FHA VS Conventional loan programs in Sunderland, Franklin County, Massachusetts

In 2026, the maximum conventional loan limit for a single-family home in Sunderland, within Franklin county, MA, is $726,200. On the other hand, the FHA loan limit is set at $472,030.

The Lendersa® Conventional loan calculator is a tool for comparing today's leading rates for Conventional, FHA, and USDA loans. By checking the income, credit, and reserves required, along with necessary documents to qualify, you can make informed decisions. Our advanced mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help you choose the most suitable program for your financial situation in MA.

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2026 Loan Limits and Down Payment Requirements in Sunderland, Franklin County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This detailed table is relevant for zip codes: 1375

Discover Conventional and FHA Loan Options in Sunderland, MA

Lendersa® is focused on helping you obtain the optimal Conventional, USDA, or FHA loan quickly and without complications. Choose one of the three initial options to find matching lenders and corresponding loan programs.

Results from USDA loan requests through Lendersa


  • Helping Hands Community Partners
  • 421 Elmwood Ave., Providence, RI, 02907
  • Formed in 2012, Helping Hands has successfully been renovating neighborhoods and educating people about different homeownership options. We found a recurring problem for our clients – they needed better information about the purchase, refinance, and reverse mortgage loan process.

  • First Home Mortgage Corporation
  • 400 Reservoir Avenue, Suite 1G, Providence, RI, 02907
  • First Home Mortgage Corporation was founded in 1990 by Dave Waters, CEO. We grew from a handful of employees to a financial institution of 42 offices serving 21 states located in the mid-Atlantic, South and Northeast states. Our entrepreneurial management team, support staff, and industry leading producers.

  • The Cooperative Bank
  • 40 Belgrade Avenue, Roslindale, MA, 02131
  • For more than four generations, TCB has been helping our customers make their goals and dreams a reality. We opened our doors on South Street in Roslindale in April 1898 as Roslindale Cooperative Bank. From 1928 to 1956, our main office was located on the corner of Corinth Street. In 1956, we moved to 40 Belgrade Avenue, where we still are today.

  • Stonehambank
  • 80 Montvale Avenue, Stoneham, MA, 02180
  • StonehamBank is a full-service community bank offering state of the art products & services to residents and businesses throughout eastern Massachusetts and southern New Hampshire. In addition to providing progressive products and convenience services, StonehamBank believes in giving back to the community through its Community Involvement Program.

  • Members Mortgage Company
  • 90 Maple Street, Stoneham, MA, 02180
  • Members Mortgage Company was founded in 1994, to meet the mortgage lending needs of New England credit unions. At the time, most of the mortgage lending options available to credit unions were organizations only interested in acquiring servicing rights for their loans, or mortgage brokers with reduced accountability for their own mistakes.

  • Harvard University Employees Credit Union
  • PO Box 382609, Cambridge, MA, 02238
  • Harvard University Employees Credit Union is a not-for-profit financial institution, founded in 1939 by employees and serving all Harvard affiliates and teaching hospitals, including faculty, students, alumni, post-docs, fellows, and more.

    Harvard affiliates and their family are eligible to join.

  • Blue Point Commercial Capital
  • 0 Philmont Ave, Cranston, RI, 02910
  • Blue Point Commercial Capital specializes in the commercial real estate transactions that do not fit traditional underwriting guidelines of bank financing. We have a full suite of loan programs and have the ability to tailor our clients loan needs with short or long term options.

  • Pioneer Mortgage
  • 2508 Whitney Ave, Hamden, CT, 06518
  • Pioneer Mortgage was started in 1999 by Michael Greenberg and Todd Brandi. Michael Geenberg is a graduate of Quinnipiac College. Todd Brandi graduated from University of CT with a degree in Finance and Real Estate Finance and Urban Economic Studies.

    MORTGAGE BROKER ONLY. NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

  • Newtown Savings Bank
  • 2321 Whitney Avenue, Hamden, CT, 06518
  • Newtown Savings Bank is an equal opportunity and affirmative action employer M/F/D/V. All qualified
    applicants will receive consideration for employment without regard to race, color, religion, sex, national
    origin, age, disability, veteran status or any other legally protected status.

  • United Investment Bankers LLC
  • 3013 Dixwell Avenue, Hamden, CT, 06518
  • United Investment Bankers LLC have been helping people realize their dream of home ownership since 2003. Here at UIB, we are laser focused on customer service, the best rates available, and timely closings. I have worked for 4 different mortgage companies, Capital Mortgage (now UIBLLC) was where I learned the business from my mentor Steven Kroop.

  • Brookview Financial, Inc.
  • 2321 Whitney Ave, Suite 102, Hamden, CT, 06518
  • Brookview Financial, Inc. is a 25 year old national private mortgage lender with a focus on funding value-add real estate projects, including the purchase and renovation of houses and small balance commercial loans. Since our formation, we have closed over $1 billion in small balance mortgage loans through our portfolio companies

  • Shamrock Home Loans
  • 75 Newman Avenue, Rumford, RI, 02916
  • Shamrock Home Loans, we’re not inspired by mortgage loans, credit scores or interest rates. No way. What fires us up is the idea of building neighborhoods, watching families grow and turning houses into homes and also The company provides equity, refinancing, debt consolidation, home improvement loans and real estate mortgage loans.