FHA VS Conventional loan programs in 2026 for Hammond, Tangipahoa County, Louisiana

In 2026, the conventional loan limit for Hammond in Tangipahoa county, LA, is $726,200, whereas for a single-family home, the FHA limit is $472,030.

Make use of the Lendersa® Conventional loan calculator to compare and contrast the best available rates for Conventional, FHA, and USDA loans today. Determine what income, credit, reserves, and documentation will be required for qualification. This advanced mortgage tool displays Conforming Conventional loans alongside USDA, FHA, and VA options, aiding you in choosing the best suited program in LA for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Hammond, County of Tangipahoa, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above table is applicable to these zip codes: 70402

Options for Conventional and FHA Loans in Hammond, LA

Lendersa® is committed to securing you the best possible Conventional, USDA, or FHA loan promptly and without hassle. Choose from three starting points that connect you with matching lenders and loan programs.

Lendersa USDA loan request and matching outcomes


Hammond Lenders

  • The Right Choice Mortgage, LLC.
  • 14444 University Ave, Hammond, LA, 70401
  • Lends in Louisiana
  • AT Right Choice Mortgage distinguishes itself from the competition with unmatched customer service. Our friendly staff has over 30 years combined experience in the mortgage industry and we strive to make you a client for life. We want to be your Right Choice each and every time. We will go above and beyond for you

  • HomeKey Mortgage, LLC
  • 112 W Morris Avenue, Hammond, LA, 70403
  • Lends in Louisiana
  • At HomeKey Mortgage, LLC. We are a full-service mortgage company, conveniently located in Hammond & Denham Springs, with mobile services available throughout the state of Louisiana. We specialize in conventional loans, USDA loans, FHA loans, VA loans & Reverse Loans. Whether you are buying a home or refinancing in any of these zip codes: 70403,

  • CTH Mortgage LLC
  • 18300 S I-12 Service Road, Suite 100, Ponchatoula, LA, 70454
  • Lends in Louisiana
  • CTH Mortgage is a residential mortgage lender licensed in Louisiana and Mississippi. Home financing is an important decision and we are committed to making your purchase We offer a variety of residential mortgage products including Construction loan programs such as One Time Close Construction and Conventional and Government programs.

  • Tangipahoa Parish Teachers' Credit Union
  • 411 East Oak Street, Amite, LA, 70422
  • Lends in Louisiana
  • Tangipahoa Parish Teachers’ Credit Union filed its original charter to begin operations almost 72 years ago on August 27, 1946. At the time of its organization, the Credit Union had approximately 25 members and had assets in the amount of $256.50. The field of membership included employees of the Tangipahoa Parish School Board.

  • Heritage Bank of St Tammany
  • 205 North Columbia Street, Covington, LA, 70433
  • Lends in Louisiana
  • Established in 1924, we not only help our neighbors achieve their financial goals, but it is an integral part of our mission to use our resources to enhance community life. We do this by investing in the events and organizations that make St. Tammany Parish home. We strive to make a tangible difference in our community.

  • CUSA Federal Credit Union
  • 50 Louis Prima Drive, Suite A, Covington, LA, 70433
  • Lends in Louisiana
  • Our credit union started as Gulf Employees-Harvey Federal Credit union on October 12, 1955. On January 1, 1975, our name was changed to Gulf Federal Credit Union. On August 28, 1985, we were re-named CUSA Federal Credit Union, as we are today. Later, two other credit unions joined CUSA Federal Credit Union, in 1989, Operators, Inc.

  • American Bank & Trust Company Covington
  • 1819 N. Columbia Street, Covington, LA, 70433
  • Lends in Louisiana
  • American Bank & Trust Company, Inc. was chartered by the State of Louisiana in 1964. This community bank serves the parishes of Red River, St Tammany, Tangipahoa, and Jefferson. American Bank prides itself as a good citizen in the communities it serves. Local businesses both large and small have grown with us over the years.

  • Weeks Team Inc
  • 125 N Theard St, Suite B, Covington, LA, 70433
  • Lends in Louisiana
  • Your one stop mortgage resource. We would love the opportunity to serve anyone who is looking to buy, sell, or refinance residential properties. We can help you in Louisiana, Mississippi, Alabama, & Florida. We Believe every client is unique. You are more than just a loan and a loan should help you achieve your goals and dreams.

  • Vista Mortgage
  • 522 N New Hampshire St, Suite 7, Covington, LA, 70433
  • Lends in Louisiana
  • Vista Mortgage offers over 20 years of mortgage lending experience! Our goal is to make the mortgage process simple and stress free. We strive to be there for our clients, and can be reached after hours if neccassary! We are here to make the mortgage process as simple as possible for all of our clients.