FHA VS Conventional loan in Ponchatoula, Tangipahoa County, Louisiana

In 2025, the conventional loan limit for Ponchatoula in Tangipahoa county, LA, is $726,200. On the other hand, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare the best rates for today among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. With our advanced tool, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side to decide which program in LA suits your financial situation best.

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2025 Loan Limits and Downpayment Requirements in Ponchatoula, Tangipahoa, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 70454

Explore Conventional and FHA Loan Options in Ponchatoula, LA

Lendersa® seeks to procure the best possible Conventional, USDA, or FHA loan for you, quickly and without hassle. Select from three starting points to find matching lenders and loan programs.

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  • Diversified Mortgage Co.
  • 2081 Business Center Drive, Suite 155, Irvine, CA, 92612
  • DMC Inc. / Diversified Mortgage Co. is a duly licensed California Real Estate brokerage firm, licensed by the California Department of Real Estate, Lic. #01085780, and is also an associate member of the California Mortgage Association and we are in good standing with the Better Business Bureau (BBB). NMLS License #336445
  • Excellent Solutions
  • 2600 Michelson Drive, Suite 920, Irvine, CA, 92612
  • Excellent Solutions customizes short term, non-conventional loans. In doing so we require minimal paperwork to close a loan and also Excellent Solutions is the lending arm of Excellent Capital, a Southern California family office with deep expertise in real estate backed loans for acquisitions, fix-and-flip, refinance, development
  • LendBee
  • 18881 Von Karman Ave, Suite 1000, Irvine, CA, 92612
  • LendBee is a direct lender offering a wide range of products from home equity lines of credit, traditional loans and even options tailored towards self-employed and low credit borrowers. We pride ourselves in understanding the unique needs of our customers to provide the best possible value while exceeding expectations.
  • National Mortgage Group
  • 19200 Von Karman Ave, Suite 400, Irvine, CA, 92612
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Impac Companies
  • 19500 Jamboree Rd, Suite 200, Irvine, CA, 92612
  • Founded in 1995, Impac Mortgage Holdings, Inc. (IMH) is a publicly traded company that, through its subsidiaries, offers a wide range of integrated consumer and business services within the mortgage and real estate marketplaces. With an average of more than 25 years of experience within the mortgage industry.
  • Panamerican Mortgage
  • 2102 Business Center Drive, Suite 130, Irvine, CA, 92612
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Pridemark Group
  • 2081 Business Center Drive, Suite 130, Irvine, CA, 92612
  • Pridemark Group is the world of mortgage and real estate is constantly changing. For the past 30 years, the principals of Pridemark Group have conducted their business with one focus: to provide our clients with the best service and capital market solutions for their financing needs
  • Kelly Mortgage Center, LLC
  • 18100 Von Karman Avenue, Suite 850, Irvine, CA, 92612
  • Our business is a true one-stop enterprise for Real estate, Mortgage, Financial Literacy, Title, homeowners insurance, credit repair, loan modifications and debt settlement. All of these transactions under one roof for your convenience. This allows for ultimate success because we know what is going on with your file at all times.