FHA VS Conventional loan in Falmouth, Barnstable County, Massachusetts
For the year 2026, the conventional loan limit in Falmouth, which is situated in the county of Barnstable, MA, has been set at $726,200. Meanwhile, the FHA loan limit for a single-family dwelling is $701,500.
Employ the Lendersa® Conventional loan calculator to evaluate current rates for Conventional vs. FHA vs. USDA loans. Our advanced mortgage calculator enables you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine which program in MA best suits your financial requirements. We'll help you discern the necessary income, credit score, reserves, and documents for qualification.
2026 Loan Limits and Down Payment Requirements for Falmouth, County of Barnstable, MA
Type of Loan
Limit Amount
Down Payment Percentage
Conventional Conforming
$726,200
3%
USDA
$496,800
0%
FHA
$701,500
3.5%
This comparison chart is applicable for zip codes: 02536, 02543, 02540, 02556, 02541, 02574
Exploring Conventional and FHA Loan Options in Falmouth, MA
Lendersa® aims to secure the most favorable Conventional, USDA, or FHA loan for you promptly and efficiently. Choose from three different starting points designed to match you with suitable lenders and loan programs.
ZFG Mortgage headquartered in Tulsa Oklahoma is commonly recognized as the states premier mortgage lender. ZFG offers FHA, USDA, Conventional and Non-conventional home mortgage loans. Our loan officers have 33 years of mortgage lending experience with wholesale mortgage banks & mortgage lenders and are licensed to close home loans.
AMC’s focus is on creating the very best experience for our clients and our employees during the process of obtaining a home mortgage. As a team, we are committed to creating a referable experience for our clients and referral partners. We place the highest value on our internal and external relationships and are grateful for the reputation.
When you become a DFCU member, you become an owner of the credit union and your money begins working for you. Our experienced staff works closely with our Board of Directors to watch the financial market and make careful decision about how to best strengthen our member's financial futures.
"We are a privately owned full service mortgage origination and servicing company that is dedicated to customer service.
Mortgage Clearing’s employees are dedicated professionals that pride themselves in the quality customer service and support that we have become known for. Our customers tell us they are impressed with our knowledgeable"
At Oklahoma Central, you'll find the same wide range of banking choices you'd expect from any financial institution and a commitment to our community that you’d expect from your neighbors.
The Mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, members and the communities we serve.
First Oklahoma Federal Credit Union (FOKFCU) is a federally insured credit union. We offer membership to all persons who live, work (or regularly conduct business), worship or attend school in, and businesses and other legal entities located in Tulsa or Creek Counties, Oklahoma. FOKFCU has been serving its members since 1923.
Citizens National Bank is committed to being a better place to bank. Not only in the way we do business, but also in our involvement in the community. Citizens National Bank, NA serves individuals, businesses and public and private sector institutions. Our branches provide a complete range of innovative financial products and services.
We are VA Homeloan Specialists and we serve the lending needs of homebuyers, homeowners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. Kara Lowrie has over 30 years experience in mortgage lending.
2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
