In 2025, the Conventional loan limit for Amherst, in Hampshire county, MA, is $647,200. In contrast, the FHA limit for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in MA suits your financial situation best.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison applies to the zip codes: 01002, 01003, 01004, 01059
The aim of Lendersa® is to rapidly secure the best Conventional, USDA, or FHA loan for you, free of hassle. Choose from three starting options to find matching lenders and loan programs.
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Bridge Loan Guides
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