FHA VS Conventional loan programs in Amherst-Center, Hampshire County, Massachusetts
For the year 2025, the Conventional loan limit in Amherst-Center, within the county of Hampshire, MA, is established as $647,200. On the other hand, the FHA limit applicable to a single-family home reaches $420,680. Knowing these limits is essential for understanding how much you are eligible to borrow under each loan type, assisting in making informed financial decisions.
Leverage the Lendersa® Conventional loan calculator to compare the best available rates today across Conventional, FHA, and USDA loans. It facilitates determination of income, credit, reserves, and documentation requirements for qualification. Our advanced mortgage calculator allows for a side-by-side comparison of Conforming Conventional loans alongside USDA, FHA, and VA programs, providing a clear overview to help you select the optimal financial solution in MA that suits your unique conditions.
Detailed 2025 Loan Limits and Downpayment Requirements in Amherst-Center, County of Hampshire, MA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is relevant to these zip codes: 01002, 01003, 01004
Investigating Conventional and FHA Loan Options in Amherst-Center, MA
At Lendersa®, our dedicated goal is to facilitate quick access to the most fitting Conventional, USDA, or FHA loans with minimal hassle. Begin your journey by selecting one of the three initial pathways to find matching lenders and the loan programs that best align with your needs.
Bldg. 417 Crooked Tree Drive, Dawsonville, GA, 30534
Destiny Mortgage Lending you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
CIBM Bank is a wholly owned subsidiary of CIB Marine Bancshares, Inc. and formerly operated as "Marine Bank" in its Indiana and Wisconsin markets, "Central Illinois Bank" in its central Illinois market, "Avenue Bank" in its Chicagoland market, and Avenue Mortgage, a division of CIBM Bank serving the communities of all CIBM Bank branches
Lanier Federal Credit Union (LFCU), was Federally chartered in 1969 as a Not-for-profit Financial Cooperative to serve employees of Chicopee Manufacturing Company (a division of Johnson & Johnson). (f/k/a Chicopee Federal CU) Due to additional requests for services in 1982, the charter was approved to serve two groups affiliated with Chicopee
Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year.
In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.
The Bank of Newington was established in July of 1919 in Newington, Georgia.
Our dedication to you, our customers, has allowed us to expand to meet your needs.
In 1991, Bank of Newington moved into a new office in Newington, which has allowed us to better serve our customers.
The Fisher National Bank opened for business November 18, 1955 at a small office in downtown Fisher, IL. With numerous additions and renovations, this facility served our needs very nicely over the years. In the late 1990s, due to steady growth and the loyalty of our many clients, the board realized it was time to make another investment.
Waterman Bank, originally founded as “Waterman State Bank” by Humphrey Roberts in 1891, has been a pillar of the local Waterman and surrounding Southern DeKalb County community for over 110 years. Roberts, with the help of his sons, crafted Waterman State Bank’s time-tested foundation.
First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.
Our mission is to offer financial services to members of our community with an emphasis on asset development and the achievement of long-term financial security. We specifically will strive to develop relationships with persons who previously have had no interaction with existing financial institutions.
2751 Ralph Buckner Boulevard NE, Cleveland, TN, 37311
Pathway CU was established as a financial institution to meet the growing needs of the Church of God entities. Each member of the credit union is part owner of the organization. Members in good standing are privileged to vote for the Board of Directors.Each year financial gains are returned to the members in the form of dividends or other benefits.
