FHA VS Conventional loan in Berlin, Worcester County, Massachusetts

As of 2025, the conventional loan limit in Berlin, located in the county of Worcester, MA, stands at $726,200, whereas the FHA limit is set at $472,030 for single-family homes.

The Lendersa® Conventional loan calculator is designed to help you compare current rates for Conventional, FHA, and USDA loans. It allows you to evaluate income, credit, and reserve requirements, as well as necessary documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, aiding you in choosing the most suitable program in MA for your financial needs.

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Loan limits and downpayment needs in Berlin, county of Worcester, MA for 2025

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison includes zip codes: 1503

Explore Conventional and FHA loan options in Berlin, MA

The mission of Lendersa® is to secure the best Conventional, USDA, or FHA loans for you swiftly and effortlessly. Begin your journey by choosing one of our three pathways that align with lenders and loan programs.

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  • Caprock Federal Credit Union
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  • Caprock Federal Credit Union has been open since 1965. The credit union has assets totaling $38.06 Million and provides banking services to more than 4, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state,
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  • Canon Signature Mortgage
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  • The Bank of Clovis
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  • The Bank of Clovis is a state chartered bank with deposits insured by the FDIC. The Bank was founded October 16, 2000. Our shareholders are employees, farmers, ranchers, small business owners, construction workers, teachers, doctors, lawyers, nurses, policemen, and firemen -- all from Curry County and the surrounding area.
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  • Frost Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company and the friendly attitude of your neighbors.
  • The Mortgage SuperStore
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  • The First State Bank of Malta
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