FHA VS Conventional loan programs in Barnstable, Barnstable County, Massachusetts

In 2025, Convetional loan limit in Barnstable, county of Barnstable, MA is $726,200 while FHA limit is $701,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Barnstable, county of Barnstable, MA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $496,800 0%
FHA $701,500 3.5%

The comparison table applies to zip codes: 02635, 02637, 02630, 02632, 02601, 02655, 02672, 02675, 02647, 02648, 02668, 02634

Conventional and FHA loan options in Barnstable, MA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Next Step Home Loans, LLC
  • 12841 Jones Rd. #245, Houston, TX, 77070
  • Next Step Home Loans, LLC is a mortgage broker headquartered in Houston but we can offer our programs and mortgage services throughout the entire State of Texas. We are a preferred mortgage broker for some of the top mortgage wholesale lenders in the country and we use that preferred status to offer our clients.
  • Union Square Credit Union
  • 1401 Holliday St, Wichita Falls, TX, 76301
  • Union Square is the largest credit union in the Texoma Area. We are here to serve you, our members, with the best products available and the most competitive rates around. We are people helping people. We are.... Your Financial Center of Choice! Union Square Credit Union's field of membership is open to those who have the following common bond
  • Texoma Community Credit Union
  • 807 8th St, Suite 100, Wichita Falls, TX, 76301
  • Texoma Community Credit Union has served 11 counties surrounding Wichita Falls, Texas since 1953 with a full range of banking services. We are not a big bank, but a financial cooperative. This means every member gets a vote, and our profits go back into the community each year, rather than into the hands of shareholders.
  • ALOAN Mortgage LLC
  • 2501 Truxillo St, Houston, TX, 77004
  • We offers a wide range of loan programs .Our goal is to provide our customers with better rates and fees with excellent services. Our group of expert could help you decide which program best fit you today! While there are thousands of other loan companies, we want to be the one that stands out and best fit your needs
  • Loan Hub
  • 1300 McGowen St, Houston, TX, 77004
  • DOSS Home Loans is affiliated with the DOSS Brand of services & technology designed to automate the process, reduce transactional friction, & pass that savings on to our clients. Our mission is to develop the best technology to make homeownership in AMERICA more affordable.our mission is to serve our customers with honesty, integrity & competence.
  • Ameristate Realty & Mortgage LC
  • 16310 Tomball Parkway, Suite 404, Houston, TX, 77064
  • Our priority is that our customers have a great buying or refinancing experience and our mortgage experts will be there to help and guide you every step of the way. We are home loan experts dedicated to making sure your home purchase or refinance experience is an exciting and memorable experience.
  • Houston Texas Fire Fighters Federal Credit Union
  • 4200 Kolb Street, Houston, TX, 77007
  • HTFFFCU is a full service financial institution located in Houston, Texas. We exclusively serve the Houston Fire Department and their families. This is the official HTFFFCU Facebook page where you are encouraged to participate and engage with the credit union and other fellow members. Ensure that all comments and posts are appropriate
  • Houston Police Credit Union
  • 1600 Memorial Drive, Houston, TX, 77007
  • Originally founded on October 21, 1937, towards the end of the Great Depression, Houston Police Credit Union was created by Houston police officers to establish a financial institution that was owned and operated by the local police force—a financial cooperative. Their mission was to provide reasonably-priced loans
  • Houston Highway Credit Union
  • 8120 Washington Avenue, Houston, TX, 77007
  • Houston Highway Credit Union was chartered by the state of Texas in December 1952 to serve the employees that worked in district 12 of the Texas Highway Department. At the time, this included about 2, 000 employees in Houston and the seven surrounding counties. Since that time, the number of employees and counties has decreased