In 2026, the Conventional loan limit for Agawam, located in the county of Hampden, MA, is $726,200. In contrast, the FHA cap for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to explore the best rates today for Conventional, FHA, and USDA loans. It helps you determine the income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, you can assess Conforming Conventional loans alongside USDA, FHA, and VA options to help decide the best program in MA for your financial needs.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
These limits apply to zip codes: 01030, 01001
The goal of Lendersa® is to quickly provide you with the best possible Conventional, USDA, or FHA loans without any hassle. You can choose from three initial approaches that link you to appropriate lenders and programs.
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