FHA VS Conventional loan programs in 2025 for Kaplan, Vermilion County, Louisiana

As of 2025, the Conventional loan limit for a single-family home in Kaplan, within the county of Vermilion, LA, is established at $726,200. Conversely, the FHA limit is $472,030.

Leverage the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. This tool helps evaluate the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, compare Conforming Conventional loans with USDA, FHA, and VA loans side by side, aiding in selecting the best program for your financial scenario in LA.

Review loan offers from a selection of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Kaplan, County of Vermilion, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 70548

Exploring Conventional and FHA Loan Options in Kaplan, LA

Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to connect with matching lenders and find suitable loan programs.

Discover Lendersa USDA loan request and match outcomes


  • Atlantic Lending
  • 4626 Concord Ave., Baton Rouge, LA, 70808
  • At Atlantic Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
  • Parish Lending, LLC
  • 520 Albert Hart Dr, Baton Rouge, LA, 70808
  • Parish Lending is a mortgage brokerage serving the needs of home buyers, realtors, and builders. We have a full range of loan products dedicated to finding the best rates, terms & costs--to meet our clients' needs specific needs. NMLS# 1902562brokerage serving the needs of home buyers, realtors
  • LA Lending, LLC
  • 2051 Silverside Drive, Suite 100, Baton Rouge, LA, 70808
  • Whether you're purchasing your first home, a seasoned buyer, looking to cashing out equity, or simply looking to identify all options available to you - LA Lending is your best choice! Chasity Graff has owned and operated LA Lending, LLC since 2007. Starting the brokerage firm at 27 has allowed her to help thousands of local families
  • Department of Corrections Credit Union
  • 704 Mayflower Street, Baton Rouge, LA, 70802
  • Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
  • La Capitol Federal Credit Union
  • 700 Main Street, Baton Rouge, LA, 70802
  • Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.
  • Wellspring Credit Union
  • 150 E Roundbunch Road, Bridge City, TX, 77611
  • At Wellspring Credit Union, we strive to create an experience you will remember. Our goal is to provide members with exceptional financial service each and every time they visit. Wellspring Credit Union is a not-for-profit financial cooperative. This means when you become a member of the credit union, you become a shareholder.
  • First National Bank in DeRidder
  • 823 Mahlon Street, Deridder, LA, 70634
  • FNBD has been serving Southwest Louisiana for over 85 years. With the largest market share of any bank in Beauregard Parish, we are continuing to build upon that foundation of financial stability in Calcasieu Parish & the surrounding areas. FNBD is committed to serving the residents & businesses of SWLA with superior service and professional.
  • Southern Teachers and Parents Federal Credit Union
  • 728 Harding Boulevard, Baton Rouge, LA, 70807
  • Southern Teachers & Parents Federal Credit Union was established over 80 years ago with the mission of providing quality financial services designed to help members improve their economic status. We continue our mission by operating as a full service financial institution while educating our members on making sound financial decisions.
  • Neighbors Federal Credit Union
  • 12529 Perkins Road, Baton Rouge, LA, 70810
  • Neighbors Federal Credit Union is a not-for-profit financial cooperative operating as an association dedicated to "people helping people."​ A handful of educators started Baton Rouge Teachers in 1954 with a shoe box, a couple hundred dollars and the goal of making financial services available to school system employees in our area.
  • Geismar Complex Federal Credit Union
  • 35294 Highway 30, Geismar, LA, 70734
  • Since its inception in 1980 the Geismar Complex Federal Credit Union has been serving its members in the GEISMAR, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed.
  • Wymar Federal Credit Union
  • 37269 Hwy 30, Geismar, LA, 70734
  • Wymar Federal Credit Union is a member-owned financial institution, offering a wide range of financial services to our member-owners at the best possible prices, lowest rates and highest level of service. Our field of membership consists of BASF employees and their immediate families. We look at our members as much more than that, they are family.
  • Bayou Federal Credit Union
  • 5880 Florida Boulevard, Baton Rouge, LA, 70806
  • Bayou Federal Credit Union has been open since 1954. The credit union has assets totaling $81.18 Million and provides banking services to more than 8, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.