FHA VS Conventional loan in Barnstable, Barnstable County, Massachusetts

As of 2026, the limit set for a Conventional loan in Barnstable, within Barnstable county, MA, is $726,200. On the other hand, the FHA loan limit for a single-family home in the same area is $701,500, providing guidance for home buyers regarding their financing options.

Utilize the Lendersa® Conventional loan calculator to assess the most competitive rates today between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator facilitates a seamless side-by-side evaluation of Conforming Conventional loans, alongside USDA, FHA, and VA ones, aiding you in making an informed decision regarding the best loan program available in MA for your particular financial situation.

Review loan offers from a wide variety of 100 lenders

2026 Loan Limits and Down Payment Requirements in Barnstable, Barnstable, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $496,800 0%
FHA $701,500 3.5%

The applicability of this comparison table extends to these zip codes: 02635

Explore Conventional and FHA Loan Opportunities in Barnstable, MA

Lendersa® is dedicated to swiftly securing the most suitable Conventional, USDA, or FHA loan options with minimal hassle. You can begin with one of three starting points that connect you with lenders and loan programs tailored to meet your needs.

Discover the results of Lendersa USDA loan requests


  • The Prestige Mortgage Team
  • 5580 8th Street West, Unit 10, Lehigh Acres, FL, 33971
  • With over 14 years experience in the mortgage and real estate industry, Steve is a Boston native and moved to SWFL in 2003. Steve is as an experienced professional with the knowledge and expertise that you need to explore the many financing options available in today’s ever-changing mortgage environment.

  • St. Cloud Mortgage
  • 606 25th Ave South, Suite 101, Saint Cloud, MN, 56301
  • "St. Cloud Mortgage, Inc. can give you an affordable mortgage with outstanding customer service during the entire process.

    Same-Day Pre-Approvals
    Refinance Options
    Credit Assistance
    Mortgage Brokerage
    Variety of Home Loan Programs. With all of our home loan programs at St. Cloud Mortgage, Inc."

  • Granite City Mortgage of Saint Cloud Inc
  • 600 25th Ave S, Suite 208, Saint Cloud, MN, 56301
  • Granite City Mortgage has been in Business since April of 1996 serving the local Saint Cloud area and surrounding communities. Granite City Mortgage of St. Cloud offers a variety of mortgage programs, including:* Conventional loans* Government loans* No up-front fees* Zero down programs* Refinancing* Home equity loans* Debt consolidation.

  • Power Financial Credit Union
  • 2020 NW 150th Ave, Suite 100, Pembroke Pines, FL, 33028
  • Power Financial Credit Union is committed to helping guide its members to better financial lives today and for generations to come. Power Financial Credit Union helps members achieve financial freedom by combining free financial education resources with a superior experience, and personalized banking solutions.

  • Acosta Home Loans Team
  • 2000 NW 150th Ave, Pembroke Pines, FL, 33028
  • Acosta Home Loans specializes in making the home buying / refinancing process simple. Although qualifying can be confusing and demanding, we make it easy through an upfront consultation and clear communication. and Andrew Joseph Acosta covering FHA, VA, USDA, and Conventional loans in South Florida. During my years of experience.

  • USA Funding Mortgage Group Inc
  • 1961 Northwest 150th Avenue, Suite 205, Pembroke Pines, FL, 33028
  • USA Funding Mortgage Group, Inc., located in Pembroke Pines, Florida, was established in 2006 and specializes in the real estate market and financing at the residential and commercial level. Our management team has over fifty years of combined mortgage industry experience and has partnered with licensed independent loan

  • Greenhome Mortgage Group LLC
  • 1806 North Flamingo Road, Suite 435, Pembroke Pines, FL, 33028
  • Our Mission is to create lasting memories of achievement and strategies for wealth building with the sole intent of leaving a legacy for our families and yours. Our team has DECADES of experience in Loan Originating, Mortgage Processing, and Underwriting which gives us a unique understanding

  • Florida Choice Mortgage Corp
  • 2250 Northwest 136th Avenue, Suite 100B, Pembroke Pines, FL, 33028
  • At Florida Choice Mortgage Corp., we are committed to communicating with our clients in a professional manner and protecting your confidential information. We use the information you provide (e.g. name, address, phone number, email, etc.) to contact you to share information about our products/services.

  • Xavier Financial and Mortgage Group, LLC
  • 7129 Pinebay Blvd., Englewood, FL, 34224
  • Xavier Financial & Mortgage, we can save you time and money, getting you the right mortgage for your home. Xavier Financial, our custom mortgage options serve home-buyers in Englewood FL, Port Charlotte FL, Punta Gorda FL, North Port FL, Venice FL, Sarasota FL, Bradenton FL, Fort Myers FL, & neighboring Florida area real-estate mortgage needs.