FHA VS Conventional loan programs in 2026 for Mandeville, St. Tammany County, Louisiana

In 2026, the conventional loan limit in Mandeville, situated in the county of St. Tammany in LA, is $726,200, whereas the FHA loan cap for a single-family home stands at $472,030.

Leverage the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents you need to qualify. This advanced calculator lets you evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the appropriate program for your financial situation in LA.

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2026 Loan Limits and Down Payment Needs in Mandeville, St. Tammany County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 70448

Conventional and FHA Loan Choices in Mandeville, LA

Lendersa® strives to provide you with the fastest, hassle-free access to the most suitable Conventional, USDA, or FHA loans. Choose from one of these three starting points to connect with lenders and loan options.

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Mandeville Lenders

  • LTV NOLA
  • 184 Remington Dr, Mandeville, LA, 70448
  • Lends in Louisiana
  • LTV Properties is a local Louisiana Equity Lender that specializes in hard money loans with no credit, income, or residency requirements. We offer fast closings and loan our own money. We have been doing business in the state of Louisiana for 11 years with over 120 years of personal, residential, and commercial lending experience.

  • Alpha Mortgage
  • 211 W Causeway Approach, Suite A, Mandeville, LA, 70448
  • Lends in Louisiana
  • Alpha Mortgage was formed in 1997 in Mandeville, Louisiana. It operates as a mortgage broker office and is licensed by the state of Louisiana. Experienced loan officers include Jimmy Briant and Neal Clark with forty-two years of experience. Several types of loans are offered, such as, conventional, FHA, VA, USDA, and reverse mortgages.

  • First Access Mortgage LLC
  • 1795 W Causeway Approach, Suite 103, Mandeville, LA, 70471
  • Lends in Louisiana
  • First Access Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Crescent City Home Mortgage, LLC
  • 389 LA-21, Suite 401-A, Madisonville, LA, 70447
  • Lends in Louisiana
  • "Crescent City Home Mortgage, LLC. Making your Dreams a Reality! Whether you are a first-time homebuyer, refinancing the home you already own or anything in between…we work to be your home mortgage solution. We have a wide range of options to tailor to your specific needs and wants

    For more information about the products we offer"

  • Heritage Bank of St Tammany
  • 205 North Columbia Street, Covington, LA, 70433
  • Lends in Louisiana
  • Established in 1924, we not only help our neighbors achieve their financial goals, but it is an integral part of our mission to use our resources to enhance community life. We do this by investing in the events and organizations that make St. Tammany Parish home. We strive to make a tangible difference in our community.

  • CUSA Federal Credit Union
  • 50 Louis Prima Drive, Suite A, Covington, LA, 70433
  • Lends in Louisiana
  • Our credit union started as Gulf Employees-Harvey Federal Credit union on October 12, 1955. On January 1, 1975, our name was changed to Gulf Federal Credit Union. On August 28, 1985, we were re-named CUSA Federal Credit Union, as we are today. Later, two other credit unions joined CUSA Federal Credit Union, in 1989, Operators, Inc.

  • American Bank & Trust Company Covington
  • 1819 N. Columbia Street, Covington, LA, 70433
  • Lends in Louisiana
  • American Bank & Trust Company, Inc. was chartered by the State of Louisiana in 1964. This community bank serves the parishes of Red River, St Tammany, Tangipahoa, and Jefferson. American Bank prides itself as a good citizen in the communities it serves. Local businesses both large and small have grown with us over the years.

  • Weeks Team Inc
  • 125 N Theard St, Suite B, Covington, LA, 70433
  • Lends in Louisiana
  • Your one stop mortgage resource. We would love the opportunity to serve anyone who is looking to buy, sell, or refinance residential properties. We can help you in Louisiana, Mississippi, Alabama, & Florida. We Believe every client is unique. You are more than just a loan and a loan should help you achieve your goals and dreams.

  • Vista Mortgage
  • 522 N New Hampshire St, Suite 7, Covington, LA, 70433
  • Lends in Louisiana
  • Vista Mortgage offers over 20 years of mortgage lending experience! Our goal is to make the mortgage process simple and stress free. We strive to be there for our clients, and can be reached after hours if neccassary! We are here to make the mortgage process as simple as possible for all of our clients.