Explore the differences! FHA VS Conventional loan programs in East-Falmouth, Barnstable County, Massachusetts

In 2026, the Conventional loan limit for a single-family home within East-Falmouth, located in Barnstable county, MA, stands at $647,200. Meanwhile, the FHA limit is $621,000.

Take advantage of the Lendersa® Conventional loan calculator to evaluate and compare today's most favorable rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the most appropriate program in MA for your financial needs.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in East-Falmouth, Barnstable, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $408,200 0%
FHA $621,000 3.5%

This table is applicable to the following zip codes: 2536

Conventional and FHA Loan Choices in East-Falmouth, MA

The goal of Lendersa® is to help you rapidly acquire the best possible Conventional, USDA, or FHA loan without complication. Choose from three starting points to connect with suitable lenders and relevant loan programs.

Explore Lendersa's USDA loan requests and matching results


  • Pacific Mortgage Group
  • 2045 Compton Avenue, Suite 202, Corona, CA, 92881
  • We are a committed team, here to help you find the right mortgage rate for your needs. We understand that every borrower is different, and we offer a variety of services to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by working with the latest financial tools.

  • Bay Port Financial Inc
  • 1071 E 16st, Suite C, Upland, CA, 91784
  • Bay Port Financial Inc Founder of the Tom Bass and his team made our mortgage process with buying our house a breeze. They were very knowledgeable and kept us very informed during the entire process. His responsiveness was a great help during the process and allowed us to close on time.

  • Golden Coast Mortgage
  • 1119 South Milliken Avenue, Ontario, CA, 91761
  • Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed
    by the Department of Business Oversight under the California Residential
    Mortgage Lending Act.

    The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.

  • Capital United
  • 3200 East Guasti Road, Suite 100, Ontario, CA, 91761
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Firm Foundation Finances Inc
  • 4345 East Lowell Street, Suite N, Ontario, CA, 91761
  • The mortgage Industry is filled with companies and individuals that forget that individuals need individual attention. Many in the industry are amateurs that don't know what they are doing and don't have your best interest at the forefront. We know that "Close Enough" in not Enough.

  • Apple Financial Network
  • 3200 E Guasti Rd, Suite 100, Ontario, CA, 91761
  • BirdEye Loans, Inc. John is dedicated to serving the needs of homebuyers and homeowners in the Inland Empire, Los Angeles and throughout California seeking the right loan for their situation. In his 19 years of dedicated service, John has worked with homebuyers seeking their very first home, experienced buyers seeking to upgrade to a larger home.

  • Blisss Life Enterprises
  • 3200 E Guasti Rd, Suite 100, Ontario, CA, 91761
  • "The Blisss Life Agency, a full-service mortgage and residential real estate brokerage offering a first class experience.
    Blisss Life, a wealth building brand dedicating to educating African American millennials learn to respect money so that they can live a financially free, blisssful life."

  • CalShield Home Loans Inc
  • 3200 E Guasti Rd Ste 100, Ontario, CA, 91761
  • The goal of CalSHIELD Home Loans, through a philosophy of ethical lending principles, is to provide a safe haven for borrowers where fees and costs are firmly set and where rates are the best available in order to fully care for every need our clientele may have.Nicholas Wright is the owner of CalSHIELD Home Loans.