FHA VS Conventional loan in Reserve, St. John the Baptist County, Louisiana

During 2026, the conventional loan limit in Reserve within St. John the Baptist county, LA stands at $726,200. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the foremost rates of today's Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and necessary documents required for loan qualification. With our advanced mortgage calculator, examine side-by-side views of Conforming Conventional, USDA, FHA, and VA loans. This assists in selecting the most suitable program in LA for your specific financial situation.

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Loan limits and down payment prerequisites for 2026 in Reserve, St. John the Baptist county, LA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table relates to these zip codes: 70068

Access Conventional and FHA Loan Options in Reserve, LA

Lendersa® aims to deliver the most suitable Conventional, USDA, or FHA loan promptly and with minimal hassle. Start with any of three paths to find suitable lenders and loan programs.

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Reserve Lenders

  • Louisiana Federal Credit Union
  • 805 Robin Street, La Place, LA, 70068
  • Lends in Louisiana
  • Louisiana Federal Credit Union has been open since 1935. It's the 11th largest credit union in Louisiana with assets totaling $473.99 Million and providing banking services to more than 36, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • Lakeside Mortgage Inc
  • 2201 30th Street, Kenner, LA, 70065
  • Lends in Louisiana
  • Lakeside Mortgage, Inc. is a full service mortgage brokerage firm located in Kenner and licensed in Louisiana. We lend on 1-4 unit residential properties for primary residence, second home and investment properties. We originate Conventional, FHA, V.A. and R.D. loans. Lakeside Mortgage was established in 1999

  • Jefferson Financial Credit Union
  • 7701 Airline Drive, Metairie, LA, 70003
  • Lends in Louisiana
  • Jefferson Financial Federal Credit Union is a member-owned, not-for-profit financial institution serving more than 50, 000 members with fourteen locations across south Louisiana.

    Originally chartered in 1966, the first JFFCU branch was located on the second floor of a floral shop and existed primarily to serve employees

  • Greater New Orleans Federal Credit Union
  • 3105 Lime Street, Metairie, LA, 70006
  • Lends in Louisiana
  • Originally chartered in 1935, GNO was organized by employees of the New Orleans Bell Telephone Employees Federal Credit Union. Their goal, as was the goal of all company credit unions, was to provide a safe haven for their employees to save and then borrow from that pool of savings to achieve their dreams in life.

  • Total Choice Federal Credit Union
  • 14963 River Road, Hahnville, LA, 70057
  • Lends in Louisiana
  • Total Choice Federal Credit Union is a community based financial cooperative formed for the purpose of encouraging savings, offering loans and providing a wide range of financial service for the people that live, work, worship or attend school in the parishes of St. Charles, St. James and St. John the Baptist.

  • CTH Mortgage LLC
  • 18300 S I-12 Service Road, Suite 100, Ponchatoula, LA, 70454
  • Lends in Louisiana
  • CTH Mortgage is a residential mortgage lender licensed in Louisiana and Mississippi. Home financing is an important decision and we are committed to making your purchase We offer a variety of residential mortgage products including Construction loan programs such as One Time Close Construction and Conventional and Government programs.

  • Barton Credit Union
  • 12501 Highway 18, Luling, LA, 70070
  • Lends in Louisiana
  • Barton Plant Employees' Federal Credit Union is a member-owned and operated financial institution, existing to help achieve the financial needs of our members, through dedicated and efficient personal service.

    Once you become a member, you are always a member, as long as your account remains open.

  • Sun Mortgage Funding Inc
  • 3525 North Causeway Blvd, Suite 900, Metairie, LA, 70002
  • Lends in Louisiana
  • Sun Mortgage Funding is a locally-owned and operated mortgage company licensed by the state of Louisiana and accredited by the Better Business Bureau. The company has been offering superior services to clients in the southeast community of Louisiana and its surrounding districts.

  • America’s Mortgage Resource
  • 3317 N. I-10 Service Rd, Suite 200, Metairie, LA, 70002
  • Lends in Louisiana
  • America’s Mortgage Resource was founded in 1996. The Company is a full service Mortgage Banking Firm offering a diverse product line through professional and courteous service. America’s Mortgage Resource is committed to the long term interest of our clients and the formation of a lending relationships that last a lifetime.