FHA VS Conventional loan programs in 2026 for Falmouth, Barnstable County, Massachusetts
For the year 2026, the conventional loan limit in Falmouth, which is situated in the county of Barnstable, MA, has been set at $726,200. Meanwhile, the FHA loan limit for a single-family dwelling is $701,500.
Employ the Lendersa® Conventional loan calculator to evaluate current rates for Conventional vs. FHA vs. USDA loans. Our advanced mortgage calculator enables you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine which program in MA best suits your financial requirements. We'll help you discern the necessary income, credit score, reserves, and documents for qualification.
2026 Loan Limits and Down Payment Requirements for Falmouth, County of Barnstable, MA
Type of Loan
Limit Amount
Down Payment Percentage
Conventional Conforming
$726,200
3%
USDA
$496,800
0%
FHA
$701,500
3.5%
This comparison chart is applicable for zip codes: 02536
Exploring Conventional and FHA Loan Options in Falmouth, MA
Lendersa® aims to secure the most favorable Conventional, USDA, or FHA loan for you promptly and efficiently. Choose from three different starting points designed to match you with suitable lenders and loan programs.
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