR, 97701
  • Arbor Mortgage Group, we are extremely passionate about what we do and where we live, which naturally makes us want to serve our community the best we can. For every client we have the opportunity to work with, we strive to provide an unparalleled personal, positive and professional experience.
  • Mid Oregon Credit Union-Home Loans
  • PO Box 6749, Bend, OR, 97708
  • Mid Oregon Credit Union traces its roots back to 1957 as the first credit union established in Central Oregon by a group of teachers and school employees in Prineville. Today, Mid Oregon Credit Union is the only Credit Union headquartered and doing business solely in Central Oregon.
  • Pacific Residential Mortgage, LLC
  • 2444 SW Glacier Pl, Redmond, OR, 97756
  • Since 2004, the desire to put people over profit in the mortgage industry inspires the leadership at Pacific Residential Mortgage. In the years since our creation, the company continuously experiences growth and success. Our most important accomplishment, however, is the development of our people and celebrating their achievements.
  • Northwestern Home Loans
  • 906 NW Harriman Street, Bend, OR, 97703
  • We strive to provide you with a professional and personable team that is committed to helping you obtain home financing that fits your needs. Exceeding your expectations through our array of lending options, competitive rates and outstanding customer service is our number one goal.
  • Azara Capital Solutions LLC
  • 2583 North West Monterey Pines Drive, Bend, OR, 97703
  • Tracia Larimer began in the mortgage industry in 1991 after a friend prompted me to consider this field as a career choice. Through Tracia's large network of lenders, she is able to offer a diverse array of loan products and terms from my mortgage toolbox - conventional, jumbo, FHA, VA USDA and non-conforming loan products.
  • High Lakes Lending LLC
  • 2755 NW Crossing Dr., Suite 229, Bend, OR, 97703
  • At High Lakes Lending, LLC, we look forward to meeting with you in person any chance we can get. Please feel free to schedule a meeting to discuss your Home Buying or Refinance plans. Too busy for an in person meeting? We also will schedule meetings by phone or video conference.