FHA VS Conventional loan programs in Longmeadow, Hampden County, Massachusetts

For 2026, the conventional loan limit in Longmeadow, located in Hampden county, MA, is set at $726,200. Meanwhile, the FHA limit for single-family homes stands at $472,030.

Take advantage of the Lendersa® Conventional loan calculator to compare current rates across Conventional, FHA, and USDA options. Determine income, credit, reserves, and document needs for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the optimal program in MA for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Longmeadow, Hampden, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to the zip codes: 1106

Explore Conventional and FHA Loan Options in Longmeadow, MA

The objective at Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loan without hassle. Choose one of three starting points to connect with matched lenders and programs.

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Longmeadow Lenders

  • MassMutual Federal Credit Union
  • 1295 State Street, Springfield, MA, 01111
  • Lends in Massachusetts
  • MMFCU is a financial cooperative founded in 1962. Our membership is open to all employees of MassMutual, financial professionals, and their family members. We provide valued products and services to improve members' financial well-being and also MassMutual. We have over 300 years of collective financial and credit union experience among our employe

  • TMD Capital
  • 1500 Main St, Springfield, MA, 01103
  • Lends in Massachusetts
  • We provide financing to real estate investors. We work in many different asset classes including - 1-4 Family Residential, Multi Family, Commercial properties. We pride ourselves being steadfast in our pursuit to meet our clients needs, and are committed to upholding our three core principles. Service, Pricing, Continuous Improvement.

  • Freedom Credit Union
  • 1976 Main Street, Springfield, MA, 01103
  • Lends in Massachusetts
  • Freedom’s story began in 1922 when it was originally chartered as the Western Massachusetts Telephone Workers Credit Union. From a small office in the telephone company building on Worthington Street in Springfield, Massachusetts, the credit union grew until we found a new home on Main Street in Springfield.

  • Polaris Home Loans, LLC
  • One Monarch Place, 22nd Floor, Suite 2200, Springfield, MA, 01144
  • Lends in Massachusetts
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Pioneer Valley Credit Union
  • 246 Brookdale Drive, Springfield, MA, 01104
  • Lends in Massachusetts
  • Our mission is to provide products and services to our members with the goal of empowering them to understand the importance of financial stability and security, while offering tools to make sound financial decisions. Our vision is to be the pioneer of cutting edge financial products while maintaining exclusive membership benefits.

  • USA Mortgage Network, Inc.
  • 1333 Boston Road, Springfield, MA, 01119
  • Lends in Massachusetts
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.Pre-qualification starts the loan process.Anabela (Bela) is the President/Owner of USA Mortgage Network Inc.