FHA VS Conventional loan programs in Youngsville, Lafayette County, Louisiana

In 2026, the Conventional loan cap in Youngsville, county of Lafayette, LA is $726,200, whereas the FHA limit for a single-family residence is $472,030.

With the Lendersa® Conventional loan calculator, you can explore today's best rates for Conventional versus FHA versus USDA loans and determine the income, credit, reserve, and documentation requirements needed to qualify. Our advanced mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA loans side by side for an easy comparison, helping you choose the best program for your financial situation in LA.

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2026 Loan Limits and Down Payment Requirements in Youngsville, County of Lafayette, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison chart applies to zip codes: 70592

Explore Conventional and FHA Loan Options in Youngsville, LA

The goal of Lendersa® is to facilitate obtaining the best possible Conventional, USDA, or FHA loan swiftly and with ease. Choose one of three ways to get matched with lenders and loan programs perfectly suited to your needs.

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Youngsville Lenders

  • OneHome Mortgage
  • 200 Cautillion Dr, Youngsville, LA, 70592
  • Lends in Louisiana
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • First Pioneers FCU
  • 2235 South College Road, Lafayette, LA, 70508
  • Lends in Louisiana
  • First Pioneers FCU was chartered in 1949 by the employees of AT&T. These forward looking people saw an opportunity to provide for individual thrift, mutual savings and access to low cost loans. Running a credit union meant pooling common savings through payroll deduction, then lending it to members.

  • Loans with Gus
  • 91 Settlers Trace Blvd, Bldg 3, Lafayette, LA, 70508
  • Lends in Louisiana
  • Gus Abirached, my mission is to set a high standard in the mortgage industry. I am committed to quality customer service – putting the people I serve first. My goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available.

  • Neighborly Home Lending
  • 218 Rue Beauregard, Suite I, Lafayette, LA, 70508
  • Lends in Louisiana
  • Neighborly Home We are not like other mortgage brokerage companies hiding behind complicated language and products. Rather, our goal is to empower our customers by simplifying the complexity associated with getting a mortgage so that anyone can understand the process, and benefit from their understanding. We seek to provide unrivaled service.

  • Milestone Mortgage
  • 91 Settlers Trace Blvd, Building 3, Lafayette, LA, 70508
  • Lends in Louisiana
  • we are a brokerage serving customers in Louisiana. The key to our success has been a combination of consistently offering the lowest possible rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity.

  • My Mortgage Company, LLC
  • 141 Treasure Cove, Lafayette, LA, 70508
  • Lends in Louisiana
  • We offer a wide range of fast & easy to use mortgage calculators to help you determine what you can afford. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more they have the knowledge required to present a proposal for financing to lenders in the best way possible.

  • Approved Mortgage, LLC
  • 850 Kaliste Saloom Rd, Suite 212, Lafayette, LA, 70508
  • Lends in Louisiana
  • We specialize in mortgage loans in Lafayette. We also serve the surrounding cities in Lafayette County. Whether you are buying a home or refinancing in the zip code of 70508, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

  • Approved mortgage
  • 850 Kaliste Saloom Rd, Lafayette, LA, 70508
  • Lends in Louisiana
  • "Bridgett Menard, a mortgage broker located in Lafayette, LA, is part of the Approved Mortgage team that provides low mortgages for buying a home or refinancing a mortgage you already have.
    Bridgett is known for working with the Veteran community to provide our active services military and veterans with convenient"

  • PRIORITY MORTGAGE LENDING, INC
  • 101 Energy Parkway, Suite D, Lafayette, LA, 70508
  • Lends in Louisiana
  • Priority mortgage landing is 25 years in the mortgage industry, Terri has served many borrowers in Acadiana and throughout Louisiana with purchasing either their first home, downsizing or upsizing. She has also assisted many borrowers with refinancing to lower interest rates, shorten loan term or cashing out equity to improve their homes.