FHA VS Conventional loan programs in 2026 for Metairie, Jefferson County, Louisiana

As of 2026, in Metairie, within the county of Jefferson in LA, the limit for a Conventional loan is $726,200, and the FHA limit for single-family homes is $472,030.

Employ the Lendersa® Conventional loan calculator to review the top available rates for Conventional, FHA, and USDA loans today. Analyze requirements such as income, credit standing, reserves, and supporting documentation needed to qualify. This cutting-edge tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to choose the best fit for your financial scenario in LA.

Evaluate loan offers available from 100 different lenders

2026 Loan Limits and Down Payment Details in Metairie, County of Jefferson, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 70002

Exploring Conventional and FHA Loan Choices in Metairie, LA

Lendersa® is committed to helping you secure the most favorable Conventional, USDA, or FHA loans quickly and efficiently. Choose one of the three suggested starting points to find matching lenders and loan programs.

Results from Lendersa USDA loan request


Metairie Lenders

  • Sun Mortgage Funding Inc
  • 3525 North Causeway Blvd, Suite 900, Metairie, LA, 70002
  • Lends in Louisiana
  • Sun Mortgage Funding is a locally-owned and operated mortgage company licensed by the state of Louisiana and accredited by the Better Business Bureau. The company has been offering superior services to clients in the southeast community of Louisiana and its surrounding districts.

  • America’s Mortgage Resource
  • 3317 N. I-10 Service Rd, Suite 200, Metairie, LA, 70002
  • Lends in Louisiana
  • America’s Mortgage Resource was founded in 1996. The Company is a full service Mortgage Banking Firm offering a diverse product line through professional and courteous service. America’s Mortgage Resource is committed to the long term interest of our clients and the formation of a lending relationships that last a lifetime.

  • Silverstar Capital llc
  • 609 Metairie rd #8252, Metairie, LA, 70005
  • Lends in Louisiana
  • Our expertise lies in unlocking funding for a broad spectrum of real estate opportunities, from bustling commercial properties to tranquil residential spaces. We provide financial solutions tailored to each unique investment. With our support, navigating the complexities of real estate funding becomes effortless, allowing you to expand your portfol

  • DSM Lending LLC
  • 671 Rosa Ave, Suite 216, Metairie, LA, 70005
  • Lends in Louisiana
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. DSM Lending Individually prices all Loans.

  • Greater New Orleans Federal Credit Union
  • 3105 Lime Street, Metairie, LA, 70006
  • Lends in Louisiana
  • Originally chartered in 1935, GNO was organized by employees of the New Orleans Bell Telephone Employees Federal Credit Union. Their goal, as was the goal of all company credit unions, was to provide a safe haven for their employees to save and then borrow from that pool of savings to achieve their dreams in life.

  • Eureka Homestead Loan Office
  • 720 Harrison Ave, Suite A, New Orleans, LA, 70124
  • Lends in Louisiana
  • Eureka offers traditional deposit products including passbook savings accounts and certificates of deposit, as well as loan products. Our team of mortgage associates can help to find you the best available mortgage lending programs and work with you to assure the highest rate of approval with respect to your current situation

  • Jefferson Financial Credit Union
  • 7701 Airline Drive, Metairie, LA, 70003
  • Lends in Louisiana
  • Jefferson Financial Federal Credit Union is a member-owned, not-for-profit financial institution serving more than 50, 000 members with fourteen locations across south Louisiana.

    Originally chartered in 1966, the first JFFCU branch was located on the second floor of a floral shop and existed primarily to serve employees

  • Lakeside Mortgage Inc
  • 2201 30th Street, Kenner, LA, 70065
  • Lends in Louisiana
  • Lakeside Mortgage, Inc. is a full service mortgage brokerage firm located in Kenner and licensed in Louisiana. We lend on 1-4 unit residential properties for primary residence, second home and investment properties. We originate Conventional, FHA, V.A. and R.D. loans. Lakeside Mortgage was established in 1999

  • UNO Federal Credit Union
  • 2000 Lakeshore Drive, New Orleans, LA, 70148
  • Lends in Louisiana
  • Chartered in 1972, UNO Federal Credit Union has served the University of New Orleans for over 45 years with pride. The support and commitment of this community has provided our credit union with the direction that has driven us to become the full-service financial institution that we are today.