FHA VS Conventional loan programs in Sunderland, Franklin County, Massachusetts

In 2026, the maximum conventional loan limit for a single-family home in Sunderland, within Franklin county, MA, is $726,200. On the other hand, the FHA loan limit is set at $472,030.

The Lendersa® Conventional loan calculator is a tool for comparing today's leading rates for Conventional, FHA, and USDA loans. By checking the income, credit, and reserves required, along with necessary documents to qualify, you can make informed decisions. Our advanced mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help you choose the most suitable program for your financial situation in MA.

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2026 Loan Limits and Down Payment Requirements in Sunderland, Franklin County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This detailed table is relevant for zip codes: 1375

Discover Conventional and FHA Loan Options in Sunderland, MA

Lendersa® is focused on helping you obtain the optimal Conventional, USDA, or FHA loan quickly and without complications. Choose one of the three initial options to find matching lenders and corresponding loan programs.

Results from USDA loan requests through Lendersa


  • FDU Federal Credit Union
  • 12 Main Street, Suite 4, Madison, NJ, 07940
  • FDU Federal Credit Union Founded in 1965, Fairleigh Dickinson University Federal Credit Union (FDU FCU) is a federally chartered credit union serving the University's students, faculty, and staff. Since then, many other local businesses and organizations have joined FDU FCU. As a non-profit, FDU FCU strives to support members in achieving.

  • County Educators Federal Credit Union
  • 16 East Lincoln Avenue, Roselle Park, NJ, 07204
  • For over 85 years, County Educators FCU has been helping people like you achieve their financial goals. We are proud of the wide range of valuable financial services we offer, from affordable Checking & Savings programs to convenient low-cost lending services. We can offer your employees a great employee benefit at absolutely no cost to you.

  • MLB Residential Lending, LLC
  • 51 Commerce Street, Suite 101, Springfield, NJ, 07081
  • MLB Residential Lending serves the lending needs of home buyers, home owners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. As a community-focused lender,

  • KEYPOINT MORTGAGE, LLC
  • 150 Morris Avenue Suite 206,, Springfield, NJ, 7081
  • At Keypoint Mortgage LLC, we are proud to offer a wide range of mortgage loan options for clients at all levels, from first-time buyers through seasoned real estate investors. To help determine the best loan program for you, consider the following: How important is payment certainty? If knowing that your payment will be the same

  • PRIME TIME MORTGAGE CORPORATION
  • 275 US-22, Springfield Township, Springfield, NJ, 07081
  • Prime Time Mortgage Corp. is a full service Mortgage Banker offering Residential Conventional, FHA/VA and Alt-A loans in NJ, NY, FL and VA. We also offer commercial loans in every state. We are a direct lender and have in-house processing for all loan files. We work with each borrower.

  • Atlantic Federal Credit Union NJ
  • 37 Market Street, Kenilworth, NJ, 07033
  • Atlantic Federal Credit Union was founded in 1935 by a group of AT&T Western Electric employees in Kearny, New Jersey. They were dedicated to building a not-for-profit financial cooperative to meet their savings and borrowing needs — an especially formidable task in that depression era.

  • Lincoln Mortgage Solutions
  • 7016 Caviro Lane, Boynton Beach, FL, 7901
  • Lincoln Mortgage Solutions LLC will work with you to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Our goal is to create lasting relationships with each and every client and to continue to assist you with whatever your future needs may be.

  • Heritage Mortgage Banking Corp
  • 25 Lindsley Drive, Suite 209, Morristown, NJ, 07960
  • Our mortgage representatives specialize in providing home loans to first time home buyers and FHA purchases in Morris County as well the greater New Jersey and New York state area. We deliver an unparalleled level of service and the lowest possible loan rate in the business. Upon this – we have built our reputation, for over a decade

  • JG Funding Corporation
  • 531 Wild Avenue, 2nd Floor, Staten Island, NY, 10314
  • JG Funding is a direct hard money lender that has been providing the real estate industry with immediate access to short term financing for over 12 years. JG Funding serves a growing need for investors looking for creative or situational financing within a tight time frame to fund acquisition, refinance, rehab & other real estate investment.

  • Jersey Central FCU
  • 23 North Avenue East, Cranford, NJ, 07016
  • Jersey Central Federal Credit Union (JCFCU) is a not-for-profit financial cooperative, chartered in 1937 to serve employees of the Central Railroad of New Jersey (CNJ), who worked in the engine repair and train services departments in Jersey City, NJ. The founding members recognized the need for affordable

  • SunQuest Funding, LLC
  • 184 N Avenue E, Suite 300, Cranford, NJ, 7016
  • No matter what your financial situation looks like, the experts at SunQuest will analyze your income, assets and liabilities; we’ll coordinate with your attorney, accountant or advisers, to insure that your New Jersey mortgage supports your other financial goals.The two founding partners of SunQuest Funding represent more than 40 years of experienc

  • First Alliance Home Mortgage
  • 20 Jackson Drive, 2nd Floor, Cranford, NJ, 07016
  • First Alliance Home Mortgage, L.L.C. opened in 2004 and has since become one of the premier lenders in New Jersey. A Mortgage Banker/Broker with tremendous resources and a wide array of mortgage products we are committed to providing you with the best rates and mortgage programs available in today's market.