Explore the differences! FHA VS Conventional loan programs in Berlin, Worcester County, Massachusetts

As of 2025, the conventional loan limit in Berlin, located in the county of Worcester, MA, stands at $726,200, whereas the FHA limit is set at $472,030 for single-family homes.

The Lendersa® Conventional loan calculator is designed to help you compare current rates for Conventional, FHA, and USDA loans. It allows you to evaluate income, credit, and reserve requirements, as well as necessary documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, aiding you in choosing the most suitable program in MA for your financial needs.

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Loan limits and downpayment needs in Berlin, county of Worcester, MA for 2025

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison includes zip codes: 1503

Explore Conventional and FHA loan options in Berlin, MA

The mission of Lendersa® is to secure the best Conventional, USDA, or FHA loans for you swiftly and effortlessly. Begin your journey by choosing one of our three pathways that align with lenders and loan programs.

Lendersa USDA loan request and matching results


  • Professional Grade Mortgage
  • 18120 NW 266th St., High Springs, FL, 32643
  • At Professional Grade Mortgage, we offer our clients access to HUNDREDS of loan programs from over 25 of the Nation's Top Lenders, including Quicken Wholesale, UWM, Caliber, Loan Depot, Freedom Mortgage, & many more. This allows us to service all of our clients needs with Conventional, VA, FHA USDA & Non Prime loans, covering all occupancy types
  • Radiant Credit Union
  • 405 SE 2nd Place, Gainesville, FL, 32601
  • We're a credit union, a not-for-profit financial institution proudly serving our community and members for over 60 years. Our members aren’t just customers, they’re owners. This means when you join Radiant Credit Union, you get a voice in how we do business. As a not-for-profit cooperative, we return our profits to our member-owners.
  • first federal Bank
  • 1300 McFarland Blvd NE, Tuscaloosa, AL, 35406
  • First Federal Bank loan originators are eager to help you with your home loan needs. We listen carefully to each borrower & use our diverse mix of lending products to fit your situation. Our loan originators are given a terrific support staff & the latest loan processing & automated underwriting technologies
  • My Healthcare Federal Credit Union
  • 4720 NW 39th Ave, Gainesville, FL, 32606
  • My Healthcare Federal Credit Union has been serving employees of thehealth care community since 1974. The credit union was originally formed under the name of HCA Federal Credit Union and was chartered to serve the health care community of North Florida Regional Medical Center in Gainesville, FL.
  • Alligator Mortgage Company
  • 2630-B NW 41st Street, Gainesville, FL, 32606
  • The Alligator Mortgage Company Team is your premier mortgage team located in Gainesville, Florida. We pride ourselves on offering some of the best mortgage rates in Gainesville and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Gainesville area.
  • Bank of Sullivan
  • 318 W. Main Street, Sullivan, MO, 63080
  • Sullivan Bank formerly Bank of Sullivan was founded in 1895 and continues to operate by the principles that formed our charter: stability, strength and service.The bank is a locally owned financial institution chartered by the State of Missouri. It is a member of the Federal Deposit Insurance Corporation (FDIC).
  • Troy Bank & Trust
  • 1000 Hwy 231 South, Troy, AL, 36081
  • Troy Bank & Trust was organized September 5, 1906, with capital stock of $50, 000.00. Among the organizers and first directors were: Charles Henderson, W.C. Windham, and W.C. Black. The bank was first located on North Three Notch Street but moved in 1908 to 70 West Court Square. In 1926
  • DIGII, LLC
  • 2980 Gibraltar Blvd, New Smyrna Beach, FL, 32168
  • Portfolio lender with multiple options to fund commercial bridge loans for fix and flip and other investment strategies. Residential properties are ok. Direct access to decision makers provides the ability to move fast to help you secure more deals and execute more efficiently. Call me to today to discuss your loan scenario. Thanks.
  • Southwest Georgia Farm Credit
  • 305 Colquitt Highway, Bainbridge, GA, 39817
  • Farm Credit has been serving rural America for more than 100 years. Right here in southwest Georgia, we work side-by-side with farmers, farm businesses, land owners and homeowners. And because we’re a cooperative, your success means our success. Together, we grow. Southwest Georgia Farm Credit is part of the Farm Credit System
  • The Mortgage Firm
  • 3669 SW 2nd Ave, Gainesville, FL, 32607
  • The Mortgage Firm Gainesville is a local residential mortgage lender offering unmatched customer service and collaboration to ensure our clients’ satisfaction. Our team genuinely cares about our customers and takes the time to listen, identify, and respond to questions and concerns with full transparency