FHA VS Conventional loan programs in 2026 for Lacombe, St. Tammany County, Louisiana

In 2026, the Conventional loan limit in Lacombe, located in St. Tammany county, LA, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine your income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program for your financial situation in LA.

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Loan Limits and Downpayment Requirements in Lacombe, St. Tammany County, LA for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 70445

Conventional and FHA Loan Options in Lacombe, LA

The objective of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan promptly and hassle-free. Choose from three starting points to connect with suitable lenders and loan programs.

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Lacombe Lenders

  • First Access Mortgage LLC
  • 1795 W Causeway Approach, Suite 103, Mandeville, LA, 70471
  • Lends in Louisiana
  • First Access Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • LTV NOLA
  • 184 Remington Dr, Mandeville, LA, 70448
  • Lends in Louisiana
  • LTV Properties is a local Louisiana Equity Lender that specializes in hard money loans with no credit, income, or residency requirements. We offer fast closings and loan our own money. We have been doing business in the state of Louisiana for 11 years with over 120 years of personal, residential, and commercial lending experience.

  • Alpha Mortgage
  • 211 W Causeway Approach, Suite A, Mandeville, LA, 70448
  • Lends in Louisiana
  • Alpha Mortgage was formed in 1997 in Mandeville, Louisiana. It operates as a mortgage broker office and is licensed by the state of Louisiana. Experienced loan officers include Jimmy Briant and Neal Clark with forty-two years of experience. Several types of loans are offered, such as, conventional, FHA, VA, USDA, and reverse mortgages.

  • NODA Federal Credit Union
  • 720 Robert Boulevard, Slidell, LA, 70458
  • Lends in Louisiana
  • NODA FEDERAL CREDIT UNION was chartered in 1941 to serve the financial needs of the employees of the USDA supervised out of the New Orleans Metropolitan area and their immediate family members. Seventy-three years later our Credit Union continues that mission and through the help of modern day technology.

  • Crescent City Home Mortgage, LLC
  • 389 LA-21, Suite 401-A, Madisonville, LA, 70447
  • Lends in Louisiana
  • "Crescent City Home Mortgage, LLC. Making your Dreams a Reality! Whether you are a first-time homebuyer, refinancing the home you already own or anything in between…we work to be your home mortgage solution. We have a wide range of options to tailor to your specific needs and wants

    For more information about the products we offer"

  • Heritage Bank of St Tammany
  • 205 North Columbia Street, Covington, LA, 70433
  • Lends in Louisiana
  • Established in 1924, we not only help our neighbors achieve their financial goals, but it is an integral part of our mission to use our resources to enhance community life. We do this by investing in the events and organizations that make St. Tammany Parish home. We strive to make a tangible difference in our community.

  • CUSA Federal Credit Union
  • 50 Louis Prima Drive, Suite A, Covington, LA, 70433
  • Lends in Louisiana
  • Our credit union started as Gulf Employees-Harvey Federal Credit union on October 12, 1955. On January 1, 1975, our name was changed to Gulf Federal Credit Union. On August 28, 1985, we were re-named CUSA Federal Credit Union, as we are today. Later, two other credit unions joined CUSA Federal Credit Union, in 1989, Operators, Inc.

  • American Bank & Trust Company Covington
  • 1819 N. Columbia Street, Covington, LA, 70433
  • Lends in Louisiana
  • American Bank & Trust Company, Inc. was chartered by the State of Louisiana in 1964. This community bank serves the parishes of Red River, St Tammany, Tangipahoa, and Jefferson. American Bank prides itself as a good citizen in the communities it serves. Local businesses both large and small have grown with us over the years.

  • Weeks Team Inc
  • 125 N Theard St, Suite B, Covington, LA, 70433
  • Lends in Louisiana
  • Your one stop mortgage resource. We would love the opportunity to serve anyone who is looking to buy, sell, or refinance residential properties. We can help you in Louisiana, Mississippi, Alabama, & Florida. We Believe every client is unique. You are more than just a loan and a loan should help you achieve your goals and dreams.