FHA VS Conventional loan programs in East-Falmouth, Barnstable County, Massachusetts
In 2026, the Conventional loan limit for a single-family home within East-Falmouth, located in Barnstable county, MA, stands at $647,200. Meanwhile, the FHA limit is $621,000.
Take advantage of the Lendersa® Conventional loan calculator to evaluate and compare today's most favorable rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the most appropriate program in MA for your financial needs.
Loan Limits and Down Payment Requirements for 2026 in East-Falmouth, Barnstable, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$408,200
0%
FHA
$621,000
3.5%
This table is applicable to the following zip codes: 2536
Conventional and FHA Loan Choices in East-Falmouth, MA
The goal of Lendersa® is to help you rapidly acquire the best possible Conventional, USDA, or FHA loan without complication. Choose from three starting points to connect with suitable lenders and relevant loan programs.
We are here to help. Feel free to ask any questions you may have about the most sensible financing options for your present or future home. You will soon find MORTGAGESAFE is your local & trusted source for outstanding rates lower monthly payments and prompt personal attention that guides you through the mortgage application process in record time.
Our team is led by Mike Burton, a 1984 graduate of the University Of Massachusetts School Of Business with a Bachelor Degree in business administration and finance. Mike has over 29 years of experience as a mortgage loan originator. Mike learned the ins-and-outs of the business working at Commonwealth Mortgage Company.
107 Beach Road, Suite 101, Vineyard Haven, MA, 02568
Lends in Massachusetts
Martha's Vineyard Mortgage! We specialize in purchases and refinances of all types offering the most competetive rates and stellar service. Island residents and Owners/Brokers Polly K. Bassett and Carol Borselle have each been in the mortgage business on the Vineyard for over 25 years, and have relationships with realtors
Established and chartered in 1955, Martha’s Vineyard Savings Bank is the last mutual savings bank created in Massachusetts. However, the Bank traces its financial roots back to 1909 when a group of people dedicated to the Island introduced co-operative banking to Martha’s Vineyard.
First Citizens’ Federal Credit Union was originally named Bristol Credit Union and was organized as a State Chartered Credit Union on November 17, 1937, to serve employees and residents of Bristol County, Massachusetts. Our name was changed to Citizens’ Credit Union when we expanded our operating field of membership to include Bristol, etc
We got our start in 1922, during the early days of America’s credit union movement as a telephone workers credit union. Since then, we’ve earned the trust of thousands of members in Massachusetts and Rhode Island by offering long-term dependability, sound advice, great local service,
PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham
Derby Street Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
St. Anthony of New Bedford Federal Credit Union is your local credit union. We are a federally chartered community credit union. Anyone living, working or having business within Bristol County is eligible to join.St. Anthony of New Bedford Federal Credit Union, a member owned co-operative, is a full service financial institution offering a variety
