FHA VS Conventional loan in New-Iberia, Iberia County, Louisiana

In 2026, the conventional loan limit set for New-Iberia, located in Iberia county of LA, is $647,200. Meanwhile, the FHA limit for a single-family home is established at $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate and contrast today's best rates for Conventional, FHA, and USDA options. Determine the income, credit score, reserves, and required documents for qualification. Our sophisticated mortgage tool places Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to discern the most fitting program in LA for your financial goals.

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2026 Loan Limits and Downpayment Requirements in New-Iberia, County of Iberia, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table pertains to the following zip codes: 70560

Explore Conventional and FHA Loan Options in New-Iberia, LA

The mission of Lendersa® is to swiftly connect you to the finest Conventional, USDA, or FHA loan options with ease. Choose from one of the three starting methods, each crafted to guide you to lenders and loan programs tailored to your requirements.

Results from Lendersa USDA loan request matchings


New-Iberia Lenders

  • Bank of Erath
  • 105 W. Edwards Street, Erath, LA, 70533
  • Lends in Louisiana
  • The Bank of Erath was organized in August of 1910 and opened its door for business on November 18, 1910. With our roots firmly established in Vermilion Parish our founding family names like Moresi, Caldwell, Broussard and LeBlanc are still prominent and recognizable to today's parish residents.

  • OneHome Mortgage
  • 200 Cautillion Dr, Youngsville, LA, 70592
  • Lends in Louisiana
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Preferred Lending Solutions, LLC
  • 104 Albertson Pkwy, Suite 1, Broussard, LA, 70518
  • Lends in Louisiana
  • Preferred Lending Solutions offers several home loan products including, but not limited to, Rural Development (100% financing), FHA, Conventional, VA (100% financing), and Jumbo loans. Options for closing costs and down payment assistance programs are available in addition to our very low lender fees and competitive rates

  • First Pioneers FCU
  • 2235 South College Road, Lafayette, LA, 70508
  • Lends in Louisiana
  • First Pioneers FCU was chartered in 1949 by the employees of AT&T. These forward looking people saw an opportunity to provide for individual thrift, mutual savings and access to low cost loans. Running a credit union meant pooling common savings through payroll deduction, then lending it to members.

  • Loans with Gus
  • 91 Settlers Trace Blvd, Bldg 3, Lafayette, LA, 70508
  • Lends in Louisiana
  • Gus Abirached, my mission is to set a high standard in the mortgage industry. I am committed to quality customer service – putting the people I serve first. My goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available.

  • Neighborly Home Lending
  • 218 Rue Beauregard, Suite I, Lafayette, LA, 70508
  • Lends in Louisiana
  • Neighborly Home We are not like other mortgage brokerage companies hiding behind complicated language and products. Rather, our goal is to empower our customers by simplifying the complexity associated with getting a mortgage so that anyone can understand the process, and benefit from their understanding. We seek to provide unrivaled service.

  • Milestone Mortgage
  • 91 Settlers Trace Blvd, Building 3, Lafayette, LA, 70508
  • Lends in Louisiana
  • we are a brokerage serving customers in Louisiana. The key to our success has been a combination of consistently offering the lowest possible rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity.

  • My Mortgage Company, LLC
  • 141 Treasure Cove, Lafayette, LA, 70508
  • Lends in Louisiana
  • We offer a wide range of fast & easy to use mortgage calculators to help you determine what you can afford. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more they have the knowledge required to present a proposal for financing to lenders in the best way possible.

  • Approved Mortgage, LLC
  • 850 Kaliste Saloom Rd, Suite 212, Lafayette, LA, 70508
  • Lends in Louisiana
  • We specialize in mortgage loans in Lafayette. We also serve the surrounding cities in Lafayette County. Whether you are buying a home or refinancing in the zip code of 70508, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.