Explore the differences! FHA VS Conventional loan programs in Falmouth, Barnstable County, Massachusetts
For the year 2026, the conventional loan limit in Falmouth, which is situated in the county of Barnstable, MA, has been set at $726,200. Meanwhile, the FHA loan limit for a single-family dwelling is $701,500.
Employ the Lendersa® Conventional loan calculator to evaluate current rates for Conventional vs. FHA vs. USDA loans. Our advanced mortgage calculator enables you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine which program in MA best suits your financial requirements. We'll help you discern the necessary income, credit score, reserves, and documents for qualification.
2026 Loan Limits and Down Payment Requirements for Falmouth, County of Barnstable, MA
Type of Loan
Limit Amount
Down Payment Percentage
Conventional Conforming
$726,200
3%
USDA
$496,800
0%
FHA
$701,500
3.5%
This comparison chart is applicable for zip codes: 02536
Exploring Conventional and FHA Loan Options in Falmouth, MA
Lendersa® aims to secure the most favorable Conventional, USDA, or FHA loan for you promptly and efficiently. Choose from three different starting points designed to match you with suitable lenders and loan programs.
We are here to help. Feel free to ask any questions you may have about the most sensible financing options for your present or future home. You will soon find MORTGAGESAFE is your local & trusted source for outstanding rates lower monthly payments and prompt personal attention that guides you through the mortgage application process in record time.
Our team is led by Mike Burton, a 1984 graduate of the University Of Massachusetts School Of Business with a Bachelor Degree in business administration and finance. Mike has over 29 years of experience as a mortgage loan originator. Mike learned the ins-and-outs of the business working at Commonwealth Mortgage Company.
107 Beach Road, Suite 101, Vineyard Haven, MA, 02568
Lends in Massachusetts
Martha's Vineyard Mortgage! We specialize in purchases and refinances of all types offering the most competetive rates and stellar service. Island residents and Owners/Brokers Polly K. Bassett and Carol Borselle have each been in the mortgage business on the Vineyard for over 25 years, and have relationships with realtors
Established and chartered in 1955, Martha’s Vineyard Savings Bank is the last mutual savings bank created in Massachusetts. However, the Bank traces its financial roots back to 1909 when a group of people dedicated to the Island introduced co-operative banking to Martha’s Vineyard.
First Citizens’ Federal Credit Union was originally named Bristol Credit Union and was organized as a State Chartered Credit Union on November 17, 1937, to serve employees and residents of Bristol County, Massachusetts. Our name was changed to Citizens’ Credit Union when we expanded our operating field of membership to include Bristol, etc
We got our start in 1922, during the early days of America’s credit union movement as a telephone workers credit union. Since then, we’ve earned the trust of thousands of members in Massachusetts and Rhode Island by offering long-term dependability, sound advice, great local service,
PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham
Derby Street Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
St. Anthony of New Bedford Federal Credit Union is your local credit union. We are a federally chartered community credit union. Anyone living, working or having business within Bristol County is eligible to join.St. Anthony of New Bedford Federal Credit Union, a member owned co-operative, is a full service financial institution offering a variety
