FHA VS Conventional loan programs in 2025 for Barnstable, Barnstable County, Massachusetts

As of 2025, the limit set for a Conventional loan in Barnstable, within Barnstable county, MA, is $726,200. On the other hand, the FHA loan limit for a single-family home in the same area is $701,500, providing guidance for home buyers regarding their financing options.

Utilize the Lendersa® Conventional loan calculator to assess the most competitive rates today between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator facilitates a seamless side-by-side evaluation of Conforming Conventional loans, alongside USDA, FHA, and VA ones, aiding you in making an informed decision regarding the best loan program available in MA for your particular financial situation.

Review loan offers from a wide variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Barnstable, Barnstable, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $496,800 0%
FHA $701,500 3.5%

The applicability of this comparison table extends to these zip codes: 02635, 02637, 02630, 02632, 02601, 02655, 02672, 02675, 02647, 02648, 02668, 02634

Explore Conventional and FHA Loan Opportunities in Barnstable, MA

Lendersa® is dedicated to swiftly securing the most suitable Conventional, USDA, or FHA loan options with minimal hassle. You can begin with one of three starting points that connect you with lenders and loan programs tailored to meet your needs.

Discover the results of Lendersa USDA loan requests


  • Rock Mortgage Services, LP
  • 14340 Memorial Drive, Suite 400, Houston, TX, 77079
  • Rock Mortgage Houston is your first choice for a wide range of lending programs with low rates and great service. Rock Mortgage Houston was founded with the basic idea of old fashion personalized service and has grown through word of mouth referrals, one client at a time. Our goal is to help you qualify for the lowest interest rates
  • GL&L Holdings, LLC
  • 14780 Memorial Dr, Suite 220, Houston, TX, 77079
  • GL&L Holdings, LLC, a hard money lender in Houston, is a one-stop transaction center for all types of real estate asset-based private loans and hard money loans.We can provide private loans to investors on all types of investment properties in Texas. We also pay off other lenders and allow our applicants to net additional capital after payoff.
  • Nobel Mortgage & Investments, LLC
  • 11111 Katy Fwy #425, Houston, TX, 77079
  • Noble Mortgage & Investments, LLC was founded by Darel I. Daik (Residential Mortgage Loan Originator, NMLS ID#316081) in 2003 to provide innovative, timely, and competitive financing for real estate opportunities. and also We are a direct private real estate lender of hard money & conventional capital for both residential & commercial properties in
  • Preferred Mortgage PR
  • Avenue Roosevelt, Suite 307, San Juan, PR, 00918
  • Preferred Mortgage -Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
  • Victory Home Loans
  • 1840 Acton Highway, Granbury, TX, 76049
  • Victory Home Loans was founded in 1993. Victory Home Loans is a local, family owned and operated mortgage company with YOU in mind. Our goal is to help every home buyer or homeowner win by providing access to home loan options with lower costs, faster closings with an easier and more predictable process.
  • RF MORTGAGE & INVESTMENT CORP
  • 1148 Fd Roosevelt Ave, San Juan, PR, 00920
  • At RF Mortgage we are committed to offering our clients a personalized service. Our goal is to guide & offer our customers the best alternati goes on the market. This service has been the foundation of our success, causing our satisfied clients to be the best advertisement, constantly referring us to friends & family to help their mortgage needs.
  • Guarantee Mortgage
  • 6744 Victoria Ave, College Station, TX, 77845
  • Guarantee Mortgage Company, College Station, Texas mortgage lender. What’s the difference between us and big banks? We shop around between different lenders to find you lower rates and more loan options to get you into your home faster. Call us today. Don’t settle for the one or two loan products banks offer.
  • 1st Alliance Mortgage LLC
  • 750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
  • 1st Alliance Mortgage is not like other mortgage providers. For us, it’s not just about products and price. It’s about service. Service to our customers and our community. Whether you’re buying your first home or refinancing, 1st Alliance Mortgage is your calm, clear and experienced guide through the mortgage process.
  • 1ST ALLIANCE MORTGAGE, LLC
  • 750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
  • At 1st Alliance Mortgage we have the expertise and experience to get you the right mortgage, and to handle your transaction professionally. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you. Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage.