FHA VS Conventional loan programs in Kaplan, Vermilion County, Louisiana

As of 2026, the Conventional loan limit for a single-family home in Kaplan, within the county of Vermilion, LA, is established at $726,200. Conversely, the FHA limit is $472,030.

Leverage the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. This tool helps evaluate the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, compare Conforming Conventional loans with USDA, FHA, and VA loans side by side, aiding in selecting the best program for your financial scenario in LA.

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Loan Limits and Down Payment Requirements for 2026 in Kaplan, County of Vermilion, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 70548

Exploring Conventional and FHA Loan Options in Kaplan, LA

Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to connect with matching lenders and find suitable loan programs.

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Kaplan Lenders

  • Abbeville Building & Loan
  • 1212 Charity Street, Abbeville, LA, 70510
  • Lends in Louisiana
  • Abbeville Building & Loan is a mutual state-chartered savings bank that has been operating in Abbeville, Louisiana since 1890. Our bank prides itself in providing excellent customer service. Our main emphasis is the origination and servicing of owner-occupied residential loans. We also have a full range of savings accounts

  • Bank of Erath
  • 105 W. Edwards Street, Erath, LA, 70533
  • Lends in Louisiana
  • The Bank of Erath was organized in August of 1910 and opened its door for business on November 18, 1910. With our roots firmly established in Vermilion Parish our founding family names like Moresi, Caldwell, Broussard and LeBlanc are still prominent and recognizable to today's parish residents.

  • First National Bank of Louisiana
  • 128 North Parkerson Avenue, Crowley, LA, 70526
  • Lends in Louisiana
  • Our solid foundation was established in the 1920s on the strength and stability of the local community of Crowley, Louisiana. Since our inception, we have grown to hold over $537, 000, 000 in assets, ensuring personal service as the cornerstone of all we do. Although we still call the original Crowley Skyscraper home.

  • Rayne Building & Loan Association
  • 200 North Adams Avenue, Rayne, LA, 70578
  • Lends in Louisiana
  • Rayne Building and Loan Association’s mission is to provide personalized banking solutions for every stage of life with ongoing customer satisfaction in a range of products and services. RBL's focus on supporting the development of homes, communities and neighborhoods has been engrained in our culture since the beginning.

  • OneHome Mortgage
  • 200 Cautillion Dr, Youngsville, LA, 70592
  • Lends in Louisiana
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Investar Bank
  • 4004 Ambassador Caffery Pkwy, Lafayette, LA, 70503
  • Lends in Louisiana
  • Headquartered in Baton Rouge, Investar Bank is a full-service community bank that offers a superior level of products and services to individuals, professionals and small, medium and large businesses. This includes specialty accounts, bill paying services, cash management, electronic transactions and a wide variety of loan services.

  • Woods Mortgage and Financial Services LLC
  • 128 Demanade Boulevard, Suite 306, Lafatette, LA, 70503
  • Lends in Louisiana
  • Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. If you find yourself lost in the home buying process, no worries, “we know the way to get you HOME.

  • Universal Lending Services Inc
  • 5750 Johnston Street, Suite 102, Lafayette, LA, 70503
  • Lends in Louisiana
  • Universal Lending is one of the most experienced mortgage companies in the area, with over 96 years combined experience throughout our team. Serving the state of Louisiana, we have the resources necessary to close loans quickly and efficiently. Among those resources are our relationships with local, regional, national lenders, and investors.

  • Prestige Mortgage of Louisiana LLC
  • 3639 Ambassador Caffery Pkwy, Suite 420, Lafayette, LA, 70503
  • Lends in Louisiana
  • Prestige Mortgage of Louisiana LLC. is committed to providing our clients with the highest quality financial services combined with the lowest costs and rates available in the area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically.